1Subject to provisions as per Income Tax Act, 1961. Tax Laws are subject to change.
|Pension Equity Plus Fund
SFIN - ULIF06001/04/14PenEqPlsFd101
|Pension Income Fund
SFIN - ULIF06101/04/14PenIncFund101
|Pension Conservative Fund
SFIN - ULIF06201/04/14PenConsvFd101
This is a unit linked plan; the premiums you pay in this plan are subject to investment risks associated with the capital markets. The unit prices of the funds may go up or down, reflecting changes in the capital markets.
|FUND||SFIN||DETAILS||ASSET CLASS||RISK & RETURN RATING|
Market Instruments, Cash & Deposits
|Government Securities, Fixed Income Instruments & Bonds||Equity|
|Pension Equity Plus Fund||ULIF06101/04/14
|To generate long term capital appreciation in line or better than Nifty index returns||0% to 20%||0% to 20%||80% to 100%||Very High|
|Pension Income Fund||ULIF06001/04/14
|To deliver High potential returns due to investments in instruments with higher duration and credit exposure||0% to 20%||80% to100%||-||Moderate|
|Pension Conservative Fund||ULIF06201/04/14
|To invest in high grade fixed income instruments and Government securities at the short end of the yield curve,to deliver stable returns||0% to 60%||40% to 100%||-||Low|
|Entry Age and Vesting Age|
|Age at entry3||Minimum||18 years|
|Vesting Age3||Minimum||45 years|
|Premium Payment Term (Years)||Policy Term (Years)|
|Single Pay||10, 15 to 35|
|8 Pay||10, 15 to 35|
|10 Pay||10, 15 to 35|
|15 Pay||15 to 35|
WHAT ARE THE LIMITS FOR MINIMUM AND MAXIMUM PREMIUMS?
There is no limit on the maximum premium which you can pay. The minimum premiums required will depend on choice of option and premium payment frequency that you choose
|Premium / Payment Frequency||Regular & Limited|
|Single Pay Options|
|Maximum Premium||No Limit5|
4Subject to our prevailing operational rules, it may be required for Monthly Frequency to be taken with ECS/SI and to pay first 3 months premium in advance. 5 Subject to our Board Approved Underwriting Policy
For more details on risk factors, charges, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.