HDFC Life Group Suraksha
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HDFC Life Group Suraksha is a Non Linked, Non Participating Group Micro-insurance Product. This product has been primarily designed for the Members of Micro Finance Institutions, Co-operatives, Self Help Groups, NGOs, etc to provide protection against financial liabilities arising due to death of a member.

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Benefits Available Under HDFC Life Group Suraksha
  • Death Benefit :
    1. Level Cover:
      In the event of the Member’s death, the Sum Assured as specified in the Certificate of Insurance shall be payable to the Nominee.
    2. Decreasing Cover :
      In the event of the Member’s Death, Decreasing Sum Assured shall be payable to the Nominee as per the Repayment Schedule.

      The Membership will terminate on payment of the Death Benefit to the Nominee / Beneficiary.

  • Extra Life Benefit:
    The Master Policyholder/ Member have the flexibility to add Extra Life Benefit which provides an additional cover equal to the Sum Assured in case of death due to accident.
  • Maturity Benefit:
    No maturity benefit is payable under the product.
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