Employee Benefit Solutions
About HDFC Life
HDFC Life is one of the leading life insurance companies in India
that offers a range of individual and group insurance solutions that meet various needs such as Protection, Pension, Savings & Investment, Health, Child and Women’s plans.
Awarded the Best Life Insurance Company

Our Claim Promise
1-Day Claim Settlement*. * Know More
We have honoured 99.07% Individual claims!#
#Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2019-20.

1-Day Claim Settlement
is available for the following
- Cumulative claim amount on all policies up to ₹ 2 crores
- 1 day claim settlement is exclusively available for policies bought online
- Claim does not require field investigation
- All requisite documents# submitted by the nominee before 3 PM on a working day at HDFC Life branches. Intimations beyond 3 PM will be taken up the next business day
- HDFC Life will pay an interest^ on your death claim amount of every day of delay beyond one working day
T&C Apply
1) For all claims* fulfilling above mentioned condition, provided we receive all the documents, the claim will be within one working day and decision will be communicated accordingly. 2) Investigation/ Open title / Rival / Court involved Claims are excluded. 3) Policy duration at the time of the event is at least >=3 years. 4) Saturday, Sunday, public festivals and non-NAV days (for ULIP) are excluded (not treated as a working day)
^Interest rate would be at 6.25% per annum.
#Documentation Details
Claim form, Nominee photograph, Pan card copy, Identity and Address proof of nominee. (If nominee is a minor, documents of appointee to be submitted). Death certificate issued by competent authority for death registrations. Medical cause of death certificate. Cancelled cheque/copy with the name of nominee/appointee mentioned on it as per the passbook of the nominee/appointee. Past & current complete medical records including discharge/death summary, indoor case papers, investigation reports, consultation notes.
Inquest report, First/Final Information report, Viscera/Chemical Analysis report
Awarded E-business Leader at The Indian Insurance Awards 2015
Awards and Accolades
HDFC Life won the Marketing Campaign of the Year.
HDFC Life's Memories for Life Campaign was shortlisted in two categories
HDFC Life received the Gold Award at the 2014/15 LACP Vision Awards.
Media Mentions
HDFC Life saw 18% growth in overall new business premium collection. Sanjay Tripathy, Senior EVP, HDFC Life, among new channels, the online channel contributed 50% in individual Business.
HDFC Life, India’s leading private Life Insurance Company, conducted a survey of the current state financial freedom in India, which also captured the current state of health planning among Indian consumers.
Life 365
2 July 2016
HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited) Signs Up Indiabulls Housing Finance as Corporate Agency
Economic Times
25 April 2016
Customer Speak
I was quite amazed by how smooth the process to purchase my life insurance policy was.I could submit all forms online and could do it while sitting at work so easily!
Gauri Agnihotri,Operational Manager
July 13, 2016
Based on the severity and the type,cancer treatment can costs anywhere between 3 lakhs to 25 lakhs
Atul Gupta
25 Nov 2015
Helpdesk officer is very effective in resolving my Query and most important politeness courtesy and patience of officer Mr.Prashant and Kapil is excellent. They resolve my query immediately.
Mrs. Sonal Jayaswal,Rajasthan-Jaipur-Tonk Road
May 19, 2016
Our Products
MORE PLANS
- One master policy covering all members of the group more...
- Annually renewable term insurance plan
- Addition and deletion of members anytime during the year
- Sum assured payable to nominee on death of the covered member
- Financial protection in event of death, disability and critical illnesses more...
- Flexibility to choose plan options.
- Flexibility to choose loan cover term subject to a maximum of 30 years
- Coverage available on Single and Joint life basis
- For all Savings Bank account holders whose age is between 18 to 50 years more...
- Offers Rs 2 Lakhs renewable life insurance cover for your family
- Life insurance worth Rs. 2 lacs at just Rs. 330 per annum
- 'auto debit' facility.
- Term insurance plan which keeps you protected for the entire policy term more...
- Low premiums to ensure affordability
- Flexible Policy Term options ranging from 5 to 15 years
- Simple and Hassle Free Issuance of the policy with Declaration of Good Health (DOGH)
- Life cover for all members at nominal cost more...
- Choice of Fixed or Varying Sum Assured
- Hassle free issuance without any Medicals
- Flexible premium paying frequencies
- Lumpsum benefit upon death more...
- Policy term of 5 or 15 years
- Flexible premium paying frequencies
- Tax Benefit under Sec 80C &10(10D)
- One master policy covering all members of the group more...
- Annually renewable term insurance plan
- Addition and deletion of members anytime during the year
- Sum assured payable to nominee on death of the covered member
- Financial protection in event of death, disability and critical illnesses more...
- Flexibility to choose plan options.
- Flexibility to choose loan cover term subject to a maximum of 30 years
- Coverage available on Single and Joint life basis
- For all Savings Bank account holders whose age is between 18 to 50 years more...
- Offers Rs 2 Lakhs renewable life insurance cover for your family
- Life insurance worth Rs. 2 lacs at just Rs. 330 per annum
- 'auto debit' facility.
- Term insurance plan which keeps you protected for the entire policy term more...
- Low premiums to ensure affordability
- Flexible Policy Term options ranging from 5 to 15 years
- Simple and Hassle Free Issuance of the policy with Declaration of Good Health (DOGH)
- Life cover for all members at nominal cost more...
- Choice of Fixed or Varying Sum Assured
- Hassle free issuance without any Medicals
- Flexible premium paying frequencies
- Lumpsum benefit upon death more...
- Policy term of 5 or 15 years
- Flexible premium paying frequencies
- Tax Benefit under Sec 80C &10(10D)
MORE PLANS
- Guaranteed Minimum return of 1 % per annum more...
- Additional interest rate declared for every financial quarter
- Income Tax Benefits to employer and employee
- Choice of individual member level account in case of superannuation scheme
- Range of 6 Debt and Equity oriented funds to choose from more...
- Flexibility of paying premiums
- Control over your investment by Switches
- In built Insurance Coverage of Rs. 1000
- Effective way to build employee superannuation benefit fund more...
- Provides assured benefit
- Range of investment options to choose from
- Tax Benefits
- Guaranteed Minimum return of 1 % per annum more...
- Additional interest rate declared for every financial quarter
- Income Tax Benefits to employer and employee
- Choice of individual member level account in case of superannuation scheme
- Range of 6 Debt and Equity oriented funds to choose from more...
- Flexibility of paying premiums
- Control over your investment by Switches
- In built Insurance Coverage of Rs. 1000
- Effective way to build employee superannuation benefit fund more...
- Provides assured benefit
- Range of investment options to choose from
- Tax Benefits
HOW CAN WE HELP YOU
Service For Policyholders
Service For Policyholders Chat
Call Us
Mon-Sat 10 am to 7 pm IST (Local Charges Applicable.) (DO NOT prefix any country code e.g. +91 or 00.)
Email
MISSED CALL SERVICE
MISSED CALL SERVICE08000006609 to get details on your Fund Value
(Applicable for Unit Linked Plans only),
Premium Amount and Due Date
BRANCH TIMING
India Timing :
Monday to Friday - 9:30 AM to 3:30 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
Revised Timings for few branches for the below mentioned states :
1. Bihar | 4. Odisha |
2. Gujarat | 5. Rajasthan |
3. Maharastra | 6. Tamil Nadu |
Due to lockdown/curfew situation some branches of the following mentioned states are temporarily closed :
1. Andhra pradesh | 5. Karnataka | 9. Punjab |
2. chhattisgarh | 6. Madya pradesh | 10. Tamil Nadu |
3. Gujarat | 7. Maharastra | 11. Telangana |
4. Haryana | 8. Puducherry | 12. West Bengal |
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Our vision is to provide innovative and customer-centric insurance plans that can help our customers secure their family's future as well as help them with other benefits such as tax savings. Keeping this in mind we offer a large range of life insurance plans such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs, saving and investment plans. Most of these life insurance policies are available online, so buy one today and Sar Utha Ke Jiyo!.
As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/[email protected]/18602679999/HDFC Life branch. Ignore if already submitted.
HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office:
HDFC Life Insurance Company Limited,

Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.
The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a licence/agreement
For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully before concluding a sale. ARN: EC/06/2017/9792
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.