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  • HDFC Life ClassicAssure PlusInvestment
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  • HDFC Life ClassicAssure PlusInvestment

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Fund Performance Check

Online Buy Support

Branch Locator

Policy Holder Services

Fund Performance Check

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Why HDFC Life Capital Shield?

A Unit Linked Non-Participating Life Insurance plan with dual benefits of insurance and investment

  1. As per Income Tax Act, 1961. Tax Benefits are subject to changes in tax laws.
  • Pay premiums only once or for a limited period of 5 years

  • Protect your investment from market risks with an Assured Maturity Benefit

  • Loyalty Additions to boost Fund Value from the end of 6th policy year onwards

  • Tax benefits as per prevailing tax laws1

  • Option to make lump sum partial withdrawals from your funds after first 5 years of your policy term

  1. As per Income Tax Act, 1961. Tax Benefits are subject to changes in tax laws.

Dual Benefits For You

Choose your policy and premium payment terms to get maximum benefits.

Host of benefits policy holders can enjoy

  • Maturity Benefit
  • Death Benefit
  • Loyalty Additions

Maturity Benefit

(Benefits on maturity of the policy)

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Are You Eligible?

Before buying HDFC Life Capital Shield

ELIGIBILITY CRITERIA

Eligibility Criteria

Minimum

Maximum

Premiums

Single Pay

Single Pay: ₹ 48,000

No limit1

Limited Pay (5 years)

Annual: ₹ 48,000

Half Yearly: ₹ 24,000

Quarterly: ₹ 12,000

Monthly: ₹ 4,000 

Sum Assured – Single Premium

Entry Age less than 45 years

125% of Single Premium

Entry Age equal to 45 years and above

Sum Assured – Limited Premium

Entry Age less than 45 years

10 times Annualized Premium2

Entry Age between 45-54 years

7 times Annualized Premium2

10 times Annualized Premium2

Entry Age equal to 55 years and above

7 times Annualized Premium2

Policy Term

10 years

Premium Payment Term

Single

Limited: 5 years

Entry Age

8 years3   

60 years

Maturity Age

18 years

70 years

  1. Subject to our Board Approved Underwriting Policy.
  2. Annualized Premium means the premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premium on riders, if any.
  3. For all ages, risk commences from the date of inception of the contract.

All ages mentioned above are age last birthday.

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Personal details

Years
Years

Financial details

Your Required life cover to protect your family’s future is

0

The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

In this policy, the investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.

For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. HDFC Life Capital Shield (Form No: 501-140 , UIN: 101L112V02 )is the name of the Unit linked plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Capital Shield (Form No: 501-140 , UIN: 101L112V02) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

ARN: EU/07/21/24456