• Webpages
  • Documents
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

In this policy,the investment risks in the investment portfolio is borne by the policyholder

GET A FREE QUOTE

We respect our customers' privacy and do not spam them.

I authorize HDFC Life and its representatives to contact me through Call, Email, SMS or WhatsApp. This consent overrides my registration under DNC / NDNC (this would mean we would contact you even if you are registered on any Do Not Disturb list).

67,788 views

Rate this Product

HDFC Life Click2Wealth Fund Performance

List of Funds available with this product

Equity Funds

View All

Blue Chip Fund

ULIF03501/01/10BlueChipFd101

NAV

44.7251

2024-03-27

52 wk High

2024-03-07

45.3886

52 wk Low

2023-03-29

34.7717

*HDFC Fund Performance 1.44%

vs

i *Market Benchmark 1.83%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

44.7251

2024-03-27

52 wk High

2024-03-07

45.3886

52 wk Low

2023-03-29

34.7717

*HDFC Fund Performance 26.14%

vs

i *Market Benchmark 30.69%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

44.7251

2024-03-27

52 wk High

2024-03-07

45.3886

52 wk Low

2023-03-29

34.7717

*HDFC Fund Performance 14.68%

vs

i *Market Benchmark 15.90%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

44.7251

2024-03-27

52 wk High

2024-03-07

45.3886

52 wk Low

2023-03-29

34.7717

*HDFC Fund Performance 15.64%

vs

i *Market Benchmark 15.84%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Diversified Equity Fund

ULIF05501/08/13DivrEqtyFd101

NAV

35.9022

2024-03-27

52 wk High

2024-03-07

36.5996

52 wk Low

2023-03-29

27.651

*HDFC Fund Performance 0.93%

vs

i *Market Benchmark 1.83%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

35.9022

2024-03-27

52 wk High

2024-03-07

36.5996

52 wk Low

2023-03-29

27.651

*HDFC Fund Performance 27.40%

vs

i *Market Benchmark 30.69%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

35.9022

2024-03-27

52 wk High

2024-03-07

36.5996

52 wk Low

2023-03-29

27.651

*HDFC Fund Performance 15.36%

vs

i *Market Benchmark 15.90%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

35.9022

2024-03-27

52 wk High

2024-03-07

36.5996

52 wk Low

2023-03-29

27.651

*HDFC Fund Performance 16.71%

vs

i *Market Benchmark 15.84%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Discovery Fund

ULIF06618/01/18DiscvryFnd101

NAV

33.1937

2024-03-27

52 wk High

2024-03-07

33.467

52 wk Low

2023-03-29

22.0346

*HDFC Fund Performance 1.69%

vs

i *Market Benchmark -0.48%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

33.1937

2024-03-27

52 wk High

2024-03-07

33.467

52 wk Low

2023-03-29

22.0346

*HDFC Fund Performance 47.88%

vs

i *Market Benchmark 60.49%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

33.1937

2024-03-27

52 wk High

2024-03-07

33.467

52 wk Low

2023-03-29

22.0346

*HDFC Fund Performance 24.56%

vs

i *Market Benchmark 27.59%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

33.1937

2024-03-27

52 wk High

2024-03-07

33.467

52 wk Low

2023-03-29

22.0346

*HDFC Fund Performance 26.61%

vs

i *Market Benchmark 23.65%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Equity Advantage Fund

ULIF06723/03/18EqtyAdvtFd101

NAV

24.1727

2024-03-27

52 wk High

2024-03-07

24.6122

52 wk Low

2023-03-29

17.5187

*HDFC Fund Performance 1.24%

vs

i *Market Benchmark 1.92%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

24.1727

2024-03-27

52 wk High

2024-03-07

24.6122

52 wk Low

2023-03-29

17.5187

*HDFC Fund Performance 35.27%

vs

i *Market Benchmark 35.43%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

24.1727

2024-03-27

52 wk High

2024-03-07

24.6122

52 wk Low

2023-03-29

17.5187

*HDFC Fund Performance 18.57%

vs

i *Market Benchmark 17.00%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

24.1727

2024-03-27

52 wk High

2024-03-07

24.6122

52 wk Low

2023-03-29

17.5187

*HDFC Fund Performance 19.18%

vs

i *Market Benchmark 16.89%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Opportunities Fund

ULIF03601/01/10OpprtntyFd101

NAV

64.9356

2024-03-27

52 wk High

2024-02-23

65.9655

52 wk Low

2023-03-29

44.0393

*HDFC Fund Performance 1.14%

vs

i *Market Benchmark -0.48%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

64.9356

2024-03-27

52 wk High

2024-02-23

65.9655

52 wk Low

2023-03-29

44.0393

*HDFC Fund Performance 44.97%

vs

i *Market Benchmark 60.49%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

64.9356

2024-03-27

52 wk High

2024-02-23

65.9655

52 wk Low

2023-03-29

44.0393

*HDFC Fund Performance 19.76%

vs

i *Market Benchmark 27.59%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

64.9356

2024-03-27

52 wk High

2024-02-23

65.9655

52 wk Low

2023-03-29

44.0393

*HDFC Fund Performance 19.15%

vs

i *Market Benchmark 23.65%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Sustainable Equity Fund

ULIF07019/07/21SustnblEqF101

NAV

12.6157

2024-03-27

52 wk High

2024-03-07

12.8519

52 wk Low

2023-03-29

9.5289

*HDFC Fund Performance 2.33%

vs

i *Market Benchmark 2.23%

Nifty 100 ESG

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

12.6157

2024-03-27

52 wk High

2024-03-07

12.8519

52 wk Low

2023-03-29

9.5289

*HDFC Fund Performance 30.23%

vs

i *Market Benchmark 34.90%

Nifty 100 ESG

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

12.6157

2024-03-27

52 wk High

2024-03-07

12.8519

52 wk Low

2023-03-29

9.5289

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

Nifty 100 ESG

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

12.6157

2024-03-27

52 wk High

2024-03-07

12.8519

52 wk Low

2023-03-29

9.5289

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

Nifty 100 ESG

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

NAV

29.4937

17.09.2020

52 week High

07.02.2020

30.30

52 week Low

23.03.2020

19.51

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

Blue Chip Fund

ULIF03501/01/10BlueChipFd101

NAV

44.7251

2024-03-27

52 wk High

2024-03-07

45.3886

52 wk Low

2023-03-29

34.7717

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Diversified Equity Fund

ULIF05501/08/13DivrEqtyFd101

NAV

35.9022

2024-03-27

52 wk High

2024-03-07

36.5996

52 wk Low

2023-03-29

27.651

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Discovery Fund

ULIF06618/01/18DiscvryFnd101

NAV

33.1937

2024-03-27

52 wk High

2024-03-07

33.467

52 wk Low

2023-03-29

22.0346

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Equity Advantage Fund

ULIF06723/03/18EqtyAdvtFd101

NAV

24.1727

2024-03-27

52 wk High

2024-03-07

24.6122

52 wk Low

2023-03-29

17.5187

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Opportunities Fund

ULIF03601/01/10OpprtntyFd101

NAV

64.9356

2024-03-27

52 wk High

2024-02-23

65.9655

52 wk Low

2023-03-29

44.0393

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Sustainable Equity Fund

ULIF07019/07/21SustnblEqF101

NAV

12.6157

2024-03-27

52 wk High

2024-03-07

12.8519

52 wk Low

2023-03-29

9.5289

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

Debts Funds

View All

Bond Fund

ULIF05601/08/13Bond Funds101

NAV

19.1514

2024-03-27

52 wk High

2024-03-11

19.165

52 wk Low

2023-03-29

17.9117

*HDFC Fund Performance 1.10%

vs

i *Market Benchmark 1.02%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

19.1514

2024-03-27

52 wk High

2024-03-11

19.165

52 wk Low

2023-03-29

17.9117

*HDFC Fund Performance 7.39%

vs

i *Market Benchmark 8.56%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

19.1514

2024-03-27

52 wk High

2024-03-11

19.165

52 wk Low

2023-03-29

17.9117

*HDFC Fund Performance 4.51%

vs

i *Market Benchmark 5.75%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

19.1514

2024-03-27

52 wk High

2024-03-11

19.165

52 wk Low

2023-03-29

17.9117

*HDFC Fund Performance 6.14%

vs

i *Market Benchmark 7.54%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Liquid Fund

ULIF00102/01/04LiquidFund101

NAV

73.3145

2024-03-27

52 wk High

2024-03-27

73.3145

52 wk Low

2023-03-29

69.1733

*HDFC Fund Performance 0.48%

vs

i *Market Benchmark 0.60%

CRISIL Liquid Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

73.3145

2024-03-27

52 wk High

2024-03-27

73.3145

52 wk Low

2023-03-29

69.1733

*HDFC Fund Performance 6.02%

vs

i *Market Benchmark 7.31%

CRISIL Liquid Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

73.3145

2024-03-27

52 wk High

2024-03-27

73.3145

52 wk Low

2023-03-29

69.1733

*HDFC Fund Performance 4.23%

vs

i *Market Benchmark 5.49%

CRISIL Liquid Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

73.3145

2024-03-27

52 wk High

2024-03-27

73.3145

52 wk Low

2023-03-29

69.1733

*HDFC Fund Performance 4.39%

vs

i *Market Benchmark 5.46%

CRISIL Liquid Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Bond Plus Fund

ULIF06814/06/19BondPlusFd101

NAV

13.2267

2024-03-27

52 wk High

2024-03-19

13.2317

52 wk Low

2023-03-29

12.3268

*HDFC Fund Performance 0.78%

vs

i *Market Benchmark 1.02%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.2267

2024-03-27

52 wk High

2024-03-19

13.2317

52 wk Low

2023-03-29

12.3268

*HDFC Fund Performance 7.13%

vs

i *Market Benchmark 8.56%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.2267

2024-03-27

52 wk High

2024-03-19

13.2317

52 wk Low

2023-03-29

12.3268

*HDFC Fund Performance 5.61%

vs

i *Market Benchmark 5.75%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.2267

2024-03-27

52 wk High

2024-03-19

13.2317

52 wk Low

2023-03-29

12.3268

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

NAV

29.4937

17.09.2020

52 week High

07.02.2020

30.30

52 week Low

23.03.2020

19.51

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

Bond Fund

ULIF05601/08/13Bond Funds101

NAV

19.1514

2024-03-27

52 wk High

2024-03-11

19.165

52 wk Low

2023-03-29

17.9117

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Liquid Fund

ULIF00102/01/04LiquidFund101

NAV

73.3145

2024-03-27

52 wk High

2024-03-27

73.3145

52 wk Low

2023-03-29

69.1733

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Bond Plus Fund

ULIF06814/06/19BondPlusFd101

NAV

13.2267

2024-03-27

52 wk High

2024-03-19

13.2317

52 wk Low

2023-03-29

12.3268

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

Hybrid Funds

View All

Balanced Fund

ULIF03901/09/10BalancedFd101

NAV

35.1542

2024-03-27

52 wk High

2024-03-07

35.5027

52 wk Low

2023-03-29

29.2923

*HDFC Fund Performance 1.30%

vs

i *Market Benchmark 1.51%

60% BSE100 40% CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

35.1542

2024-03-27

52 wk High

2024-03-07

35.5027

52 wk Low

2023-03-29

29.2923

*HDFC Fund Performance 19.02%

vs

i *Market Benchmark 21.84%

60% BSE100 40% CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

35.1542

2024-03-27

52 wk High

2024-03-07

35.5027

52 wk Low

2023-03-29

29.2923

*HDFC Fund Performance 10.92%

vs

i *Market Benchmark 11.84%

60% BSE100 40% CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

35.1542

2024-03-27

52 wk High

2024-03-07

35.5027

52 wk Low

2023-03-29

29.2923

*HDFC Fund Performance 11.91%

vs

i *Market Benchmark 12.52%

60% BSE100 40% CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Secure Advantage Fund

ULIF06914/06/19SecAdvFund101

NAV

13.2356

2024-03-27

52 wk High

2024-03-27

13.2356

52 wk Low

2023-03-29

12.2913

*HDFC Fund Performance 0.96%

vs

i *Market Benchmark 1.02%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.2356

2024-03-27

52 wk High

2024-03-27

13.2356

52 wk Low

2023-03-29

12.2913

*HDFC Fund Performance 7.94%

vs

i *Market Benchmark 8.56%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.2356

2024-03-27

52 wk High

2024-03-27

13.2356

52 wk Low

2023-03-29

12.2913

*HDFC Fund Performance 5.21%

vs

i *Market Benchmark 5.75%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.2356

2024-03-27

52 wk High

2024-03-27

13.2356

52 wk Low

2023-03-29

12.2913

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Flexi Cap Fund

ULIF07114/07/23FlexiCapFd101

NAV

12.8811

2024-03-27

52 wk High

2024-03-07

13.1326

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance 1.27%

vs

i *Market Benchmark 1.45%

NSE Nifty 500

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

12.8811

2024-03-27

52 wk High

2024-03-07

13.1326

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

NSE Nifty 500

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

12.8811

2024-03-27

52 wk High

2024-03-07

13.1326

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

NSE Nifty 500

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

12.8811

2024-03-27

52 wk High

2024-03-07

13.1326

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

NSE Nifty 500

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

NAV

29.4937

17.09.2020

52 week High

07.02.2020

30.30

52 week Low

23.03.2020

19.51

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

Balanced Fund

ULIF03901/09/10BalancedFd101

NAV

35.1542

2024-03-27

52 wk High

2024-03-07

35.5027

52 wk Low

2023-03-29

29.2923

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Secure Advantage Fund

ULIF06914/06/19SecAdvFund101

NAV

13.2356

2024-03-27

52 wk High

2024-03-27

13.2356

52 wk Low

2023-03-29

12.2913

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Flexi Cap Fund

ULIF07114/07/23FlexiCapFd101

NAV

12.8811

2024-03-27

52 wk High

2024-03-07

13.1326

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 29th February 2024. Past Performance is not indicative of future performance of the fund.

Why HDFC Life Click 2 Wealth is just right for you?

A Unit Linked Non-Participating Individual Life Insurance Plan that offers market linked returns

Why HDFC Life Click 2 Wealth
  • Choose from 11 funds to maximize your investment

  • Enjoy unlimited free switching option

  • Minimal Charges: Only Fund Management charge towards managing your funds and Mortality charge towards your life cover

  • Enjoy special addition of 1% of premium allocated to your fund for first 5 years1

  • All your future premiums will be waived off and your fund will stay invested in case of death of the proposer2

  • Opt for systematic withdrawal from your funds for post retirement income

  • Return of Mortality Charges (ROMC) on Maturity: In case of Premium Waiver option, Mortality charges pertaining to only the Life Assured would be refunded3

  • Choose from 11 funds to maximize your investment

  • Enjoy unlimited free switching option

  • Minimal Charges: Only Fund Management charge towards managing your funds and Mortality charge towards your life cover

  • Enjoy special addition of 1% of premium allocated to your fund for first 5 years1

  • All your future premiums will be waived off and your fund will stay invested in case of death of the proposer2

  • Opt for systematic withdrawal from your funds for post retirement income

  • Return of Mortality Charges (ROMC) on Maturity: In case of Premium Waiver option, Mortality charges pertaining to only the Life Assured would be refunded3

Why HDFC Life Click 2 Wealth
  1. For Single premium, the special addition is 1% of the
    Single premium at inception only.
  2. This feature is available under the Premium Waiver option.
  3. ROMC will not be available for the policies where the Waiver of premium benet is triggered due to the death of the proposer. Please read the product brochure for complete details.
  1. For Single premium, the special addition is 1% of the
    Single premium at inception only.
  2. This feature is available under the Premium Waiver option.
  3. ROMC will not be available for the policies where the Waiver of premium benet is triggered due to the death of the proposer. Please read the product brochure for complete details.

Meet your long term goals

Choose your policy and terms

Choose the options that best suits your life stage

  • Invest Plus Option
  • Premium Waiver Option
  • Golden Years Benefit Option

Invest Plus Option

(Maturity benefits, death benefits, fund boosts and more)

Check Eligibility Criteria

Before buying HDFC Life Click 2 Wealth

ELIGIBILITY CRITERIA

Eligibility Criteria

Invest Plus

Premium Waiver Option

Golden Years Benefit Option

ENTRY AGE

Life Assured: 0 years (30 days) to 60 years

 Life Assured: 0 years (30 days) to 60 years

 Proposer: 18 years to 65 years

 Life Assured: 0 years (30 days) to 60 years

PREMIUM PAYING TERM

 Single Pay

 Limited: 5, 7 and 10 years

 Regular: 10 to 40 years

  

Limited: 5, 7 and 10 years

 Regular: 10 to 40 years

  

Limited Pay: 10 to 70 minus Age at Entry

MATURITY AGE

 18 years to 75 years

 18 years to 75 years

 99 years

MINIMUM PREMIUMS

  • Single: ₹ 24,000
  • Annual: ₹ 12,000
  • Half-yearly: ₹ 6,000
  • Quarterly: ₹ 3,000
  • Monthly: ₹ 1,000
  • Single: ₹ 24,000
  • Annual: ₹ 12,000
  • Half-yearly: ₹ 6,000
  • Quarterly: ₹ 3,000
  • Monthly: ₹ 1,000
  • Single: ₹ 24,000
  • Annual: ₹ 12,000
  • Half-yearly: ₹ 6,000
  • Quarterly: ₹ 3,000
  • Monthly: ₹ 1,000

MAXIMUM PREMIUMS

No Limit, subject to Board Approved Underwriting Policy (BAUP)

POLICY TERM

 10 to 40 years

 99 minus Age at Entry

If the policyholder opts for the monthly premium frequency, we may collect three months’ premiums in advance on the date of commencement of policy, as a prerequisite to allow monthly mode of premium payment.

Choose your Sum Assured

Parameters

Boundary Conditions

 Minimum

 Maximum

 SUM ASSURED

 Single Pay1

1.25 x Single Premium

Maximum Sum Assured shall be as per Board Approved Underwriting Policy (BAUP).

 Regular & Limited Pay

10 x Annualized Premium

 Top-up

1.25 x Top-up Premium

All ages are of last birthday.

  1. Not Applicable for Premium Waiver option and Golden Years Benefit option.

ULIPs are simple to understand!

Tune in to this video to know about our ULIPs.


Youtube

Customise your cover with these riders

Riders in insurance have an important part in contingency planning. A ULIP is incomplete without them
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider

    UIN: 101B013V03

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
  • icon

    HDFC Life Critical Illness Plus Rider

    UIN: 101B014V02

    We pay a lump sum amount equal to the Sum Assured upfront if diagnosed with of any of the specified critical illnesses.

    DOWNLOAD
  • icon

    HDFC Life Protect Plus Rider

    UIN:101B016V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

     

    DOWNLOAD
Talk to Advisor

Not sure which insurance to buy?

Talk to an
Advisor right away

Talk to Advisor

We help you to choose best insurance plan based on your needs

Personal details

Years
Years

Financial details

Your Required life cover to protect your family’s future is

0

The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

Frequently Asked Questions

We’ll tell you everything you need to know about HDFC Life Click 2 Wealth

1 What is HDFC Life Click 2 Wealth?

HDFC Life Click 2 Wealth is a Unit Linked Non-Participating Individual Life Insurance Plan that comes with three plan options – Invest Plus, the classic wealth creation option, Premium Waiver option, wherein the future premiums are paid by the Insurer in case of death of the premium payor (different from the Life Assured) & Golden Years Benefit option which provides life cover till 99 years of age.

2 How does Premium Waiver option work?

Under Premium Waiver option, Policy Proposer is different from the Life Assured under the policy. This plan waives off all future premiums in the case of proposer's death. The future premiums are paid off by us to ensure that fund does not stop growing. The Policy continues with risk cover for Life Assured and the accumulated Fund Value is paid on Maturity. This plan is appropriate for an investor who doesn't want any interruption in creating a corpus for achieving the long-term goals of his dependents.

3 How does Golden Years Benefit option work?

Under Golden Years Benefit option, the Life Assured has to pay the premiums for a limited term (till the age of 70 years at max) to enjoy life cover till the age of 99 years. The policyholder can also opt for Systematic Withdrawal facility to generate recurring post retirement income for the accumulated fund.

4 What are the charges under this plan?

Fund Management Charge:  0.80% p.a. of the fund value for Liquid Fund & Bond Plus Fund and 1.35% p.a. of the fund value for Diversified Equity, Blue Chip, Balanced, Bond, Discovery, Equity Advantage, Opportunities, Sustainable Equity, Flexi Cap and Midcap Momentum Funds charged daily.

5 Where is the premium amount invested?

HDFC Life Click 2 Wealth gives you option of 11 different funds to invest your money. Each fund has its own Investment policy, based on asset allocation between equity, debt and money market instruments. You can invest in a combination of funds by allocating your fund between different fund options. Also, you can switch between funds using fund switch option at any time without any charge.

6 Is there option for STP?

You can choose to avail Systematic Transfer Plan (STP) which gives you the benefits of rupee cost averaging. The transfer will be done in 12 equal installments. The transfer date can be either 1st or 15th of every month as chosen by you.

7 Can I Top-up my premiums once the policy is active?

You have the option of paying Top-up premiums in this policy. Total Top-up should not exceed the sum total of the regular/ limited premiums paid at that point of time or initial single premium paid. Top-up premiums are not permitted during the last 5 years of the contract. Top-Up Premium will carry a Sum Assured of 125% of the amount of Top-Up Premium.

8 What is the Settlement Option?

The policyholder has the option to take the maturity benefit in periodical installments over a period, which may extend to 5 years, first installment payable on the maturity date.

9 Do I get any benefit on Survival?

On survival of the life assured till the end of the Policy Term (maturity) under all options, LA will receive the Fund Value as a lump sum benefit.

10 How is Fund Value calculated?

Fund Value will be calculated by multiplying balance units in your fund(s) by the then prevailing unit price(s).

11 What is the death benefit?

Sum Assured on death is payable as a lump sum on death of the life assured during the Policy Term.

Sum Assured on death of the Life Assured is the highest of:

  • Total Sum Assured less an amount for Partial withdrawals* made, if any, where Total Sum Assured is Basic Sum Assured plus any additional Sum Assured in respect of Top-ups
  • Total Fund value

  • 105% of Total premiums paid

  • On death of the Proposer (for Premium Waiver option only):

In case of death of the Proposer for a premium paying policy, all future premiums are waived. On each future premium due date(s), an amount equal to the modal premium shall be credited to the Fund Value. The Policy shall continue until maturity with risk benefits continued on the life of the Life Assured. Upon maturity, the maturity benefit shall become payable.

*The partial withdrawals to be deducted from the Total Sum Assured shall be: All partial withdrawals (except from the top-up fund value) made during the two year period immediately preceding the date of death. Upon payment of the death benefit, the Policy shall terminate and no further benefits are payable

12 How do Systematic (Recurring) withdrawals work?

The policyholder can submit a request for Systematic withdrawals during the Policy term. Under this, at the selected payout frequency, an amount selected by the policyholder will be deducted from the fund and paid out to him. The customer can use this option to generate a supplementary guaranteed income.

13 Is there an option for partial withdrawal in case I am in need of funds?

You can withdraw money from your funds to meet any future financial emergencies. Lump sum partial withdrawals can be made from your funds after 5 complete policy years, provided the Life Assured is at least 18 years of age.

14 Can I surrender this policy?

Yes,you can surrender your policy subject to lock in period of 5 years. Once you surrender your policy, your risk cover will cease and surrender benefit will be paid out depending upon the year in which the policy is surrendered. Please refer to product brochure for more details.

15 Is there a loan facility in my policy?

No policy loans are available for this product.

16 Can I save tax by investing in this policy?

Premiums paid by an individual or HUF under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961, subject to the conditions/ limits specified therein. Under Section 10 (10D) of the Income Tax Act, 1961, the benefits received from this policy are exempt from tax, subject to the conditions specified therein.

Please note that the above mentioned benefits are as per the current tax rules. Your tax benefits may change if the tax rules are changed. You are requested to consult your tax advisor.

In unit linked policies, the investment risk in the investment portfolio is borne by the policyholder. The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year

 HDFC Life Click 2 Wealth (UIN-101L133V03) is the name of the Unit linked plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Click 2 Wealth (UIN-101L133V03) is only the name of the unit linked life insurance contract. HDFC Life Critical Illness Plus Rider (UIN: 101B014V02), HDFC Life Income Benefit on Accidental Disability Rider (UIN: 101B013V03) and HDFC Life Protect Plus Rider (UIN: 101B016V01) are the names of the riders. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

T&C

  1. For Single premium, the special addition is 1% of the Single premium at inception only

ARN: PP/03/24/9928