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Fund Performance Check
In this policy, the investment risk in the investment portfolio is borne by the policyholder
HDFC Life
Assured Pension Plan
HDFC Life Assured Pension Plan
UIN: 101L109V05Plan to retire to a life, where joy multiplies
Pension Multipler1
Assured Vesting Benefit2
Multiple Payment Options3
1800-266-9777
(All Days, from 9am to 9pm, Toll Free)
Why HDFC Life Assured Pension Plan?
A Unit Linked Pension Plan that lets you plan for your retirement
Start investing as early as 18 years
Lower vesting/maturity age of 45 years3
Secure your retirement with assured vesting benefit and also gain from upside in the market
Choose either a single or limited pay
Loyalty additions in the form of Pension Multipliers1 every alternate year, starting in the 11th year
Tax benefits as per prevailing tax laws2
- Loyalty additions will be added to the fund value, if all due premiums have been paid, every alternate year starting from the end of 11th policy year. equivalent to 1% of average fund value for immediately preceding two years.
- Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
- All ages mentioned above are age last birthday. For all ages, risk commences from the date of inception of the contract.
Your Plan. Your Benefits
Flexibility to choose your policy and premium payment terms.
Understand your benefits before buying this insurance policy
- Vesting Benefit
- Deferment of Vesting Benefit
- Death Benefit
- Pension Multiplier
- Utilization Of Policy Proceeds
Vesting Benefit
(Benefits at the time of maturity of the policy)
Vesting Maturity Benefit
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Your policy vests at the end of the policy term, and your Maturity (Vesting) Benefit will be the higher of the following:
- Fund Value or
- Assured Vesting Benefit
Assured Vesting Benefit can be calculated as: [101% + 1% * (Policy Term minus Premium Paying Term)] of the total premiums paid. -
Regulation mandates how this Maturity (Vesting) Benefit will be payable to you.1
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Disclaimer:
- Please refer to ‘Utilization of Policy Proceeds’ section present below for details or for complete details refer Product brochure.
Check Eligibility Criteria
Before buying HDFC Life Assured Pension Plan
ELIGIBILITY CRITERIA
Eligibility Criteria |
Minimum |
Maximum |
||
|---|---|---|---|---|
ENTRY AGE1 |
18 years |
65 years |
||
VESTING AGE1 |
45 years |
75 years |
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PREMIUM PAYMENT TERM SINGLE PAY |
Policy Term: 10, 15 to 35 years |
|||
PREMIUM PAYMENT TERMS 8 PAY |
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PREMIUM PAYMENT TERM 10 PAY |
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PREMIUM PAYMENT TERM 15 PAY |
Policy Term: 15 to 35 years |
|||
| Premium/Payment Frequency | Regular & Limited Options | Single Pay Option | |
|---|---|---|---|
Minimum Premium |
Annual |
₹ 24000 |
NA |
Half Yearly |
₹ 12000 |
NA |
|
Quarterly |
₹ 6000 |
NA |
|
Monthly |
₹ 2000 |
NA |
|
Single Pay |
NA |
₹ 50000 |
|
Maximum Premium |
No Limit2 |
||
- All ages mentioned above are age last birthday. For all ages, risk commences from the date of inception of the contract.
- Subject to our Board Approved underwriting Policy.
Not sure which insurance to buy?
Talk to an
Advisor right away
We help you to choose best insurance plan based on your needs
Customise your cover with this rider
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HDFC Life Protect Plus Rider
UIN: 101B016V01
Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.
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Personal details
Your Required life cover to protect your family’s future is
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In this policy, the investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. HDFC Life Assured Pension Plan (UIN: 101L109V05, Form No: 501) the name of the Unit linked plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Assured Pension Plan (UIN: 101L109V05, Form No: 501) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
T&C*
- Loyalty additions will be added to the fund value, if all due premiums have been paid, every alternate year starting from the end of 11th policy year equivalent to 1% of average fund value for immediate preceding two years.
- Assured Vesting Benefit can be calculated as: [101% + 1% x (Policy Term minus Premium Paying Term)] of the total premiums paid. For more details on Assured Vesting Benefit kindly refer to - Benefits of HDFC Life Assured Pension Plan (Section b).
- Flexibility to choose from Premium Paying Term options of Single Pay, 8 Pay, 10 Pay or 15 Pay.
ARN: EU/07/21/24459