HDFC Life Personal Pension Plus

HDFC Life Personal Pension Plus

HDFC Life Personal Pension Plus is a traditional participating pension plan ideal for individuals who seek to plan for their retirement. Get secure and stable returns on your invested corpus for post retirement income.

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Features

  • Flexibility to choose your investment horizon from 10 – 40 years
    1. Assured benefit equal to 101% of all regular premiums paid on death or at vesting
      1. The plan can be taken only on a single life basis
        1. The flexibility to choose the premium payment frequency i.e. quarterly/half-yearly/annual
          1. EMI available for HDFC Bank Credit Card holders.

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            Advantages

            • At vesting (on maturity), choose from a range of annuity options from us and get guaranteed income for life
              1. Option to commute up to 1/3rd of the vesting benefit tax free
                1. The minimum level of death benefit at all times is 105% of the premiums paid
                  1. Enjoy tax benefits on the premiums paid under Section 80CCC of the Income Tax Act 1961, subject to conditions

                    Eligibility

                    Min-Max entry age 18-65 years
                    Min-Max age at maturity (vesting) 55-75 years
                    Policy Term 10-40 years

                    All age mentioned above are age last birthday.

                    For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.