Maturity Benefit
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HDFC Life Sampoorn Samridhi Plus
HDFC Life Sampoorn Samridhi Plus
UIN: 101N102V06Build wealth and plan your legacy while enjoying a lifetime1 coverage
2 Key elements of savings and protection
Choice of 2 plan options
Guaranteed Additions2 + Bonuses (if declared)
Why HDFC Life Sampoorn Samridhi Plus?
A Non-Linked, Participating, Life Insurance plan that gives you more control over your financial position
Extend life cover up to 100 years of age
Get additional benefits in case of death due to accident
Loan facility available under this policy
Limited premium payment term equal to policy term less 5 years
Tax benefits available as per prevailing tax laws1
Guaranteed Additions2 of 3% to 5% p.a. of "Sum Assured on Maturity" for first 5 years (in addition to declared bonuses)
Extend life cover up to 100 years of age
Get additional benefits in case of death due to accident
Loan facility available under this policy
Limited premium payment term equal to policy term less 5 years
Tax benefits available as per prevailing tax laws1
Guaranteed Additions2 of 3% to 5% p.a. of "Sum Assured on Maturity" for first 5 years (in addition to declared bonuses)
- Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes
- Please read the product brochure for complete details
- Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes
- Please read the product brochure for complete details
Get guaranteed additions
As per your premium payment terms.
Compare the benefits given for the two options available
- Endowment Option
- Endowment with Whole Life Option
Endowment Option
(Lump sum payment at the end of policy term)
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Maturity Benefit
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At the end of the policy term, provided all due premiums have been paid; you will receive the aggregate of:
- Sum Assured on Maturity
- Accrued Guaranteed1 Additions
- Accrued Reversionary bonuses (if declared)
- Interim bonus (if declared)
- Terminal bonus (if declared)
-
Your policy terminates after payment of maturity benefit and no more benefits are payable.
-
Disclaimer:
- The plan provides additional boosters in the form of guaranteed additions, provided the policy is in force. The Guaranteed Additions are payable at maturity or death, whichever is earlier. The rate of Guaranteed Additions will depend upon the policy term and will accrue during the first 5 years of the policy.
For complete details, please read the product brochure.
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Death Benefit
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Upon death of the life assured, provided all due premiums have been paid; the nominee would receive highest of the following:
- Sum Assured on Death + Accrued Guaranteed Additions + Accrued Reversionary Bonuses (if declared) + Interim bonus (if declared) + Terminal bonus (if declared)
- 105% of total premiums paid1 till date
-
Where Sum Assured on Death, shall be the highest of:
- Sum Assured on Maturity, which is the absolute amount of benefit guaranteed to be payable on maturity of the policy in accordance with the terms and conditions of the policy
- An absolute amount assured to be paid on death, which is equal to the Sum Assured on Maturity
- 10 times Annualized Premium2 for entry age up to 50 years and 7 times Annualized Premium2 for entry age greater than 50 years
-
Get an additional sum equal to Sum Assured in case of death due to accident. An Accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means. Accidental Death means death by or due to a bodily injury caused by an Accident, independent of all other causes of death. Accidental Death must be caused within 180 days of any bodily injury.
-
Disclaimer :
- Total Premiums Paid means total of all the premiums received, excluding any extra premium, any rider premium and taxes.
- Annualised premium means premium amount payable in a year, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
For complete details, please read the product brochure.
Check your Eligibility
Before buying HDFC Life Sampoorn Samridhi Plus
ELIGIBILITY CRITERIA
Eligibility Criteria |
Minimum |
Maximum |
|---|---|---|
ENTRY AGE |
30 days |
60 years |
MATURITY AGE |
18 years |
75 years |
POLICY TERM |
15 years |
40 years |
PREMIUM PAYMENT TERM |
Policy Term less 5 years |
|
PREMIUM
|
|
No limit, subject to satisfactory board approved underwriting policy |
SUM ASSURED ON MATURITY1 |
₹ 65,463 |
No limit, subject to satisfactory board approved underwriting policy |
HIGH SUM ASSURED REBATE |
|
|
- Sum Assured on Maturity means an absolute amount of benefit which is guaranteed to become payable on maturity of the policy.
All age mentioned above are age last birthday.
For all ages, risk commences from the date of inception of the contract.
In cases where Life Assured is a minor, the policy will automatically vest on him or her attaining 18 years of age.
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
Customise your cover with these riders
Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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HDFC Life Income Benefit on Accidental Disability Rider- Non Linked
UIN: 101B041V01
Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.
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T&C*
- Flexibility to opt for life cover upto age of 100 years under Endowment with Whole Life Plan Option. The plan should be chosen at policy inception and cannot be altered later. Minimum and Maximum age of entry are 30 days and 60 years respectively.
- The plan provides additional boosters in the form of guaranteed additions, provided the policy is in force. The Guaranteed Additions are payable at maturity or death, whichever is earlier. The rate of Guaranteed Additions will depend upon the policy term and will accrue during the first 5 years of the policy.
ARN: EU/07/21/24452
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