HDFC Life Super Income Plan- A non linked participating limited pay best money back Life Insurance Policy
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A non linked participating limited pay money back Life Insurance Plan

HDFC Life Super Income Plan has been awarded as the 'Best Product Innovation' at the Indian Insurance Awards, 2014.HDFC Life Super Income Plan is a participating regular money back policy plan in India with guaranteed benefits plus bonuses to best plan your investment needs. This money back policy offers guaranteed income for a period of 8 to 15 years and is ideal for individuals who need regular income at their disposal so that they don’t have to worry about future expenses and fulfill their financial goals uninterrupted.

Explore HDFC Life Super Income Plan
Explore HDFC Life Super Income Plan
Benefits Available Under HDFC Life Super Income Plan - Money Back Policy in India
  • Limited premium paying term of 5, 8, 10 or 12 years or pay once under Single premium option
  • Guaranteed1 Income every year for a period of 8, 10, 12 or 15 years under limited pay option
  • Guaranteed1 Income from 2nd policy year onwards till the end of policy term under single pay option
    1. Financial Protection against untimely demise, throughout the premium payment term as well as the payout period
      1. You can opt for hassle-free issuance on the basis of a Short Medical Questionnaire eliminating tedious medical tests 

        For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision. 

      1The Income will be received in the payout period and it will start once the premium paying term is over provided the policy in force and the life assured is alive

      Subject to provisions, as per Income Tax Act 1961. Tax benefits are subject to changes in tax laws.

      Eligibility for the Money Back Policy

      ENTRY AGE
      MIN
      MAX
      • 18 years minus Policy Term (for policy term less than 18 years)
      59 (FOR POLICY TERM OF 15 and 16 YEARS)
      • 30 days (for policy term greater than or equal to18 years)
      57 (FOR POLICY TERM OF 18 YEARS)
      55 (FOR POLICY TERM OF 20 YEARS)
      53 (FOR POLICY TERM OF 22 YEARS)
      51 (FOR POLICY TERM OF 24 YEARS)
      48 (FOR POLICY TERM OF 27 YEARS)
      45 (for policy term 15 to 27 years under Option 9)
      MATURITY AGE
       
      MIN
      18 yrs
       
      MAX
      75 yrs

      Money Back Policy options

      The plan offers range of options which you can select at inception based on your financial goals

      Limited Pay Option:
      OptionsPremium payment term (years) (A)Payout period (years) (B)Policy term (years) (A+B)Survival Benefit as % of Sum Assured on Maturity
       
      Annual GBI Paid During Payout Period
      Total Guaranteed Income For Entire Payout Period
      Options 1881612.50%12.5*8= 100%
      Options 28101810.00%10.0*10= 100%
      Options 310102012.00%12.0*10= 120%
      Options 410122210.00%10.0*12= 120%
      Options 512122410.00%10.0*12= 120%
      Options 61215278.00%8.0*15= 120%
      Options 751015100% of Sum
      Assured on
      Maturity divided
      by Payout
      period
      100%
      Options 851520

      Single Pay Option:

      OptionsPremium payment term (years)Payout period (years)Policy term (years)Survival Benefit as % of Sum Assured on Maturity
       
      Annual GBI Paid During Payout Period
      Total Guaranteed Income For Entire Payout Period
      Options 9Single PayFrom 2nd year to
      the end of the
      Policy Term
      15 to 27 years100% of Sum
      Assured on
      Maturity divided
      by Payout
      period
      100%
      For all ages, risk commences from the date of inception of the contract.
      All ages mentioned above are age last birthday.
      For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
      Product Brochure Download
      Rider Brochure Download
      Premium Rates Download


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