Insurance Basics

Securing the Future for Your Loved Ones

Securing the Future for Your Loved Ones

Hello there, my name is Amit. I have been living the retired life with my wife Anita for around 5 years now. Our beautiful daughter Zara always took care of us, but today, we are completely lost. You see, Zara was taken away from us when she was just 40 years old. To us, she was always our little baby girl. Ever since I retired, I got a pension, it wasn't anything great, but it was enough for us to manage our daily necessities. But Zara, who had never seen a hard day in her life didn't like this. She would give us some money every month, and insist we go out on holidays and enjoy our time together. She lived just down the road from us, and we saw her every day. She was a successful chef in a well-known restaurant, but then everything changed a couple of years ago.

Zara had been feeling slightly ill for a while, so after much pestering from her mother, she finally decided to go and visit the doctor. It was bad news. There was a tumour, and she would need a surgery to get it removed. Apart from the surgery, there was also some chemotherapy that she had to undergo. The treatments were expensive, but Zara had more than enough savings to pay for it all. After almost a year, she was finally declared cancer free; and slowly but surely, she went back to work and resumed her life. A few months later, the cancer came back. Zara fought hard, but eventually, she succumbed to it all. Anita and I were forced to say goodbye to her last month, and we're still struggling to cope with the loss.

We miss her. We miss the way her eyes would twinkle every time she laughed, and more than anything, we miss hearing her call us mom and dad. Before Zara left us, she made us promise her one thing – that we'd always continue to enjoy life and take holidays whenever we could. You see Zara, was a smart girl, and she had purchased a term plan a long time ago. She would pay the premiums every year, and after she passed away, Anita and I received the money from the plan. She had set it up so that we received some of the money every year. Anita and I don't intend to break our promise. We're going to use the money Zara left us to visit all the places she wanted us to go to.

We're lucky to have had a daughter like Zara, one who always thought about the future. Not just her own future, but our future too. You may be Zara's age, or you may be older than her, or perhaps a few years younger. As a father, I ask you to do one thing – always take care of your family first. Zara did, and even though the money doesn't make up for all the things we miss about her, it does leave us with a sense of pride, and peace of mind, knowing that we won't have to worry about money in the future. Life is unpredictable. Anita and I have had to face this fact last month. It's difficult to have to say goodbye to a child, but we're proud of Zara. We're thankful that she took measures to ensure we'd always be financially secure, and we're going to use the money she left us wisely.

Similar Articles:

Show Full Article
Hide Full Article
Disclaimer ^


Products offered by HDFC Life :

Recent Posts
Subscribe to get the latest articles directly in your inbox
Successful subscribed
Subscription Successful

You will receive the newly posted articles on your email id.

Popular Posts


Speak to our Certified Insurance Experts

All days 9:00 AM to 9:00 PM IST

Instant Callback
Call Us

Mon-Sat 9:30 A.M to 6:30 P.M IST

Locate A Branch Near You
There has been changes in branch operation timings due to COVID 19
+91 8291 890 569   
Call Us

Mon-Sat 10 am to 7 pm IST (Local Charges Applicable.) (DO NOT prefix any country code e.g. +91 or 00.)

NRI Service

(For NRI customer only)

Call us


08000006609 to get details on your Fund Value
(Applicable for Unit Linked Plans only),
Premium Amount and Due Date
Stay updated with HDFC Life