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1800-266-9777 (All Days, from 9am to 9pm, Toll Free)

Why HDFC Life Saral Bachat is just right for you?

A Non-Linked Non-Participating Individual Life cum Savings Insurance Plan

  • If you want guaranteed1 returns on your regular savings to fulfill your long term goals and you want to start with a smaller premium, this plan can be suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • GuaranteedReturns

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • If you want guaranteed1 returns on your regular savings to fulfill your long term goals and you want to start with a smaller premium, this plan can be suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • GuaranteedReturns

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
1. Guaranteed returns are paid on survival during the policy term, provided all due premiums are paid during the premium payment term.
1. Guaranteed returns are paid on survival during the policy term, provided all due premiums are paid during the premium payment term.

Your Plan. Your Benefits

View the benefits available for you

  • Life Insurance Cover
  • Maturity Benefit
  • Tax Benefits

Life Insurance Cover

Check Eligibility Criteria

ELIGIBILITY CRITERIA

Premium Paying Term (PPT)

6/8/10 years

Policy Term

Lump sum Variant

Income Variant

6 PPT: 12 years

8 PPT: 12/16 years

10 PPT: 15/20 years

6 PPT: 6 years

8 PPT: 8 years

10 PPT:10 years

Minimum Age at Entry (as on last birthday)

6 PPT: 12 years

8 PPT : 10 years

10 PPT: 8 years

Maximum Maturity Age

65 years

Maximum Age at Entry (as on last birthday)

50 years

Premium Payment Mode

Annual, Half Yearly, Monthly1

Minimum Premium

PPT 6 Years:

₹ 20,000 (Annual)

₹ 12,000 (Half Yearly)

₹ 2,000 (Monthly)

PPT 8 years:

₹ 15,000 (Annual)

₹ 9,000 (Half Yearly)

₹ 1,000 (Monthly)

PPT 10 years:

₹ 10,000 (Annual)

₹ 6,000 (Half Yearly)

₹ 1,000 (Monthly)

Maximum Premium

₹ 95,000 (subject to Board approved underwriting policy)

Income Payout Mode

Annual, Monthly

1. For monthly premium payment mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.

1. Guaranteed returns are paid on survival during the policy term, provided all due premiums are paid during the premium payment term.

ARN: EU/07/22/28274