Women’s insurance plan caters to different financial needs of women. Women’s plans are a set of specially created and hand-picked products which suit the needs of women at different stages of their life; such as protection, health, retirement, child’s education and long term savings and investments.
Women need different financial solutions than men like financial protection on spouse’s premature demise, women-specific health risks and financial security in retirement.
Women’s Insurance Plans address these women-specific needs.
Women’s Insurance Plans by HDFC Life have been specially created to meet women’s needs at their different stages of life.
This is possible with features for life and health insurance and savings for major needs like retirement and child’s education.
FEATURED PLAN
HDFC Life Smart Woman Plan
HDFC Life Smart Woman Plan, a life insurance policy for women that gives wings to your aspirations. The plan ensures your savings grow leaving you free to pursue your career and continue making a difference to those around you.
BENEFITS
Periodic Cash Payouts
Hassle free payment option
Partial withdrawals
Tax benefits
Many Families covered by
HDFC Life Smart Woman Plan
All Women's Insurance Plans
HDFC LIFE Click 2 Invest
An unit linked online investment plan with life insurance coverage Read More
HDFC Life Click 2 Protect Life
Change is the only constant. In a world evolving at an accelerating pace, it is only reasonable that you keep up with the times, or fear being left behind. Keeping up with the changing times, HDFC Life is proud to present Click 2 Protect Life, an intelligent term plan that provides benefits as per your altering lifestyle and life stage needs and helps you stay truly protected. Read More
HDFC LIFE Cancer Care
HDFC Life Cancer Care offers lump sum benefit on diagnosis of Cancer that helps to protect your income and savings from expenses Read More
HDFC Life Easy Health
Health is the most important asset you have. Every aspect of your life is dependent on your good health & hence it is of utmost to get the best health insurance plan for senior citizens, young & married couples as well as single individuals. Read More
3 Reasons Why Women Need An Insurance Plan
As a modern woman, do you really need to invest in life insurance? If you have children of your own, a life insurance policy would be an obvious must-have. However, while people often believe that if they do not have dependants, they don’t need to be insured, that is not the case. Life insurance has much more to offer than protection of your children’s future in the event that something untoward occurs. Here are the three most important reasons why you need to invest in a women's insurance plan:
For Your Family
These days most families have two working parents. As an active contributor to your family’s income, it’s important that you back-up the income that you bring in. Since both you and your spouse play an essential role in the financial security of your family, you should both be insured. Taking out a life insurance policy for yourself will ensure that your loved ones' futures are secured in the case of premature death or disability.
For a stay-at-home mom, a lot of time, money and effort go into running your household. Finding someone to manage the household in your absence would cost your family much more than it does currently and it’s necessary to plan for those added expenses. Even if your spouse were to stay home to watch the children and take care of the house, that would require a break from work or shorter shifts, which again means a decrease in income.
Women Life Insurance can benefit single women as well. It’s often overlooked that debts such as loans and taxes would fall on family members if something were to happen to you. An insurance plan can provide your family with the funds needed to pay off these debts.
For Yourself
If you’re a single woman living independently, it pays to be prepared for a situation in which you will not be earning an income. For instance, in the event that you are struck by illness or need to take a break from work for any reason, having an insurance policy would come in handy.
Today, it’s not uncommon to find a woman running her own business or a woman holding an important position in a privately held business. So if you’re one of these women, it’s important for you to get insured to make sure your business will keep on running, even when you are no longer around.
When we think of life insurance, we generally think of the worst case scenario. However, chances are that you could live to a ripe old age and have the retirement you always imagined. Whether you’re single or married, there are definitely some retirement goals that you’ve set for yourself – it may be a long cruise, a fancy car or just to travel as much as possible. Investing in life insurance now could mean living out your most extravagant retirement dreams, when the time comes.
Wealth Creation
Whether it’s a new business venture, a wedding or perhaps a new addition to the family, there’s no telling what the future holds. Investing in a life insurance plan today can help you build up a corpus to meet future requirements or goals such as buying your own home, a car or preparing for a child’s higher education. What’s more, this investment in financial security comes with the added benefit of tax savings.
At HDFC Life, we understand that the financial needs of women are unique from those of their male counterparts. As a woman you may undertake a number of responsibilities domestically and professionally. That’s why we offer customised life insurance solutions for women to secure their own financial independence and that of their families. Start investing today, for the protection of your financial future and to gain peace of mind.
HDFC Life Click 2 Protect 3d Plus
Expenses won’t stop in your absence. Why should the monthly income? Provide monthly income of Rs 50,000 at less than Rs 23/day to your family in your absence
HOW CAN WE HELP YOU
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