HDFC Life Sampoorn Samridhi Plus - Whole Life Insurance
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Your family depends on you. Things like giving your child the best education, security for your spouse, going on that much awaited vacation or building a second home are a few of the many important milestones of your life.

While you may have done your best to take care of them, life is unpredictable. On the journey of life, roadblocks spring up unannounced and may affect your plans adversely.

Therefore, staying prepared is a smarter way to deal with life’s unexpected turns. Keep your and your loved ones' happiness well protected with the confidence of HDFC LIFE SAMPOORN SAMRIDHI PLUS

What is Whole Life Insurance?

A Whole Life Insurance is a life insurance contract between the insurance provider and the policyholder, wherein the insurance payout is made to the contract’s beneficiaries upon the inevitable death of the policyholder provided required premiums are paid, or to the policy matures. It is also known as “straight life insurance” or “ordinary life insurance”.

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Benefits Available Under HDFC Life sampoorn-samridhi-plus-whole-life-insurance-plan
  • HDFC Life Sampoorn Samridhi Plus provides an option to choose between the following Plan option:
    1. Endowment - Lump sum amount payable at the end of policy term.
    2. Endowment with Whole Life - Lump sum amount payable at the end of policy term + Sum Assured on Maturity payable on survival till age 100 years or death, whichever is earlier
  • Maturity Benefit:
    1. Endowment : Sum Assured on Maturity + Accrued Guaranteed1 Additions + Accrued Reversionary bonuses + Interim Bonus (if any) + Terminal Bonus (if any) on maturity
    2. Endowment with Whole Life: Benefit payable under Endowment Option + Sum Assured on Maturity payable on survival till age 100 years or death whichever is earlier
  • Death Benefit:

    In case of the Life Assured’s unfortunate demise, we will pay to the nominee the highest of the following:

    1. Sum Assured on Death + Accrued Guaranteed1 Additions + Accrued Reversionary Bonuses + Interim bonus (if any) + Terminal bonus (if any)
    2. 105% of premiums paid till date
  • Where Sum Assured on Death is :
    1. Sum Assured on Maturity, which is the absolute amount of benefit guaranteed1 to be payable on maturity of the policy
    2. An absolute amount assured to be paid on death, which in this case is equal to the Sum Assured on Maturity
    3. 10 times Annualized Premium6 for entry age up to 50 years and 7 times Annualized Premium6 for entry age greater than 50 years
  • Accidental Death Benefit:
    1. In case of the Life Assured’s unfortunate demise during the term of the policy, an additional sum equal to Sum Assured on Death is payable provided the life assured is aged 18 years & above on the date of death. 

1The plan provides additional boosters in the form of guaranteed additions, provided the policy is in force. The Guaranteed Additions are payable at maturity or death, whichever is earlier. The rate of Guaranteed Additions will depend upon the policy term and will accrue during the first 5 years of the policy.

Subject to provisions, as per Income Tax Act 1961. Tax benefits are subject to changes in tax laws.

ENTRY AGE
 
MIN
30 days
 
MAX
60 yrs
MATURITY AGE
 
MIN
18 yrs
 
MAX
75 yrs
POLICY TERM
 
MIN
15 yrs
 
MAX
40 yrs
PREMIUM
  • Yearly: ₹ 12,000
  • Half Yearly: ₹ 6,000
  • Quarterly: ₹ 3,000
  • Monthly: ₹ 1,000
  • Maximum: No limit,subject to underwriting
SUM ASSURED
  • ₹ 65,463
PREMIUM PAYMENT TERM
 
  • Policy Term less 5 years
GUARANTEED ADDITION
  • 3% p.a for policy term equal to 15-19 years
  • 4% p.a for policy term equal to 20-24 years
  • 5% p.a for policy term equal to 25 years or more
HIGH SUM ASSURED REBATE
  • ₹ 4.5/1000 SA for Sum Assured on Maturity between ₹ 1,50,000 - ₹ 3,00,000
  • ₹ 6/1000 SA for Sum Assured on Maturity between ₹ 3,00,000 - ₹ 5,00,000
  • ₹ 7.5/1000 SA for Sum Assured on Maturity between ₹ 5,00,000 and more
All age mentioned above are age last birthday.
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
Product brochure download
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Email
nriservice@hdfclife.com

(For NRI customer only)

08000006607 for premium amount
08000006608 for premium amount with due date
08000006609 for fund value
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