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In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

What is HDFC Life Flexi Cap Fund?

The HDFC Life Flexi Cap Fund (SFIN: ULIF07114/07/23FlexiCapFd101) is an open-ended equity fund offered under our Unit Linked Insurance Plans (ULIPs) which offer life cover along with market linked returns. Unlike traditional funds restricted to a single market segment, this fund has the flexibility to invest dynamically across market capitalizations - Large Cap, Mid Cap, and Small Cap - based on changing market conditions.

This dynamic approach allows the fund manager to balance stability and growth potential, aiming to generate superior risk-adjusted returns over the long term.

Investment Objective: To generate long-term capital appreciation and income from a portfolio predominantly invested in equity and equity-related instruments across the market capitalization spectrum.

HDFC Life’s Flexi Cap Fund

Plans offering Flexi Cap Fund

  • In Ulip Plan, the investment risks in the investment portfolio is borne by the policyholder

    HDFC Life Click 2 Invest

    UIN: 101L178V01

    A plan that helps you grow your investments without compromising your family’s security.

    UIN: 101L178V01

    A plan that helps you grow your investments without compromising your family’s security.

    Key Features*
    • Choose from 12 fund options to match your investment preferences.
    • Get fund value at maturity or in periodical installments based on your needs1.
    • Enjoy Tax2 Benefits under Section 80C and Section 10(10D)3.
    • Choose from 12 fund options to match your investment preferences.
    • Get fund value at maturity or in periodical installments based on your needs1.
    • Enjoy Tax2 Benefits under Section 80C and Section 10(10D)3.
    ULIP Plan
  • In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder...

    In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    HDFC Life Smart Protect Plan

    UIN: 101L175V10


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan that addresses your long-term savings needs and also provides you protection in the form of a life cover.

    UIN: 101L175V10


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan that addresses your long-term savings needs and also provides you protection in the form of a life cover.

    Key Features*
    • Get upto 100 times13 of your premium as sum assured
    • Get a minimum Assured Benefit8 in the form of capital guarantee
    • Boost your fund value with 4 kinds of Loyalty Additions
    • Get upto 100 times13 of your premium as sum assured
    • Get a minimum Assured Benefit8 in the form of capital guarantee
    • Boost your fund value with 4 kinds of Loyalty Additions
    New Fund Launch
  • In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder...

    In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    HDFC Life Sampoorn Nivesh Plus

    UIN: 101L180V01


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan with loyalty additions and multiple fund options to help you optimize your investment.

    UIN: 101L180V01


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan with loyalty additions and multiple fund options to help you optimize your investment.

    Key Features*
    • Choose from 13 Funds to optimize your investment returns
    • Customize your premium payment options – Single, Limited or Regular
    • Choose from 5 convenient Benefit options to customize your payouts
    • Choose from 13 Funds to optimize your investment returns
    • Customize your premium payment options – Single, Limited or Regular
    • Choose from 5 convenient Benefit options to customize your payouts
    ULIP Plan
  • In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder...

    In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    HDFC Life Click 2 Wealth

    UIN: 101L133V03


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan that provides dual advantage of market-linked returns along with financial protection

    UIN: 101L133V03


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan that provides dual advantage of market-linked returns along with financial protection

    Key Features*
    • Enjoy unlimited free Switching option
    • Opt for systematic withdrawal from your funds for post retirement income
    • Choose from 19 Funds to maximize your investment
    • Enjoy unlimited free Switching option
    • Opt for systematic withdrawal from your funds for post retirement income
    • Choose from 19 Funds to maximize your investment
    ULIP Plan

KEY FUND FACTS of HDFC Life Flexi Cap Fund

Feature

Details

Fund Name

HDFC Life Flexi Cap Fund

SFIN

ULIF07114/07/23FlexiCapFd101

Launch Date

26th October 2023

Fund Category

Equity - Flexi Cap

Fund Manager

HDFC Life Investment Team

Asset Class Mix

Equity: 97.53% | Debt/Money Market: 2.47%

Key Features of HDFC Life Flexi Cap Fund?

Flexi Cap Strategy: The fund has the flexibility to dynamically invest across all market capitalizations—Large Cap, Mid Cap, and Small Cap—to capture the best opportunities in varying market cycles.

Investment Objective: To generate long-term capital appreciation and income.

Risk Profile: It is classified as a Very High risk fund, suitable for investors with a high-risk appetite and a long-term investment horizon (5+ years).

Fund Structure: It is an open-ended equity fund offered under Unit Linked Insurance Plans (ULIPs), providing the dual benefit of Life Insurance Protection and Wealth Creation.

Professional Management: The portfolio is actively managed by HDFC Life’s expert investment team.

HDFC Life Flexi Cap Fund Performance:

Particulars

Details

Benchmark Returns (%)

Inception

24.60%

19.25%

2 Years

19.04%

15.35%

1 Year

6.26%

5.49%

6 Months

5.83%

4.96%

1 Month

1.41% 0.94%

 

As of 28th Nov 2025

Source: https://www.hdfclife.com/content/dam/hdfclifeinsurancecompany/fund-performance/pdf/fund-factsheets-individual.pdf#page=77

In unit linked policies, the investment risk in the investment portfolio is borne by the policyholder. The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns.

Unit Linked Funds are subject to market risks and there is no assurance or guarantee that the objective of the investment fund will be achieved.

Unit Linked Insurance Products (ULIPS) are different from the traditional insurance products and are subject to the risk factors. The premium paid in the Unit Linked Life Insurance Policies is subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

HDFC Life Flexi Cap Fund (SFIN: ULIF07114/07/23FlexiCapFd101)

HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Flexi Cap Fund (SFIN: ULIF07114/07/23FlexiCapFd101) is only the name of the unit linked life insurance fund

HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Smart Protect Plan (UIN: 101L175V10), HDFC Life Sampoorn Nivesh Plus (UIN No: 101L180V01), HDFC Life Click 2 Wealth (UIN-101L133V03) and HDFC Life Click 2 Invest (UIN: 101L178V01)  are only the name of the unit linked life insurance fund

HDFC Life Smart Protect Plan (UIN: 101L175V10) is a Unit Linked Non-Participating Individual Life Insurance Savings Plan, Life Insurance Coverage is available in this product.

HDFC Life Sampoorn Nivesh Plus (UIN No: 101L180V01) is a Unit Linked Non-Participating Individual Life Insurance Savings Plan, Life Insurance Coverage is available in this product.

HDFC Life Click 2 Wealth (UIN-101L133V03) is a Unit Linked Non-Participating Individual Life Insurance Savings Plan, Life Insurance Coverage is available in this product.

HDFC Life Click 2 Invest (UIN: 101L178V01) is a Unit Linked Non-Participating Individual Life Insurance Savings Plan, Life Insurance Coverage is available in this product.

ARN:  ED/12/25/29348