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1

What is the meaning of riders in life insurance?

A rider is an add-on to the primary policy, which offers benefits

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2

HDFC Life Income Benefit on Accidental Disability Rider

An unexpected accident may affect your income, ruin your dreams and have an adverse impact on your lifestyle.

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3

Why Accidental Death Cover is Important?

Life insurance tackles numerous needs at different stages of your life.

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4

HDFC Life Protect Plus Rider

Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

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Insurance is incomplete without riders

Riders in insurance have an important part in contingency planning.
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    HDFC Life Income Benefit on Accidental Disability Rider – Non Linked

    UIN: 101B041V01

    A Non-Linked, Non- Participating/Participating, Pure risk premium, Individual Life rider. Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident

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    HDFC Life Income Benefit on Accidental Disability Rider – Linked

    UIN: 101A038V01

    A Linked, Non-Participating Pure Risk Premium, Individual Life rider where you can get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

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    HDFC Life Protect Plus Rider – Non Linked

    UIN: 101B040V01

    A Non-Linked, Non- Participating/ Participating, pure risk premium, Life/Health Rider. Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

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    HDFC Life Protect Plus Rider – Linked

    UIN: 101A037V01

    A Linked, Non-Participating Pure Risk Premium, Individual Life/Health rider where you can get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

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    HDFC Life Health Plus Rider – Linked

    UIN: 101A034V01

    A Linked, Non- Participating, Savings/Pure risk premium, Individual Health rider. Get lump sum benefit equivalent to Rider Sum Assured on diagnosis of any of the covered 60 Critical Illnesses or benefit as a proportionate of the Rider Sum Assured on diagnosis of Early Stage Cancer / Major Cancer depending on the plan option chosen.

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    HDFC Life Health Plus Rider - Non Linked

    UIN: 101B031V02

    A Non-Linked, Non-Participating/ Participating, Pure risk premium, Individual Health rider. Get lump sum benefit equivalent to Rider Sum Assured on diagnosis of any of the covered 60 Critical Illnesses or benefit as a proportionate of the Rider Sum Assured on diagnosis of Early Stage Cancer / Major Cancer depending on the plan option chosen.

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    HDFC Life Waiver of Premium Rider – Non Linked

    UIN: 101B032V02

    A Non-Linked, Non-Participating/Participating, Individual, Pure Risk Premium, Life / Health rider. This version of the policy brochure invalidates all previous versions for the same rider. Get Waiver of Premium for the base policy premium and premiums of any other additional riders, in case of death, disability or diagnosis of any listed critical illnesses of the Rider Life Assured. Enjoy continued policy benefits even in case of life's eventualities.

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    HDFC Life Waiver of Premium Rider – Linked

    UIN: 101A035V01

    A Linked, Non- Participating, Savings/Pure risk premium, Individual Health rider. Get Waiver of Premium for the base policy premium and premiums of any other additional riders, in case of death, disability or diagnosis of any listed critical illnesses of the Rider Life Assured. Enjoy continued policy benefits even in case of life's eventualities.

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    HDFC Life LiveWell Rider – Linked

    UIN: 101A036V02

    A Linked, Non-Participating, Individual, Pure Risk Premium/Savings, Life/Health Insurance Rider.Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/hospitalisation or benefit as a proportionate of the Rider Sum Assured on disability due to accident/undergoing any listed surgery, depending on the plan option chosen.

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    HDFC Life LiveWell Rider – Non-Linked

    UIN: 101B033V01

    A Non-Linked, Non-Participating/Participating, Individual, Pure Risk Premium/Savings, Life/Health Insurance Rider. Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/hospitalisation or benefit as a proportionate of the Rider Sum Assured on disability due to accident/undergoing any listed surgery or get waiver of future premiums of the base policy on death/terminal illness of the life assured, depending on the plan option chosen.

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1. HDFC Life Waiver of Premium Rider – Non Linked (UIN: 101B032V02) - A Non-Linked, Non- Participating/Participating, Individual, Pure Risk Premium, Life / Health rider

2. HDFC Life Waiver of Premium Rider – Linked (UIN: 101A035V01) - A Linked, Non-Participating, Individual Pure Risk Premium, Life / Health Rider.

3. HDFC Life Health Plus Rider – Non Linked (UIN: 101B031V02) – A Non-Linked, Non- Participating/Participating, Pure risk premium, Individual Health rider

4. HDFC Life Protect Plus Rider – Linked (UIN:101A037V01) – A Linked, Non- Participating, pure risk premium, Individual Life/Health rider

5. HDFC Life Protect Plus Rider - Non Linked (UIN: 101B040V01) – A Non-Linked, Non- Participating/ Participating, Pure risk premium, Individual Life/Health rider

6. HDFC Life Income Benefit on Accidental Disability Rider - Linked (101A038V01) - A Linked, Non- Participating, Pure risk premium, Individual Life rider

7. HDFC Life Income Benefit on Accidental Disability Rider - Non Linked (101B041V01) - A Non-Linked, Non- Participating/Participating, Pure risk premium, Individual Life rider

8. HDFC Life Health Plus Rider – Linked (101A034V01) - A Linked, Non-Participating Savings/Pure Risk Premium, Individual Health Rider

9. HDFC Life LiveWell Rider – Non Linked (UIN: 101B033V01) - A Non-Linked, Non- Participating/Participating, Individual, Pure Risk Premium/Savings, Life / Health rider

10. HDFC Life LiveWell Rider – Linked (UIN: 101A036V02) - A Linked, Non-Participating, Individual Pure Risk Premium/Savings, Life / Health Rider.

For more details on risk factors, associated terms and conditions and exclusions, please read rider brochure carefully before concluding a sale. Category of rider shall be the same as the base product to which it is attached.

ARN: PP/08/26/36937