Health insurance policies are one of the most ignored policies. We need to start taking the right insurance policies to cover our expenses. Falling ill is something you cannot control, and with time, medical issues only keep increasing. It's better to have a health insurance in place in case there's a medical emergency.
The right time to buy a general health insurance is now! The younger you're the better.There are many benefits of buying a medi-claim policy early:
Lower premiums- As you age, the premiums of a health insurance policy also increase as you are more on risk of falling ill. So, if you are looking to get your health insured at a lower cost, buy a health plan as early as you can.
Healthy Lifestyle- It is a belief that people don't require check-ups unless they are old. Sometimes, people get checked up for something as simple as a fever and discover they have some other serious ailment. When you take a general insurance policy, the policy also offers annual health check-ups to encourage you to take care of your health early on.
Financial freedom- When you buy insurance, it pays for your medical treatment. Without that you would end up paying for doctor's bills, medicines, check-up costs on your own which can amount to a lot of money. Buying a general health insurance policy can save you money.
HDFC Life offers a range of health insurance policies to take care of your health needs.
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"The thumb rule for retirement planning is - the earlier you start, the more you save. However, with age, your priorities change too. So, you need to factor in the cost of living in the present vis- a -vis future."
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