Click 2 Protect Corona Kavach
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With the world in the midst of a pandemic, you’re having to deal with increased uncertainties on a daily basis. It is has now become even more imperative to ensure your own and your family’s health by making sound financial decisions and securing their future even in your absence.

To support you in this endeavor, HDFC Life and HDFC Ergo have come together to present to you Click 2 Protect Corona Kavach, to help you deal with life’s uncertainties confidently and lead a life without any worry for your family’s future!

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Why you need this Plan ?

  • Secures the future of your family in case of any untoward eventuality.
  • Helps protect your savings by providing cover for treatment costs arising out of COVID-19 illness.
Explore Click 2 Protect Corona Kavach
Click2Protect Health Plan

  • Protection:

    • Provide financial protection to you and your family at an affordable cost

    • Customize your plan with a choice of 9 plan options

    • All future premiums are waived on Accidental Total Permanent Disability and on diagnosis of Critical Illness^

    • Protect yourself for whole of life with lifelong protection options

    • Tax benefits* as per prevailing tax laws

    • * Tax benefits are subject to change in tax laws
      ^ Available with 3D Life and 3D Life Long Protection options

  • Health:

    • Special protection against COVID and Co-morbidity illnesses

    • Covers hospitalization expenses related to COVID-19 treatment

    • New born child covered from day 1

    • Covers home care treatment cost incurred for treatment of COVID for maximum up to 14 days per incident

    • Covers medical expenses under COVID Hospitalization in any Ayush Hospital

Benefits

Protection

Health

    Eligibility CriteriaLife Option3D Life Option, Extra Life Option, Income Option, Extra Life Income OptionIncome Replacement Option,Return of Premium OptionLife Long Protection Option3D Life Long Protection Option
    Min Age at Entry

    18 Years

    18 Years

    18 Years

    25 Years

    25 Years

    Max Age at Entry

    65 years

    Min Policy Term

    Single Pay : 1 month Regular Pay, Limited Pay : 5 years

    5 years

    5 years

    Whole of Life

    Whole of Life

    Max Policy Term

    (85 years - Age at Entry)

    (85 years - Age at Entry)

    40 years

    Premium Payment Mode

    Single Pay$, Regular Pay,
    Limited Pay : 5 years to (84 - Age at Entry)

    Single Pay$, Regular Pay,
    Limited Pay : 5 years to (84 - Age at Entry)

    Single Pay, Regular Pay,
    Limited Pay : 5 years to 39 years

    Limited Pay : (65 - Age at Entry) or (75 - Age at Entry)

    Limited Pay : (65 - Age at Entry)

    Min Age at Maturity

    23

    23

    23

    Whole of Life

    Whole of Life

    Max Age at Maturity

    85

    85

    85

     

    Eligibility Criteria
    Health
    Sum Insured Type
    • On Individual basis - SI shall apply to each individual family member.
    • On Floater basis - SI shall apply to the entire family.
    Category of Cover
    • Indemnity/BenefittooltipYou will be covered for the Sum Insured you choose. For example: If you avail a cover of INR 2 Lakhs for COVID-19 and incur treatment expenses of INR 3 Lakhs, the insurer will cover costs till up to INR 2 Lakhs only
    Sum Insured
    50 Thousand to 5 Lakhs

    Note: Sum Insured can be taken only in multiples of 50 Thousand.
    Policy Period
     
    • 3 ½ months (105 days)
    • 6 ½ months (195 days)
    • 9 ½ months (285 days)
    Note: Waiting period will be included in the policy period.
    WHO CAN BUY
    Policy can be availed by persons between the age of 18 years up to 65 years.

    Policy can be availed for Self and the following family members :
    • Legally wedded spouse.
    • Parents and Parents-in-law.
    • Dependent Children (i.e. natural or legally adopted) between the day 1 of age to 25 years.
      If the child above 18 years of age is financially independent, he or she shall be ineligible.

     

    For Income and Extra Life Income options, the maximum income term will be 20 years.
    All ages are expressed as on last birthday
    $Single pay option is not available under 3D Life Option
    Premiums will vary as per the plan option chosen.
    Product Brochure Download
    glossary entry point
    Having problems in understanding the jargons, let us help you out.
    GLOSSARY PAGE

    HOW CAN WE HELP YOU

    HELP TO BUY ONLINE
    Speak to our Certified Insurance Experts
    1800-266-9777

    All days 9:00 AM to 9:00 PM IST

    Instant Callback
    CLICK HERE
    1800-315-7373
    [email protected]
    SMS LIFE to 56161
    Call Us
    1800-266-7227

    Mon-Sat 9:30 A.M to 6:30 P.M IST

    Locate A Branch Near You
    There has been changes in branch operation timings due to COVID 19
    CHECK BRANCH TIMING
    Find Branch
    +91 8291 890 569   
    connect with us
    Call Us
    1860 267 9999

    Mon-Sat 10 am to 7 pm IST (Local Charges Applicable.) (DO NOT prefix any country code e.g. +91 or 00.)

    [email protected]
    NRI Service
    Email
    [email protected]

    (For NRI customer only)

    MISSED CALL SERVICE
    08000006609 to get details on your Fund Value
    (Applicable for Unit Linked Plans only),
    Premium Amount and Due Date
    Stay updated with HDFC Life

    Our vision is to provide innovative and customer-centric insurance plans that can help our customers secure their family's future as well as help them with other benefits such as tax savings. Keeping this in mind we offer a large range of life insurance plans such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs, saving and investment plans. Most of these life insurance policies are available online, so buy one today and Sar Utha Ke Jiyo!.

    As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/[email protected]/18602679999/HDFC Life branch. Ignore if already submitted.

    HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.

    Registered Office:

    HDFC Life Insurance Company Limited,

    Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.

    The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a licence/agreement
    For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully before concluding a sale. ARN: EC/06/2017/9792

    BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

    • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.