HDFC Life Group Poorna Credit Suraksha

UIN No: 101N138V01

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HDFC Life Group Poorna Credit Suraksha is a comprehensive Non-Linked, Non-Participating Group Credit Life Insurance plan that protects the member’s family from the burden of repayment of any loan in case of any unfortunate event of death or diagnosis of any one of the 29 covered critical illness on the life of the covered member.

Choose from the benefits available under HDFC Life Group Poorna Credit Suraksha
  • Life option: On death of the Member, Sum Assured on Death will be payable. 
  • Extra Life option: On death of the Member, Sum Assured on Death will be payable.
    In case of Accidental Death of the Member, an additional death benefit equal to Sum Assured on Death will be payable. 
  • Accelerated Critical Illness option: On death of the Member, Sum Assured on Death will be payable.

In the event of Member being diagnosed with covered Critical Illnesses during the policy term, the Death Benefit payable shall be accelerated and the Sum Assured on Death shall be paid and the policy will terminate. 

Note: Accelerated Critical Illness Option is not an additional Benefit; it only facilitates an earlier payment of Death Benefit on prior occurrence of the covered critical illness. No Maturity Benefit is payable under the product. 

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