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Why HDFC Life Group Loan Suraksha is just right for you?

 A Non-Linked, Non-Participating Group Life Insurance Policy

Why HDFC Life Sanchay Legacy?

  • This plan is suitable for anyone who is availing a loan and wants to keep their family well protected from the burden of loan repayment in case of an unfortunate event.

  • Single premium payment

  • Choose between Level and Reducing cover

  • Coverage for varied loan segments

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit

  • This plan is suitable for anyone who is availing a loan and wants to keep their family well protected from the burden of loan repayment in case of an unfortunate event.

  • Single premium payment

  • Choose between Level and Reducing cover

  • Coverage for varied loan segments

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
Why HDFC Life Sanchay Legacy?

Your Plan. Your Benefits

View the benefits available for you

  • Single Premium Payment
  • Type of Cover
  • Loan Segment

Single Premium Payment

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Single Premium Payment

  • You only need to pay the premium once at the start of the policy and you get complete protection over the full loan term.

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Check Eligibility Criteria

ELIGIBILITY CRITERIA


Minimum entry age

 For Education Loans : 15 Years
For other than education loans : 18 Years


Maximum entry age

 74 years age last birthday


Maximum cover cessation age

 76 years age last birthday


Type of Cover

 Level Cover / Reducing Cover

Minimum Sum Assured

Housing Loans and Loans Against Property: ₹ 50,000 per member
Other Loans1 : ₹ 5,000 per member
The Sum Assured on Death at inception cannot be lower than the loan amount sanctioned

Minimum Premium

₹ 1,000 per group

Premium Paying Term

Single

Minimum / Maximum Cover Term

2 - 30 Years

Moratorium Period

1 - 7 Years

Lives Covered

Single Life / Joint Life / Proportionate2

Cover for co-borrowers

Available (maximum number of co-borrowers allowed would be subject to underwriting decision)

Riders

Not Available

Maturity/Survival Benefit

Not Available

1. Other loans include Education Loans, Car Loans, Commercial Vehicle Loans, Commercial Equipment Loans, Business Installment Loans, Auto/Other Vehicle Loans, Business Loans, Business Overdraft, Business Cash Credit Loans, Personal Overdraft, Cash Credit Loans, Credit Card Loans and Gold Loans

2. Proportionate Cover is applicable only if the number of insured members is 2 or more

ARN: EU/07/22/28281