HDFC Life Uday
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Saving for your future is important, but what is also important is to protect those savings. HDFC Life Uday helps you do just that with benefits like guaranteed additions and bonuses while ensuring that your family receives a lump sum benefit in case of your unfortunate death. Save for your future, Protect your family and Sar Utha Ke Jiyo!

PROTECT YOUR LOVED ONES WITH LIFE INSURANCE COVER IN A FEW SIMPLE STEPS
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Benefits Available Under HDFC Life Uday
  • Maturity Benefit
    On survival till the maturity date you will receive the aggregate of
    1. Sum Assured on maturity
    2. Accrued Guaranteed1 Additions
    3. Accrued Reversionary bonus, Interim bonus and Terminal bonus, if any
  • Death Benefit
    In case of the Life Assured’s unfortunate demise, we will pay to the nominee the highest of the following:
    1. Sum Assured on Death + Accrued Guaranteed1 Additions + Accrued Reversionary Bonuses + Interim bonus (if any) + Terminal bonus (if any)
    2. 105% of premiums paid till date
  • Where Sum Assured on Death is higher of
    1. Sum Assured on Maturity, which is the absolute amount of benefit guaranteed1 to be payable on maturity of the policy
    2. An absolute amount assured to be paid on death, which in this case is equal to the Sum Assured on Maturity
    3. 10 times Annualized Premium for entry age up to 50 years and 7 times Annualized Premium for entry age greater than 50 years
  • Accidental Death Benefit
    In case of the Life Assured’s unfortunate demise during the term of the policy, an additional sum equal to Sum Assured on Death is payable
  • Auto Cover Continuance : 
    Under this feature, for a reduced paid-up policy the full death benefit shall continue for a period of one year (Auto Cover Continuance period) from the date of first unpaid premium. Auto Cover Continuance applies only to the basic death benefit and not to the additional accidental death benefit. At the time of payment of death benefit during the Auto Cover Continuance period the due but unpaid premium shall not be deducted from the benefit payable.
    The basic death benefit payable during this one year shall be the higher of:
    1. Sum Assured on Death + Accrued Guaranteed1 Additions + Accrued Reversionary Bonus (if any) + Interim Bonus (if any) + Terminal Bonus(if any)
    2. 105% of Premiums paid
  • During the auto cover continuance period, The additional accidental death benefit shall be reduced to paid-up Sum Assured on Death.
  • The Guaranteed1 Additions and Reversionary Bonuses accrued till due date of first unpaid premium shall become payable on death and no further Guaranteed1 Additions or Reversionary Bonus shall accrue to the policy.

1Guaranteed Additions of 3% p.a. during the first five policy years. Provided your policy is in force and all due premiums have been paid.

Subject to provisions, as per Income Tax Act 1961. Tax benefits are subject to changes in tax laws.

ENTRY AGE
 
MIN
18 yrs
 
MAX
55 yrs
MATURITY AGE
 
MIN
30 yrs
 
MAX
70 yrs
MINIMUM SUM ASSURED ON MATURITY
 
₹ 28,465
MAXIMUM SUM ASSURED ON MATURITY
 
No Limit subject to Broad approved underwriting policy
POLICY TERM 12 yrs 15 yrs
PREMIUM PAYING TERM 8 yrs 8 yrs or 10 yrs
All age mentioned above are age last birthday.
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
Product Brochure Download
Premium Rates Download
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