Term Premium Calculator

Life Cover of 1 Crore @ Rs 21/day***

99.50% 

Claim Settlement Ratio##

Rs. 3 Tn.

Assets under management@

Rs. 630.8 Bn.

Total Premiums@

ROP

Return of Premium^

Rs.21/day***

1 Crore Life Cover#

7%

Online Discount**

Get Rs. 1 Cr. Life Cover at just Rs.21/day***

7% Online Discount**

Save tax up to Rs.54,600~

Get Rs. 1 Crore Life Cover at Rs. 26/day***

All fields are mandatory
nri-yesYes nri-noNo
maleMale femaleFemale
Yes No
Your age is years
Valid Age Range for the product is from 18 to 65
Please select annual income range
Please enter valid country code Please enter valid mobile no

arrow
Please authorize us to contact you

Customer rating 4.7/5

Complete Star Complete Star Complete Star Complete Star Half Star

Rated by 72531 customers

Your Mobile Number

+91 9989888811

green-check

red-check

You have entered incorrect OTP more than 5 times. Please try again after 12:44 AM

Didn't receive OTP? Resend OTP

Our Top Selling Online Insurance Solutions

The effective way to secure your family’s future

  • HDFC Life Click 2 Protect Super Trending

    UIN: 101N145V05

    Looking for complete protection under one plan at affordable cost along with tax benefits1

    UIN: 101N145V05

    Looking for complete protection under one plan at affordable cost along with tax benefits1

    Key Features*
    • Get back your premiums at zero cost via Smart Exit Benefit Option1
    • Buy Online and get 7% discount**
    • Death Benefit paid in advance on diagnosis of Terminal illness
    • Get back your premiums at zero cost via Smart Exit Benefit Option1
    • Buy Online and get 7% discount**
    • Death Benefit paid in advance on diagnosis of Terminal illness
    Term Plan
  • HDFC Life Click 2 Protect Elite

    UIN: 101N176V02

    A plan that provides benefits and helps you and your family stay truly protected.

    UIN: 101N176V02

    A plan that provides benefits and helps you and your family stay truly protected.

    Key Features*
    • Pay for a limited time and get covered for longer
    • Get back all premiums paid with Smart Exit Benefit1
    • Pay for a limited time and get covered for longer
    • Get back all premiums paid with Smart Exit Benefit1
    Term Plan
  • HDFC Life Sanchay Legacy

    UIN: 101N177V04

    A plan that protects your family’s financial future and helps you leave behind a lasting legacy!

    UIN: 101N177V04

    A plan that protects your family’s financial future and helps you leave behind a lasting legacy!

    Key Features*
    • Increasing Life cover
    • Available with No Medicals*
    •  Payout2 on diagnosis of Critical Illness
    •  Early RoP3 benefit
    • Increasing Life cover
    • Available with No Medicals*
    •  Payout2 on diagnosis of Critical Illness
    •  Early RoP3 benefit
    Term Plan

1. This can be exercised in any policy year greater than 30, but not during the last 5 policy years

***Online Premium for Life Option for HDFC Life Click 2 Protect Super (UIN: 101N145V05), Male Life Assured, Non-Smoker, 20 years of age, Policy term of 25 years, Regular pay, Annual frequency, exclusive of taxes and levies as applicable. (Monthly Premium of 622/30=20.7).

**7% online discount available on 1st year premium only

^ Available under Life & Life Plus plan options

#Provided we have received all the relevant and required documents and no further investigation is required. Claim settlement process would be completed within stipulated timelines once the claim request is approved

##As per the number declared in the investor presentation. View here.

@As per integrated annual report FY23-24, available on www.hdfclife.com. As of May 2024

~Tax benefits of ₹ 54,600 (₹ 46,800 u/s 80C & ₹ 7,800 u/s 80D) is calculated at highest tax slab rate of 30% on life insurance premium u/s 80C of ₹ 1,50,000 and health premium (Critical illness rider) u/s 80D of ₹ 25,000. Tax benefits are subject to conditions under section 80C, 80D, 10(10D) as per Income Tax Act, 1961. Please consult your tax advisor for more information.

*Non medical limits as per customer profile and life cover opted will apply. Simplified underwriting guidelines applicable under this plan.

2. 100% of Death Benefit is paid and the policy terminates. CI cover will start after the end of 10th policy year or Premium Payment Term, whichever is later.

3. RoP refers to Return of Premiums.



HDFC Life Insurance Company Limited (“HDFC Life”). 
CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.

Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011.  Tel No: 1800-266-9777

The name /letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under licence from HDFC Bank Limited.


For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.


ARN- DM/11/24/17968