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Make An Investment That Also Insures Your Life. Starting @ ₹ 1000/month*

Fighting Cancer Isn't Easy. Preparing For It Is. Get A Cover Of Rs. 20 Lakhs @ Less Than ₹4 /day*

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HDFC Life Group Term Insurance Plan
HDFC Life Group Poorna Credit Suraksha
HDFC Life Pradhan Mantri Jeevan Jyoti
Bima Yojana
HDFC Life Group Jeevan Suraksha
HDFC Life Group Credit Protect Plus Insurance Plan
HDFC Life CSC Suraksha - Term Insurance Plan
Ultra Loan Shield
HDFC Life Group Suraksha
HDFC SL Group Traditional plan
HDFC Life Group Unit Linked Insurance Pension Plan
HDFC Life Group Variable Employee Benefit Plan
HDFC Life New Group Unit Linked Plan
HDFC Life Group Health Shield
HDFC Life Group Term Insurance Plan
This plan meets this need and serves as an ideal way for employers to reinforce their bond with their employees.
Features:
- Provides life cover to groups of people
- One master policy covering all members of the group
- Annually renewable term insurance plan
- Addition and deletion of members anytime during the year
- Sum assured payable to nominee on death of the covered member
HDFC Life Group Poorna Credit Suraksha
HDFC Life Group Poorna Credit Suraksha is a comprehensive Non-Linked, Non-Participating Group Credit Life Insurance plan.
Features:
- Provides financial protection against death or diagnosis of covered critical illnesses.
- Flexibility to choose cover term from 1 month to 30 years
- Flexibility to choose mode of premium payment – Single, Limited or Regular Pay.
- Available on Single and Joint Life basis.
HDFC Life Pradhan Mantri Jeevan Jyoti Bima Yojana
Government of India has launched the social scheme Pradhan Mantri Jeevan Jyoti Bima Yojana to offer benefits of Insurance to masses.
Features:
- Participating Banks will be the Master Policyholder while Savings Bank account members will be the members under the scheme
- For all Savings Bank account holders whose age is between 18 to 50 years
- Offers Rs 2 Lakhs renewable life insurance cover for your family, in your absence
- Life insurance worth Rs. 2 lacs at just Rs. 330 per annum
- The premium will be deducted from the account holder's saving bank account through 'auto debit' facility.
HDFC Life Group Jeevan Suraksha
This Plan is a Non Linked, Non Participating, Group Term Micro-Insurance Product.
Features:
- Provide Life Cover to all your Members / Employees at a nominal cost
- Option to choose between Fixed or Varying Sum Assured for Members / Employees
- Lumpsum payout to Nominee in case of Member’s / Employee’s Death
- Pay premium as per your convenience
- Hassle free issuance without any Medicals
HDFC Life Group Credit Protect Plus Insurance Plan
A tailor made plan to protect your families from the burden of loan repayment.
Features:
- A benefit plan which offers financial protection in event of death, disability and critical illnesses
- Flexibility to choose plan options. Option of decreasing and level cover
- Flexibility to choose loan cover term subject to a maximum of 30 years
- Just pay one time with single premium
HDFC Life CSC Suraksha - Term Insurance Plan
The Common Services Centre (CSC) is a strategic cornerstone of the National e-Governance Plan.
Features:
- Term insurance plan which keeps you protected for the entire policy term
- Flexible Policy Term options ranging from 5 to 15 years
- Simple and Hassle Free Issuance of the policy with Declaration of Good Health (DOGH)
Ultra Loan Shield
A unique combination plan that offers your customers protection from loan worries in an event of a health or life emergency.
Features:
- A comprehensive benefit plan which offers financial protection in event of death, disability and critical illnesses.
- Flexibility to choose plan options, Cover type (increasing or level) and coverage term.
- Just pay one time with single premium.
- Coverage available on Single and Joint life basis.
- Member can opt for coverage term lesser than loan tenures.
HDFC Life Group Suraksha
HDFC Life Group Suraksha is a Non Linked, Non Participating Group Micro-insurance Product.
Features:
- Secure your Member’s family against the burden of paying off debts
- Flexibility to choose cover term from 1 month to 10 years
- Option to choose between Level and Decreasing Cover
- Flexibility to pay Single, Limited or Regular Premium
- Flexibility to avail life coverage on Single or Joint Life basis
HDFC SL Group Traditional plan
The plan offers a flexible & cost effective way to build a corpus to fund all future employees’ needs.
Features:
- Annual interest credits at the end of the financial year.
- Tax Benefits to you and your employee as per prevailing Tax Laws.
- Interim interest credits may be paid depending on the performance of the product portfolio.
HDFC Life Group Unit Linked Insurance Pension Plan
Aims to provide the trustees a flexible solution for managing superannuation obligations.
Features:
- Effective way to build employee superannuation benefit fund
- Provides assured benefit
- Range of investment options to choose from
HDFC Life Group Variable Employee Benefit Plan
The plan offers an effective way to build a corpus to fund your future needs.
Features:
- Guaranteed1 Minimum Return of 1% per annum for the entire term of the policy
- Additional interest rate declared by us at the start of every financial quarter
- Income Tax Benefits2 to you and your employee as per applicable tax laws
- Choice of individual member level account in case of superannuation scheme
1The Assured benefit will be in the form of a 1% p.a. guaranteed return on the account value at the start of the year, adjusted suitably for the cash flows occurring during the year.
2Subject to provisions, as per Income Tax Act 1961. Tax benefits are subject to changes in tax laws.
HDFC Life New Group Unit Linked Plan
This is an unit linked insurance plan that offers a flexible & cost effective way to build corpus for your future needs.
Features:
- Range of 6 Debt and Equity oriented funds to choose from
- Flexibility of paying premiums
- Control over your investment by Switches
- In built Insurance Coverage of Rs. 1000
HDFC Life Group Health Shield
We at HDFC Life present a plan that helps you to offer a flexible health insurance package designed to suit every health related need.
Features:
- Daily Hospital Cash Benefit
- Surgical Benefit
- Critical Illness Benefit
- Cancer Cover
- Cardiac Cover
About HDFC Life Group Insurance
HDFC Life Insurance Company Limited has the list of products for progressive employers and groups who wish to provide the best and most innovative benefit solutions to their employees or members. We offer different products for different needs of groups ranging from group term insurance plans for pure protection, Savings Solutions for employees/members, Credit Life to cover the borrowers of an organization to voluntary funded plans such as gratuity and leave encashment.
One - stop shop for Group Benefit Solutions

Retirement Benefit Solutions
Provides an investment vehicle to employers to manage their employee benefit funds.

Protection Solutions
Provides life insurance cover to employees of an organisation and to loan borrowers and their families in case of unfortunate demise of the borrowers.
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Fund Performance

Fund Performance
This section will be useful for all our customers who have unit linked policies. It will help you understand how our unit-linked funds have performed vis-a-vis industry benchmarks.
KNOW MOREFAQs
As per the new IRDAI CIRCULAR (IRDA/Act/GDL/PRD/135/06/2012) dated 13th June 2012, no new members can be enrolled in the superannuation Schemes launched prior to 28/Mar/13.
The documents required for surrendering the policy are as follows: Surrender letter mentioning the reason for surrender signed by authorised signatories. Original policy document from the Client.
Changes in the employee identification number is permissible during the mid year for Group Term Insurance Policies.
The documents mentioned below are required while changing the company name during the policy year: ROC (Certificate of Registration) Pan card copy
About HDFC Life
HDFC Life is one of the leading life insurance companies in India
that offers a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension,Savings, & Investment and Health along with children's & Women's Plan.
Awarded the Best Life Insurance Company

Our Claim Promise
1-Day Claim Settlement*. * Know More
We have honoured 99.07% Individual claims!#
#Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2019-20.

1-Day Claim Settlement
is available for the following
- Cumulative claim amount on all policies up to ₹ 2 crores
- 1 day claim settlement is exclusively available for policies bought online
- Claim does not require field investigation
- All requisite documents# submitted by the nominee before 3 PM on a working day at HDFC Life branches. Intimations beyond 3 PM will be taken up the next business day
- HDFC Life will pay an interest^ on your death claim amount of every day of delay beyond one working day
T&C Apply
1) For all claims* fulfilling above mentioned condition, provided we receive all the documents, the claim will be within one working day and decision will be communicated accordingly. 2) Investigation/ Open title / Rival / Court involved Claims are excluded. 3) Policy duration at the time of the event is at least >=3 years. 4) Saturday, Sunday, public festivals and non-NAV days (for ULIP) are excluded (not treated as a working day)
^Interest rate would be at 6.25% per annum.
#Documentation Details
Claim form, Nominee photograph, Pan card copy, Identity and Address proof of nominee. (If nominee is a minor, documents of appointee to be submitted). Death certificate issued by competent authority for death registrations. Medical cause of death certificate. Cancelled cheque/copy with the name of nominee/appointee mentioned on it as per the passbook of the nominee/appointee. Past & current complete medical records including discharge/death summary, indoor case papers, investigation reports, consultation notes.
Inquest report, First/Final Information report, Viscera/Chemical Analysis report
Awarded E-business Leader at The Indian Insurance Awards 2015
Awards and Accolades
HDFC Life won the Marketing Campaign of the Year.
HDFC Life's Memories for Life Campaign was shortlisted in two categories
HDFC Life received the Gold Award at the 2014/15 LACP Vision Awards.
Media Mentions
HDFC Life saw 18% growth in overall new business premium collection. Sanjay Tripathy, Senior EVP, HDFC Life, among new channels, the online channel contributed 50% in individual Business.
HDFC Life, India’s leading private Life Insurance Company, conducted a survey of the current state financial freedom in India, which also captured the current state of health planning among Indian consumers.
Life 365
2 July 2016
HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited) Signs Up Indiabulls Housing Finance as Corporate Agency
Economic Times
25 April 2016
Customer Speak
I was quite amazed by how smooth the process to purchase my life insurance policy was.I could submit all forms online and could do it while sitting at work so easily!
Gauri Agnihotri,Operational Manager
July 13, 2016
Based on the severity and the type,cancer treatment can costs anywhere between 3 lakhs to 25 lakhs
Atul Gupta
25 Nov 2015
Helpdesk officer is very effective in resolving my Query and most important politeness courtesy and patience of officer Mr.Prashant and Kapil is excellent. They resolve my query immediately.
Mrs. Sonal Jayaswal,Rajasthan-Jaipur-Tonk Road
May 19, 2016
HOW CAN WE HELP YOU
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Call Us
Mon-Sat 10 am to 7 pm IST (Local Charges Applicable.) (DO NOT prefix any country code e.g. +91 or 00.)
Email
MISSED CALL SERVICE
MISSED CALL SERVICE08000006609 to get details on your Fund Value
(Applicable for Unit Linked Plans only),
Premium Amount and Due Date
BRANCH TIMING
India Timing :
Monday to Friday - 9:30 AM to 3:30 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
Revised Timings for few branches for the below mentioned states :
1. Bihar | 4. Odisha |
2. Gujarat | 5. Rajasthan |
3. Maharastra | 6. Tamil Nadu |
Due to lockdown/curfew situation some branches of the following mentioned states are temporarily closed :
1. Andhra pradesh | 5. Karnataka | 9. Punjab |
2. chhattisgarh | 6. Madya pradesh | 10. Tamil Nadu |
3. Gujarat | 7. Maharastra | 11. Telangana |
4. Haryana | 8. Puducherry | 12. West Bengal |
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Our vision is to provide innovative and customer-centric insurance plans that can help our customers secure their family's future as well as help them with other benefits such as tax savings. Keeping this in mind we offer a large range of life insurance plans such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs, saving and investment plans. Most of these life insurance policies are available online, so buy one today and Sar Utha Ke Jiyo!.
As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/[email protected]/18602679999/HDFC Life branch. Ignore if already submitted.
HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office:
HDFC Life Insurance Company Limited,

Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.
The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a licence/agreement
For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully before concluding a sale. ARN: EC/06/2017/9792
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.