Policy Servicing

Policy Servicing

This section will provide you various information about your policy. The section also consists of different forms which can be used for making any changes in your policy.

 

My Account

Track your policy details online via My Account. To register for free click here.

If already registered, click here to login.

Call Centre / Email

Call 1860 267 9999 (All 7 days; 9am to 9pm. Local charges apply.
Do NOT prefix any country code. e.g. +91 or 00) or
Write to us at Service@HDFCLife.com

NRI Customers : Please write to us at NRIservice@HDFCLife.com

SMS On The Move

Send an SMS to 5676727 using the specific keyword.
(*charges applicable as per the service provider)

 

KEYWORDS SMS FORMAT
BRANCH BRANCH <space> <city name>
FUND FUND <space> <policy number>
HELP HELP
NAV NAV <space> <policy number>
POLICY POLICY
PREMIUM PREMIUM <space> <policy number>
REG REG <space> <policy number>
SA SA <space> <policy number>

This service is available for In-force policies which are not assigned. The policy number should be 8 digits. Please prefix zero's (0), if the same is less than 8 digits.

Policy Servicing Request Forms

For changes in your personal or policy details, please fill in the appropriate form and submit it at any HDFC Life branch. Use the Branch Locator link available under Quick Links to locate nearest HDFC Life branch.

  1. Policy Servicing Form - Life Stage Protection Feature
  2. For changes in personal or policy details*
  3. For Excess Refund, Free Look Cancellation or Withdrawal of proposal*
  4. Indemnity for loss of policy document**
  5. Indemnity for non- receipt of policy document
  6. Transfer of Ownership
  7. Signature Specimen Form
  8. Know Your Customer Addendum - Third Party KYC
  9. Owner Change Form
  10. NEFT Mandate
  11. Reduction in Premium - Conventional Plan
  12. Reduction in Premium - ULIP Plan
  13. Assignment Request Form
  14. Re-assignment Request Form
  15. Partial Withdrawal Form
  16. Change in Specimen Signature
  17. Customer Consent Document (CCD) - HDFC Bank
  18. Customer Consent Document (CCD) - Others

Fund Transaction Forms

In case of unit linked policies, in addition to the above, you can also avail of the following:

  1. Additional Single Premium (Top-Up)
  2. Fund Switch and Premium Redirection

Mandate Forms

  1. Credit Card Auto Debit Facility
  2. Auto Debit Mandate (SI / ECS / Direct Debit for non-ECS Locations)
  3. Mandate Deactivation Request Form

Health Plans Forms

  1. HDFC Life Cancer Care Revival Form
  2. Change in personal, policy details or free look cancellation
  3. Revival, Conversion, Addition/Deletion of member or Change in policyholder/life assured DOB

Revival/Reinstatement Form

  1. Combined Additional Single Premium Top Up Form
  2. HDSL Revival Reinstatement Request Form
  3. Personal Statement of Health
  4. Revival / Reinstatement Request Form

Regional Language Forms

Hindi

  1. Assignment Request Form
  2. Auto Debit Mandate
  3. Fund Switch & Premium Redirection Form
  4. Additional Single Premium Top-Up Form
  5. Partial Withdrawal Form
  6. Policy Servicing Request Form 2

Gujarati

  1. Assignment Request Form
  2. Auto Debit Mandate
  3. Fund Switch & Premium Redirection Form
  4. Additional Single Premium Top-Up Form
  5. Partial Withdrawal Form
  6. Policy Servicing Request Form 2

Marathi

  1. Assignment Request Form
  2. Auto Debit Mandate
  3. Fund Switch & Premium Redirection Form
  4. Additional Single Premium Top-Up Form
  5. Partial Withdrawal Form
  6. Policy Servicing Request Form 2

Bengali

  1. Assignment Request Form
  2. Auto Debit Mandate
  3. Fund Switch & Premium Redirection Form
  4. Additional Single Premium Top-Up Form
  5. Partial Withdrawal Form
  6. Policy Servicing Request Form 2

Tamil

  1. Assignment Request Form
  2. Auto Debit Mandate
  3. Fund Switch & Premium Redirection Form
  4. Additional Single Premium Top-Up Form
  5. Partial Withdrawal Form
  6. Policy Servicing Request Form 2

Telugu

  1. Assignment Request Form
  2. Auto Debit Mandate
  3. Fund Switch & Premium Redirection Form
  4. Additional Single Premium Top-Up Form
  5. Partial Withdrawal Form
  6. Policy Servicing Request Form 2

Kannada

  1. Assignment Request Form
  2. Auto Debit Mandate
  3. Fund Switch & Premium Redirection Form
  4. Additional Single Premium Top-Up Form
  5. Partial Withdrawal Form
  6. Policy Servicing Request Form 2

*Conditions apply

**You are requested to contact us at any of our touch points for detailed information on the issue of duplicate policy documents.

Surrender requests will be accepted at designated branches only. Please contact your nearest branch, Financial consultant or dial our helpline number to locate the designated branches.

For any further queries or information related to policy servicing, please contact us at any of our service touch points.

Lapse Revival

A life insurance policy is a long term contract between the life insurance company and the policyholder. The payment of premium towards a regular premium policy is spread over the premium paying term of the policy. A policyholder has to pay the premium on or before the due date.

Frequently Asked Questions

If policy holder fails to pay the premium even after the expiry of grace period, the policy status will be changed to lapse or Paid- Up depending on the year in which the policyholder fails to pay the premium.

The lapsed, Paid- Up or Discontinued policy can be revived as per conditions governing the product. You need to provide the insurer with evidence of insurability and pay all the outstanding premiums and related charges (if any).

If policy is in lapsed status for less than 6 months:

  1. Outstanding Premium(s)
  2. Revival Charges (If any)

If policy is in lapsed status for more than 6 months:

  1. Outstanding Premium(s)
  2. Revival Charges & interest charges ( interest charges are applicable for conventional plans)
  3. Personal Statement of Health (PHS) (only for underwriting plans) (PHS not required for Unit Linked Paid up cases)
  4. Revival Form & quote

If policy is in lapsed status for more than 1 year:

  1. Outstanding Premium(s)
  2. Revival Charges & interest charges ( interest charges are applicable for conventional plans)
  3. Revival Form & quote
  4. Address Proof (self-attested)
  5. ID Proof (self-attested )
  6. Income Proof (self- attested if the annual premium amount is more than 1 lakh)
  7. Personal Statement of Health (PHS) (only for underwriting plans) (PHS not required for Unit Linked Paid up cases)
  • Online Payment
  • Standing Instructions
  • Electronic Clearing Service
  • Direct Debit Facility Non ECS Location
  • Credit Card Auto Debit
  • Bill Pay
  • Easy Bill
  • MP Online
  • Drop Boxes
  • Post or Courier
  • HDFC Life Branches
  • Automated Voice Guided Payment
  • Axis Bank Branch
  • Yes Bank Branch
  • E-Collect

Below are the service touch points for your convenience.

  • Call Us: 1860 267 9999 Mon-Sun 9am - 9pm (Local charges apply. Do NOT prefix any country code e.g. +91 or 00)
  • SMS: SERVICE to 5676727
  • Email: Service@HDFCLife.com
  • NRI Customers : Please write to us at NRIservice@HDFCLife.com

Revival & Reinstatement of any policy incur a fixed cost, hence to compensate for that expense, INR 250 is charged.

All the Premium notices & reminders are getting dispatched through a normal post without fail but because of incorrect/wrong address or due to some other reasons few of our customers are not getting the same. Hence, would suggest the customer to update their latest contact details as and when it changes and simultaneously ask them to go for My Account to avoid such issues in future.

Expected maturity value will be based on the bonuses declared during the term of the policy.

Key Feature Document

We at HDFC Life understand how crucial it is for you to know the features of your insurance policy. This section will familiarise you with the important features of your insurance policy. For details, please choose a Key Feature Document link below pertaining to your insurance plan:

Conventional Riders

Conventional Plans

Unit Linked Plans

Health Plans

Bonus

At HDFC Life, we always strive to provide premier products with high benefits to our customers. Details of the Historical Bonus Rates are given below:

Reversionary Bonus Rates


HDFC Money Back Plan (UIN :101N002V01)
2007-08 2.25%
2008-09 2.25%
2009-10 2.00%
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%

HDFC Children's Plan (UIN : 101N010V01)
2007-08 2.25%
2008-09 2.25%
2009-10 2.00%
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%

HDFC SL Endowment Assurance Plan (UIN: 101N001V02 & 101N001V01)
2007-08 2.25%
2008-09 2.25%
2009-10 1.75%
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%

HDFC Savings Assurance Plan (UIN: 101N014V01)
2007-08 3.25%
2008-09 3.25%
2009-10 3.25%
2010-11 3.25%
2011-12 3.25%
2012-13 3.25%
2013-14 3.25%
2014-15 3.25%
2015-16 3.25%

HDFC Assurance Plan (UIN: 101N018V01)
2007-08 3.25%
2008-09 3.25%
2009-10 3.25%
2010-11 3.25%
2012-13 3.25%
2013-14 3.25%
2014-15 3.25%
2015-16 3.25%

HDFC Personal Pension Plan (Regular Premium) (UIN :101N008V01)
2007-08 2.25%
2008-09 2.25%
2009-10 2.00%
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%

HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01)
2007-08 5.00%
2008-09 5.00%
2009-10 5.00%
2010-11 5.00%
2010-11 5.00%
2012-13 5.00%
2013-14 5.00%
2014-15 5.00%
2015-16 5.00%

HDFC Single Premium Whole of Life Insurance Plan (UIN :101N004V01)
2007-08 5.00%
2008-09 5.00%
2009-10 4.50%
2010-11 4.50%
2011-12 4.50%
2012-13 4.50%
2013-14 4.50%
2014-15 4.50%
2015-16 4.50%

HDFC SL Endowment Gain Insurance Plan (UIN :101N071V01)
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%

HDFC SL New Money Back Plan (UIN: 101N063V01)
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%

HDFC SL Group Savings Plan (UIN: 101N062V01)
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%

HDFC SL ClassicAssure Insurance Plan (UIN :101N076V01)
2010-11 3.00%
2011-12 3.00%
2012-13 3.00%
2013-14 2.75%
2014-15 2.75%
2015-16 2.75%

HDFC Life ClassicPension Insurance Plan (UIN: 101N077V01)
2011-12 3.00%
2012-13 3.00%
2013-14 3.00%
2014-15 3.00%
2015-16 3.00%

HDFC Life Personal Pension Plus Plan (UIN: 101N091V01)
2013-14 3.00%
2014-15 3.00%
2015-16 3.00% for Policy Term 10-14 yrs, 3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs, 4.50% for Policy Term 25-29 yrs and 5.00% for Policy Term > 30 yrs

HDFC Life Sampoorn Samridhi Insurance Plan (UIN: 101N078V01)
2013-14 3.00%
2014-15 3.00%
2015-16 3.00%

HDFC Life ClassicAssure Plus Plan (UIN: 101N089V01)
2013-14 3.00%
2014-15 3.00%
2015-16 3.50% for Policy Term 10 yrs, 4.00% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs

HDFC Life Super Savings Plan (UIN: 101N090V01)
2013-14 3.50%
2014-15 3.50%
2015-16 3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs and 4.50% for Policy Term > 25 yrs

Super Income (UIN: 101N098V01)
2013-14 4.50%
2014-15 4.50%
2015-16 5.00% for Policy Term 16-20 yrs and 5.50% for Policy Term 22-27 yrs

YoungStar Udaan
2014-15 3.50%
2015-16 4.00% for Policy Term 15-19 yrs and 4.50% for Policy Term 20-29 yrs

Sampoorna Samridhi Plus
2014-15 3.50%
2015-16 4.00% for Policy Term 15-19 yrs, 4.50% for Policy Term 20-24 yrs and 5.00% for Policy Term > 25 yrs

Uday
2015-16 3.60%

Terminal Bonus Rates


HDFC Money Back Plan (UIN: 101N002V01)
Bonus Declaration: 31st March 2010* 4.00%
Bonus Declaration: 31st March 2011* 10.00%
Bonus Declaration: 31st March 2012** 12.50%
Bonus Declaration: 31st March 2013** 12.50%
Bonus Declaration: 31st March 2014** 13.00%
Bonus Declaration: 31st March 2015** 13.50% for Policy Term 10 yrs and 28% for Policy Term 15 yrs
Bonus Declaration: 31st March 2016** 13.50% for Policy Term 10 yrs and 30.00% for Policy Term 15 yrs

HDFC Children's Plan (UIN: 101N010V01)
Bonus Declaration: 31st March 2012** 8.50%
Bonus Declaration: 31st March 2013** 8.50%
Bonus Declaration: 31st March 2014** 9.5%
Bonus Declaration: 31st March 2015** 9.5% for Policy Term 10-12 yrs and 15% for Policy Term 13-15 yrs
Bonus Declaration: 31st March 2016** 10.00% for Policy Term 10 yrs, 12.00% for Policy Term 11 yrs, 14.50% for Policy Term 12 yrs, 16.50% for Policy Term 13 yrs and 18.00% for Policy Term 14 yrs

HDFC SL Endowment Assurance Plan (UIN: 101N001V02 & 101N001V01)
Bonus Declaration: 31st March 2011* 10.00%
Bonus Declaration: 31st March 2012** 8.50%
Bonus Declaration: 31st March 2013** 8.50%
Bonus Declaration: 31st March 2014** 9.5% for Policy Term 10-12 yrs and 10% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015** 10.50% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016** 11.00% for Policy Term 10 yrs, 12.50% for Policy Term 11 yrs, 15.00% for Policy Term 12 yrs, 17.50% for Policy Term 13 yrs, 20.00% for Policy Term 14 yrs, 23.00% for Policy Term 15 yrs and 25.00% for Policy Term 16 yrs

HDFC Personal Pension Plan (Regular Premium ) (UIN :101N008V01)
Bonus Declaration: 31st March 2011* 10.00%
Bonus Declaration: 31st March 2012** 12.50%
Bonus Declaration: 31st March 2013** 12.50%
Bonus Declaration: 31st March 2014** 12.5% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015** 18.00% for Policy Term 10-12 yrs and 25% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016** 18.00% for Policy Term 10 yrs, 20.00% for Policy Term 11 yrs, 22.00% for Policy Term 12 yrs, 25.00% for Policy Term 13 yrs, 27.00% for Policy Term 14 yrs and 30.00% for Policy Term 15 yrs

HDFC Savings Assurance Plan (UIN: 101N014V01)
Bonus Declaration: 31st March 2013** 25.00%
Bonus Declaration: 31st March 2014** 20.00%
Bonus Declaration: 31st March 2015** 19.00%
Bonus Declaration: 31st March 2016** 26.00% for Policy Term 10 yrs, 28.50% for Policy Term 11 yrs, 31.50% for Policy Term 12 yrs and 35.00% for Policy Term 13 yrs

HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 5
Bonus Declaration: 31st March 2008* 12.00%
Bonus Declaration: 31st March 2009* 10.00%
Bonus Declaration: 31st March 2010* 10.00%
Bonus Declaration: 31st March 2011* 8.00%
Bonus Declaration: 31st March 2012** 12.50%
Bonus Declaration: 31st March 2013** 12.50%
Bonus Declaration: 31st March 2014** 12.50%
Bonus Declaration: 31st March 2015** 14.00%
Bonus Declaration: 31st March 2016** 15.00%

HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 6
Bonus Declaration: 31st March 2008* 14.00%
Bonus Declaration: 31st March 2009* 12.00%
Bonus Declaration: 31st March 2010* 14.00%
Bonus Declaration: 31st March 2011* 12.00%
Bonus Declaration: 31st March 2012** 15.00%
Bonus Declaration: 31st March 2013** 15.00%
Bonus Declaration: 31st March 2014** 15.00%
Bonus Declaration: 31st March 2015** 35.00%
Bonus Declaration: 31st March 2016** 21.00%

HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 7
Bonus Declaration: 31st March 2008* 19.00%
Bonus Declaration: 31st March 2009* 14.00%
Bonus Declaration: 31st March 2010* 16.00%
Bonus Declaration: 31st March 2011* 16.00%
Bonus Declaration: 31st March 2012** 23.00%
Bonus Declaration: 31st March 2013** 23.00%
Bonus Declaration: 31st March 2014** 23.00%
Bonus Declaration: 31st March 2015** 35.00%
Bonus Declaration: 31st March 2016** 27.00%

HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 8
Bonus Declaration: 31st March 2009* 16.00%
Bonus Declaration: 31st March 2010* 20.00%
Bonus Declaration: 31st March 2011* 20.00%
Bonus Declaration: 31st March 2012** 30.00%
Bonus Declaration: 31st March 2013** 30.00%
Bonus Declaration: 31st March 2014** 30.00%
Bonus Declaration: 31st March 2015** 35.00%
Bonus Declaration: 31st March 2016** 32.50%

HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 9
Bonus Declaration: 31st March 2010* 24.00%
Bonus Declaration: 31st March 2011* 24.00%
Bonus Declaration: 31st March 2012** 35.00%
Bonus Declaration: 31st March 2013** 35.00%
Bonus Declaration: 31st March 2014** 35.00%
Bonus Declaration: 31st March 2015** 35.00%
Bonus Declaration: 31st March 2016** 40.00%

HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 10
Bonus Declaration: 31st March 2011* 28.00%
Bonus Declaration: 31st March 2012** 45.00%
Bonus Declaration: 31st March 2013** 45.00%
Bonus Declaration: 31st March 2014** 45.00%
Bonus Declaration: 31st March 2015** 45.00%
Bonus Declaration: 31st March 2016** 48.00%

HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 11+
Bonus Declaration: 31st March 2012** 52.00%
Bonus Declaration: 31st March 2013** 52.00%
Bonus Declaration: 31st March 2014** 55.00%
Bonus Declaration: 31st March 2015** 60.00%

HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 12+
Bonus Declaration: 31st March 2013** 52.00%
Bonus Declaration: 31st March 2014** 55.00%
Bonus Declaration: 31st March 2015** 60.00%
Bonus Declaration: 31st March 2016** 67.00% for Policy Term 12 yrs, 77.00% for Policy Term 13 yrs, 87.00% for Policy Term 14 yrs and 97.00% for Policy Term 15 yrs

HDFC Assurance Plan
Bonus Declaration: 31st March 2014** 15.00%
Bonus Declaration: 31st March 2015** 18.00%
Bonus Declaration: 31st March 2016** 20.00% for Policy Term 10 yrs, 22.50% for Policy Term 11 yrs and 25.00% for Policy Term 12 yrs

HDFC Single Premium Whole of Life Insurance Plan
Bonus Declaration: 31st March 2014** 11.50%
Bonus Declaration: 31st March 2015** 12.50%
Bonus Declaration: 31st March 2016** 14.00% for Policy Term 10 yrs and 40.00% for Policy Term 15 yrs

Notes:

  1. Please refer the policy document for applicability of bonus.
  2. Terminal Bonus rates are applicable for policies resulting in to claims by maturity in the year following the bonus declaration date.
  3. * - The rates are applicable on Sum Assured + Vested bonuses.
  4. ** - The rates are applicable on Sum Assured.
  5. Insurance is the subject matter of the solicitation
  6. HDFC Standard Life Insurance Company Ltd. Reg.No.101
  7. Payout of bonus is subject to company declaring the same
  8.  

Sr. No Documents Identity Proofs Address Proofs
1 Passport Y Y
2 PAN Y -
3 Voter’s Identity Card Y Y
4 Driving License Y Y
5 Written confirmation from the banks where the prospect is a
customer, regarding identification and proof of residence
Y Y
6 Aadhaar Card Y Y
7 Job card issued by NREGA duly signed by an officer of the
State Government (if contain the address)
Y Y
8 Letter issued by the Unique ldentification Authority of lndia
or National Population Register containing details of name, address and Aadhaar number
Y Y
9 Letter issued by a gazetted officer, with a duly attested
photograph of the person (if contain the address)
Y Y
10 Identity card with applicant's photograph issued by Central/State
Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings,
Scheduled Commercial Banks, and Public Financial Institutions (if contain the address)
Y Y
11 Property or Municipal tax receipt - Y
12 Post office savings account statement - Y
13 Pension or family pension payment orders
(PPOS) issued to retired employees by Government or Public Sector Undertakings, if they contain the address
Y Y
14 Letter of allotment of accommodation from
employer issued by State or Central Government departments, statutory or regulatory bodies,
public sector undertakings, scheduled commercial banks, financial institutions and listed companies.
Similar, leave and license agreements with such employers allotting official accommodation (if contain the photograph)
Y Y
15 Documents issued by Government departments of foreign
jurisdiction and letter issued by Foreign Embassy or Mission in India
(if contain the photograph)
Y Y
16 All utility bills (electricity, telephone, post-paid
mobile phone, piped gas, water bill) not more than 2 months old
- Y
17 Bank account statement wherein his permanent/present residence
address is available, provided it is not older than six months
as on the date of acceptance (if contain the photograph)
Y Y
18 Written confirmation from the banks where the prospect is a customer,
regarding identification and proof of residence
Y Y

List of Official Valid Documents for KYC purposes

Features Documents
lnsurance Contracts with companies i. Certificate of incorporation and Memorandum & Articles of Association
ii. Resolution of the Board of Directors
iii. Power of Attorney granted to its managers, officers or employees to transact business on its behalf
iv. An officially valid document in respect of managers, officers or employees holding an attorney lo transact on its behalf
Insurance Contracts with partnership firms i. Registration certificate, if registered
ii. Partnership deed
iii. Any officially valid document respect of the person holding attorney to transact on its behalf.
lnsurance Contracts with trusts & foundations i. Certificate of registration
ii. Trust Deed
iii. Any officially valid document to identify the truslees, settlers, beneficiaries and those holding Power of Attorney, founders/ managers/ directors and their addresses

Any other 'Officially valid document' that shall be notified by the Central Government, in consultation with the Regulator from time to time.

Sr. No Source of Fund / Proof of Income Document Resident Indian NRI
Salaried Self Employed / Business Agriculturist HRI/PEP Special Jurisdictions Salaried Self Employed / Business
1 Salary slip / certificate – issued in last 3 months Y N N Y Y Y N
2 ITR / Form 16 / assessment orders / Computation of Income Y Y Y Y Y Y Y
3 Bank statement which establishes the Source of Fund / Bank statement (preceding 6 months) – addition of non cash credits Y Y Y Y Y Y
(Indian bank statement)
Y
(Indian bank statement)
4 Audited Company accounts N Y N Y Y N Y
5 Audited firm accounts and Partnership Deed N Y N Y Y N Y
6 Chartered Accountant’s Certificate N Y N Y Y N Y
7 Fixed deposits statements/liquidation entries in bank statement, mutual fund receipts / redemption statements will be considered as valid proof of income / source of fund documents Y Y Y Y Y Y Y
8 Rent receipt (issued in last 3 months) with valid agreement Y Y Y Y Y Y Y
9 Mandi receipt / Form J / agriculture records N N Y N N N N
10 Foreign Bank statement of specific countries showing credits (preceding 6 months) N N N N N Y Y
11 Bank Statements reflecting cash credit transactions, where individual transaction value per instance and on a particular transaction date do not exceed Rs. 1,00,000 N N N N Y N N