HDFC Life Group Jeevan Suraksha
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HDFC Life Group Jeevan Suraksha (Micro-Insurance Product) is a Non Linked, Non Participating, Group Term Micro-Insurance Product. This product has been specially designed for the Employees of Micro Finance Institutions, Co-operatives and Members / Employees of other homogenous groups to provide financial security at a nominal cost in the event of unfortunate death of a Member / Employee.

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Benefits Available Under HDFC Life Group Jeevan Suraksha

Death Benefit

  • In the event of the Member’s / Employee’s death, the Sum Assured as specified in the Certificate of Insurance shall be payable to the Nominee
  • In case of lender borrower schemes, in the event of the Member’s / Employee’s death under Regulated Entities as defined below in terms & conditions, the Outstanding Loan amount, shall be payable to You, the Master Policyholder with prior authorisation from the Member at inception, out of the total Death Benefit otherwise payable to the Nominee. Any residual benefit shall be paid to the Nominee or Beneficiary, as applicable
  • In case of lender borrower schemes under Other Entities as defined below in terms & conditions, the Sum Assured shall be payable to the Nominee, in the event of the Member’s demise
  • Once the Benefit has been paid to the Nominee or Beneficiary, the Member Coverage shall terminate and no further benefits shall be payable
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08000006607 for premium amount
08000006608 for premium amount with due date
08000006609 for fund value
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