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In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
What is HDFC Life Flexi Cap Fund?
The HDFC Life Flexi Cap Fund (SFIN: ULIF07114/07/23FlexiCapFd101) is an open-ended equity fund offered under our Unit Linked Insurance Plans (ULIPs) which offer life cover along with market linked returns. Unlike traditional funds restricted to a single market segment, this fund has the flexibility to invest dynamically across market capitalizations - Large Cap, Mid Cap, and Small Cap - based on changing market conditions.
This dynamic approach allows the fund manager to balance stability and growth potential, aiming to generate superior risk-adjusted returns over the long term.
Investment Objective: To generate long-term capital appreciation and income from a portfolio predominantly invested in equity and equity-related instruments across the market capitalization spectrum.
KEY FUND FACTS of HDFC Life Flexi Cap Fund
Feature |
Details |
Fund Name |
HDFC Life Flexi Cap Fund |
SFIN |
ULIF07114/07/23FlexiCapFd101 |
Launch Date |
26th October 2023 |
Fund Category |
Equity - Flexi Cap |
Fund Manager |
HDFC Life Investment Team |
Asset Class Mix |
Equity: 97.53% | Debt/Money Market: 2.47% |
Key Features of HDFC Life Flexi Cap Fund?
Flexi Cap Strategy: The fund has the flexibility to dynamically invest across all market capitalizations—Large Cap, Mid Cap, and Small Cap—to capture the best opportunities in varying market cycles.
Investment Objective: To generate long-term capital appreciation and income.
Risk Profile: It is classified as a Very High risk fund, suitable for investors with a high-risk appetite and a long-term investment horizon (5+ years).
Fund Structure: It is an open-ended equity fund offered under Unit Linked Insurance Plans (ULIPs), providing the dual benefit of Life Insurance Protection and Wealth Creation.
Professional Management: The portfolio is actively managed by HDFC Life’s expert investment team.
HDFC Life Flexi Cap Fund Performance:
Particulars |
Details |
Benchmark Returns (%) |
Inception |
24.60% |
19.25% |
2 Years |
19.04% |
15.35% |
1 Year |
6.26% |
5.49% |
6 Months |
5.83% |
4.96% |
1 Month |
1.41% | 0.94% |
As of 28th Nov 2025
Source: https://www.hdfclife.com/content/dam/hdfclifeinsurancecompany/fund-performance/pdf/fund-factsheets-individual.pdf#page=77
In unit linked policies, the investment risk in the investment portfolio is borne by the policyholder. The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns.
Unit Linked Funds are subject to market risks and there is no assurance or guarantee that the objective of the investment fund will be achieved.
Unit Linked Insurance Products (ULIPS) are different from the traditional insurance products and are subject to the risk factors. The premium paid in the Unit Linked Life Insurance Policies is subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
HDFC Life Flexi Cap Fund (SFIN: ULIF07114/07/23FlexiCapFd101)
HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Flexi Cap Fund (SFIN: ULIF07114/07/23FlexiCapFd101) is only the name of the unit linked life insurance fund
HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Smart Protect Plan (UIN: 101L175V10), HDFC Life Sampoorn Nivesh Plus (UIN No: 101L180V01), HDFC Life Click 2 Wealth (UIN-101L133V03) and HDFC Life Click 2 Invest (UIN: 101L178V01) are only the name of the unit linked life insurance fund
HDFC Life Smart Protect Plan (UIN: 101L175V10) is a Unit Linked Non-Participating Individual Life Insurance Savings Plan, Life Insurance Coverage is available in this product.
HDFC Life Sampoorn Nivesh Plus (UIN No: 101L180V01) is a Unit Linked Non-Participating Individual Life Insurance Savings Plan, Life Insurance Coverage is available in this product.
HDFC Life Click 2 Wealth (UIN-101L133V03) is a Unit Linked Non-Participating Individual Life Insurance Savings Plan, Life Insurance Coverage is available in this product.
HDFC Life Click 2 Invest (UIN: 101L178V01) is a Unit Linked Non-Participating Individual Life Insurance Savings Plan, Life Insurance Coverage is available in this product.
ARN: ED/12/25/29348