How much life
insurance
do you need?
Use our quick and simple calculator
to know what’s ideal for you.
- Webpages
- Documents
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
For NRI Customers
(To Buy a Policy)
-
![Contact Image]()
Call (All Days, Local charges apply)
-
![Contact Image]()
Email ID
-
![Contact Image]()
Whatsapp
(If you're our existing customer)
-
![Contact Image]()
Call (Mon-Sat, 10am-9pm IST, Local Charges Apply)
-
![Contact Image]()
Email ID
For Online Policy Purchase
(New and Ongoing Applications)
-
![Contact Image]()
Call (All Days & Toll free)
-
![Contact Image]()
Schedule a call
-
![Contact Image]()
Whatsapp
-
![Contact Image]()
Give missed call to buy a policy
-
![Contact Image]()
Email
Branch Locator
-
![Contact Image]()
Locate a branch
For Existing Customers
(Issued Policy)
-
![Contact Image]()
Whatsapp
-
![Contact Image]()
Call (Mon to Sat, from 10 am to 7 pm, Call charges apply)
-
![Contact Image]()
Email
Fund Performance Check
-
![Contact Image]()
Call (Missed Call)
In this policy,the investment risks in the investment portfolio is borne by the policyholder
HDFC Life Click2Invest ULIP
HDFC Life Click2Invest ULIP
UIN: 101L100V05Grow your investments while your family stays secure
Choose from
11 fund options
Make single payments or limited period payments for 5, 6, 7, 8, 9, 10 years or equal to policy term
Make partial
withdrawal
from funds1
1800-266-9777
(All Days, from 9am to 9pm, Toll Free)
Why HDFC Life Click2Invest ULIP?
A Unit Linked Non Participating Life Insurance Plan that offers you market linked returns along with financial protection for your family
11 fund options to match your investment preferences
Get fund value at maturity or in periodical installments based on your needs1
Make partial withdrawal from funds to meet financial emergencies if any2
Tax benefits may be available as per prevailing tax laws3
Flexibility to save regularly, for limited period of 5, 6, 7, 8, 9, and 10 years or pay once under Single Pay
Minimal charges applicable
11 fund options to match your investment preferences
Get fund value at maturity or in periodical installments based on your needs1
Make partial withdrawal from funds to meet financial emergencies if any2
Tax benefits may be available as per prevailing tax laws3
Flexibility to save regularly, for limited period of 5, 6, 7, 8, 9, and 10 years or pay once under Single Pay
Minimal charges applicable
- Opt for Settlement Option to receive maturity benefit in periodical installments.
- Partial withdrawals can be made from your funds after completion of 5 policy years, provided the Life Assured is at least 18 years of age.
- As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
- Opt for Settlement Option to receive maturity benefit in periodical installments.
- Partial withdrawals can be made from your funds after completion of 5 policy years, provided the Life Assured is at least 18 years of age.
- As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
Your Plan. Your Benefits
Flexibility to choose your policy and premium payment terms.
Select your core objective for buying an insurance cover
- Maturity Benefit
- Death Benefit
- Partial Withdrawal
Maturity Benefit
Benefit Options
- At maturity you will receive your Fund Value.
- Fund Value will be calculated by multiplying balance units in your fund by the then prevailing unit price.
Fund Options
-
11 Fund options
- You can invest in a combination of funds by allocating your fund between different fund options.
- You can switch between funds using fund switch option at any time.
Check Eligibility Criteria
Before buying HDFC Life Click2Invest ULIP
ELIGIBILITY CRITERIA
Parameters |
Minimum |
Maximum |
|---|---|---|
Age at Entry |
0 years(30 days) |
65 years |
Age at Maturity |
18 years |
75 years |
Premiums |
Single: ₹ 24,000 Annual: ₹ 12,000 Half-yearly: ₹ 6,000 Quarterly: ₹ 3,000 Monthly: ₹ 1,000 |
No limit, subject to Underwriting |
Sum Assured (Fixed)– Single Premium |
125% of Single Premium |
|
Sum Assured (Fixed)-Regular & Limited Premium (Age at Entry <= 55 years) |
10 x annualized premium |
|
Sum Assured (Fixed)- Regular & Limited Premium (Age at Entry > 55 years) |
7x or 10 x annualized premium |
|
Policy Term |
5 to 40 years |
|
Premium Payment Term |
Single Pay Limited: 5,6,7,8,9,10 years Regular: 5 to 40 years |
|
All ages mentioned above are age as of last birthday
For all ages, risk commences from the date of inception of the policy.
Annualized Premium means the premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premium on riders, if any.
ULIPs are simple to understand!
Tune in to this video to know about our ULIPs.
Customise your cover with these riders
Riders in insurance have an important part in contingency planning. A ULIP is incomplete without them.
-
![icon]()
HDFC Life Income Benefit on Accidental Disability Rider
UIN: 101B013V03
Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.
DOWNLOAD -
![icon]()
HDFC Life Critical Illness Plus Rider
UIN: 101B014V02
We pay a lump sum amount equal to Rider Sum Assured upfront if diagnosed with of any of the specified critical illnesses
DOWNLOAD -
![icon]()
HDFC Life Protect Plus Rider
UIN: 101B016V01
Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer
DOWNLOAD
Not sure which insurance to buy?
Talk to an
Advisor right away
We help you to choose best insurance plan based on your needs
Personal details
Your Required life cover to protect your family’s future is
₹ 0
Recommended plans for you
Frequently Asked Questions
We’ll tell you everything you need to know about HDFC Life Click2Invest
1 What are the charges applicable for this plan?
HDFC Life Click 2 Invest - an online ULIP offers a minimal charge structure as stated below:
- Premium Allocation Charge: Nil
- Policy Administration Charge: Nil
- Discontinuance Charge: Nil
- Fund Management Charge –
- 0.80% p.a. of the fund value, charged daily for Secured Managed Fund.
- 1.35% p.a. of the fund value, charged daily, for all other funds.
- 0.50% p.a. of the fund value for Discontinued Policy Fund.
- Mortality Charge: The amount of the charge taken each month depends on your age and level of cover.
2 Why is this plan good for me?
HDFC Life Click 2 Invest - ULIP, lets you enjoy market linked returns along with valuable financial protection for your family. This plan has minimal charges which help your fund value grow faster. The key features of this plan are:
1. Minimal Charge Structure
2. Choose from a range of 11 fund options
3. Premium payment options of Single Pay 5, 6, 7, 8, 9, 10 years or Regular Pay
4. Policy Term of 5 to 40 years
5. Tax exemption under Sec 80C and Sec 10(10D) of Income Tax Act, 1961
3 What are the various fund options in this plan?
There are 11 fund options to choose from in this plan:
- Equity Plus Fund
- Diversified Equity Fund
- Blue Chip Fund
- Opportunities Fund
- Balanced Fund
- Bond Fund
- Conservative Fund
- Discovery Fund
- Equity Advantage Fund
- Secure Managed Fund
- Flexi Cap Fund
4 Where do I check the fund performance?
To check fund performance CLICK HERE.
5 What do I get at the end of the policy term?
At the end of your policy term i.e. at maturity, you will receive your Fund Value.
6 For how many years can I stay invested in this plan?
You can choose a policy term of 5 years to 20 years under this plan.
7 What will my family receive in case of my unfortunate demise?
In case of the Life Assured's unfortunate demise, we will pay to the nominee the highest of the following:
1. Sum Assured
2. Fund Value
3. 105% of the premium(s) paid.
8 Can I terminate my policy?
You can surrender you policy subject to a lock in period of 5 years. No discontinuance charge is charged in this policy. Please refer to product brochure for more details on discontinuance of premiums and surrender of policy.
9 Can I do a partial withdraw from my fund?
You can withdraw money from your funds to meet any future financial emergencies. Lump sum partial withdrawals can be made from your funds after 5 complete policy years, provided the Life Assured is at least 18 years of age.The partial withdrawals shall not be allowed which would result in termination of the policy .
10 Is there a loan facility in my policy?
No policy loans are available for this product.
11 What is a settlement option?
Under settlement option, you can also take your fund value at maturity in periodical installments1.
Disclaimer:
1. Please refer to section under settlement option in product brochure for more details
12 What is the limited mode of premium pay?
A limited premium payment policy requires you to pay premiums for a term lesser than your policy term.
13 Can I buy more than one policy?
You can buy more than one policy subject to successful underwriting.
14 Are there medicals involved to buy this plan?
Yes. The list of medical tests required is on case to case basis.
15 How is the Fund Value calculated?
Fund Value will be calculated by multiplying balance units in your fund by the then prevailing NAV price.
16 What is the minimum premium that needs to be paid?
Minimum premium amounts for various premium payment frequencies are as follows:
1. Single: ₹ 24,000
2. Annual: ₹ 12,000
3. Half Yearly: ₹ 6,000
4. Quarterly: ₹ 3,000
5. Monthly: ₹ 1,000
17 I am a NRI. Can I Invest in this plan?
NRIs can invest in this plan by filling a mandatory NRI questionnaire.
18 What is the frequency in which I can invest my money?
Single, Annual, Half-yearly, Quarterly or Monthly
19 What is the maximum amount I can invest?
There is no limit on maximum amount that you can invest in this plan, subject to underwriting.
20 What are the key features of this plan?
HDFC Life Click 2 Invest - ULIP offers:
1. Minimal Charge Structure
2. Premium Payment Term options of single/ 5 pay/ 7 pay and regular pay
3. Policy Term of 5 to 20 years
4. 11 Fund options
5. Wide entry age range from 0 to 65 years
21 Is there any protection cover in this plan?
Yes. In case of the Life Assured's unfortunate demise, we will pay to the nominee the highest of the following:
1. Sum Assured,
2. Fund Value,
3. 105% of the premium(s) paid.
22 Can I surrender this policy?
Yes you can surrender your policy. Once you surrender your policy, your risk cover will cease and surrender benefit will be paid out depending upon the year in which the policy is surrendered. Please refer to product brochure for more details.
The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.
HDFC Life Click 2 Invest - ULIP (UIN: 101L100V05)is the name of the Unit linked, Non-Participating, Life Insurance plan.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Click 2 Invest - ULIP (UIN: 101L100V05)is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
- Provided all due premiums have been paid and the policy is in force.
ARN: PP/10/23/5343