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Online Buy Support

Branch Locator

Policy Holder Services

Fund Performance Check

Why it is important to buy a Life Insurance Policy?

  • A life insurance policy helps you get life cover for yourself and makes sure your immediate family has some financial support in the event of your death.

  • It also helps to finance your children's education and other requirements.

  • A life insurance policy can also help you to save for the future so that you have a continuous source of income after you retire.

  • It can help save your business, pay off debts and ensure that you are ready to meet any unforeseen contingencies in life.

Benefits of Life Insurance Plans

The death and disability benefits your loved ones can get from your life insurance policy are the biggest benefit of an insurance policy. There are other benefits too. Life insurance policies can be used as loan collateral, and can fetch you tax benefits under section 80 (C)* of the Indian Income Tax Act, Maturity proceeds are also exempt under section 10 (10)(D) of the Indian Income Tax Act, subject to terms and conditions being satisfied. Some life insurance plans can also help take care of your business’ financial liabilities in case of untimely death. Some insurance plans can also help you plan for long term life goals, children’s education and marriage and for unforeseen expenses.

*As per Income Tax Act, 1961. Tax benefits are subject to changes in tax law.

Life Insurance Plans are simple to understand!

Tune in to this video to know about our Life Insurance Plans.


Types of Life Insurance Plans

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    Protection Plans

    Term plans are typically low cost life insurance plans that provide full protection and financial stability to your loved ones in case of any unforeseen events.

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    Health Plans

    HDFC Life provides a variety of Health Insurance Plans & Mediclaim Policies that offer financial security to meet health related contingencies

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    Children's Plans

    Successful parenting is no mean accomplishment.A huge contributor to this success is financial planning for your child's future needs at the right age!

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    Savings Plans

    Our Savings and Investment plans are life insurance plans that offer you multiple avenues to save and grow your money.

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    Retirement Plans

    Retirement and Pension Plans provide you with financial security so that when your professional income starts to ebb, you can still live with pride without compromising on your living standards. 

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    SHAURYA Plans

    Sales and after sales service from individuals who have in-depth understanding and appreciation of Armed forces, police & paramilitary , their lifestyle and protection

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    ULIP Plans


    HDFC Life offers you a variety of ULIP products depending on your risk appetite and financial goals.

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    Group Insurance Plans

    HDFC Life offers various group life insurance policies that help employers/trusts with meeting their employee benefit liability obligations in a simple , efficient and cost effective manner and helping employees to secure their family’s financial independence in case of untimely demise or critical illness.

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    Discontinued Insurance Plans

    List of HDFC Life Products which have been discontinued and are now closed for sale. These life insurance products continue to be serviced by the HDFC Life Customer Service

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    Rural and Social Plans

    Rural & Social Plans are a special offering from HDFC Life, exclusively for the benefit of our rural customers.

Steps to buy Insurance Plans online

  • Visit the insurance company’s website.

  • Fill in details like name, date of birth, contact details, income and life cover expected.

  • You will be presented with a choice of plans with features, benefits and premium.

  • Choose the most suitable one by clicking on suggested options.

  • Pay the premium online. The payment mode shall be as per frequency chosen.

  • A confirmation will be sent to your registered email id on successful payment.

  • Fill up a detailed life insurance proposal form, which includes parameters like personal details, health details, existing life cover information, and lifestyle details and nominee details.

  • Upload identity, address proof and health-related documents and reports.

  • You may need to go through a medical examination at the suggested medical centre. The reports will be sent directly to the insurer.

  • Once policy is issued, confirmation and policy documents will be sent to you.

Riders in Life Insurance

Riders are the additional benefits that can be added by the policyholder with the policy at a nominal cost. Riders enhance your insurance cover, qualitatively and quantitatively. Currently HDFC Life offers you HDFC Life Income Benefit on Accident Disability Rider (UIN:101B013V03), HDFC Life Critical Illness Plus Rider (UIN:101B014V02) and HDFC Life Protect Plus Rider (UIN:101B016V01) on various online life insurance policies.


Frequently Asked Questions

1 What is life insurance?

Life insurance is a mutual contract or agreement between a policyholder and the insurance company. In exchange of insurance premium paid, the company pledges to pay a sum of money to the beneficiaries of the policy after a certain term or upon the policyholder's death.

2 Why is life insurance useful?

3 How much does life insurance cost?

ARN: EU/07/21/24761