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Some of our branches are now open.
Access our digital self-serve options 24/7 at your convenience.
Some of our branches are now open.
Access our digital self-serve options 24/7 at your convenience.

New and improved chat for immediate response.

It is mandatory to submit PAN details for your policy with immediate effect
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*Available Mon-Sat from 10:00am to 7:00pm (Local charges apply).Do not prefix any country code e.g. +91 or 00.

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Instant Access To Manage Your Policies Anytime, Anywhere With My Account!

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GET it all with a missed call !
Dear customer,
Dear customer,
Now get details of your policy fund value,Premium amount and due date by giving a missed call on 08000006609 from your registered mobile number.
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Applicably only for unit links plans

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Fund Performance vs Benchmark
Check fund performance vis-a-vis benchmark.
VIEW FUND PERFORMANCE VS BENCHMARKPlans for HDFC Life Policy Holders
MORE PLANS
- Provides comprehensive financial protection to your family more...
- Option to choose a cover which fits your needs from 3 plan options
- Auto balances Death and Critical Illness benefits with increasing age6
- Option to avail cover for Whole of Life5
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Invest - ULIP
- Choose from 8 fund options more...
- Flexible premium paying terms
- Flexible policy term
- Tax benefits under Sec 80C and Sec 10(10D)
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Wealth
- Choice of 8 fund options with unlimited free switching more...
- Three plan options to choose from
- Systematic Transfer plan strategy for advantage of Rupee Cost Averaging
- Premium waiver benefit that protects the future of your loved one in your absence
- Fixed lump sum payout more...
- Option to choose Indexation benefit
- Tax benefits under Section 80D
- Multiple Claims of different conditions
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Retire
- Online Unit-linked Pension Plan more...
- Minimal Charges
- Lower maturity age of 45 yrs
- Tax benefits under Sec 80 C & 10 (10A)
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- Lumpsum on 18 Critical Illnesses
- Lumpsum on 138 surgical procedures
- Daily hospital cash benefit
- Provides comprehensive financial protection to your family more...
- Option to choose a cover which fits your needs from 3 plan options
- Auto balances Death and Critical Illness benefits with increasing age6
- Option to avail cover for Whole of Life5
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Invest - ULIP
- Choose from 8 fund options more...
- Flexible premium paying terms
- Flexible policy term
- Tax benefits under Sec 80C and Sec 10(10D)
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Wealth
- Choice of 8 fund options with unlimited free switching more...
- Three plan options to choose from
- Systematic Transfer plan strategy for advantage of Rupee Cost Averaging
- Premium waiver benefit that protects the future of your loved one in your absence
- Fixed lump sum payout more...
- Option to choose Indexation benefit
- Tax benefits under Section 80D
- Multiple Claims of different conditions
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Retire
- Online Unit-linked Pension Plan more...
- Minimal Charges
- Lower maturity age of 45 yrs
- Tax benefits under Sec 80 C & 10 (10A)
- Fixed benefit health insurance more...
- Lumpsum on 18 Critical Illnesses
- Lumpsum on 138 surgical procedures
- Daily hospital cash benefit
MORE PLANS
- 9 Plan options to choose from more...
- Lump Sum payout on Death or Diagnosis of Terminal Illness.
- Waiver of Premium on Accidental Total Permanent Disability
- Get additional coverage against Cancer
- 9 Plan options to choose from more...
- Lump Sum payout on Death or Diagnosis of Terminal Illness
- Waiver of Premium on Accidental Total Permanent Disability
- Additional Lump Sum payable on diagnosis of 19 covered Critical Illness
- 9 Plan options to choose from more...
- Lump Sum payout on Death or Diagnosis of Terminal Illness.
- Waiver of Premium on Accidental Total Permanent Disability
- Get a regular stream of Income on Accidental Disabilty
- 9 Plan options to choose from more...
- Lump Sum payout on Death or Diagnosis of Terminal Illness.
- Waiver of Premium on Accidental Total Permanent Disability
- Get additional coverage against Cancer
- 9 Plan options to choose from more...
- Lump Sum payout on Death or Diagnosis of Terminal Illness
- Waiver of Premium on Accidental Total Permanent Disability
- Additional Lump Sum payable on diagnosis of 19 covered Critical Illness
- 9 Plan options to choose from more...
- Lump Sum payout on Death or Diagnosis of Terminal Illness.
- Waiver of Premium on Accidental Total Permanent Disability
- Get a regular stream of Income on Accidental Disabilty
MORE PLANS
- Provides comprehensive financial protection to your family more...
- Option to choose a cover which fits your needs from 3 plan options
- Auto balances Death and Critical Illness benefits with increasing age6
- Option to avail cover for Whole of Life5
- Provides comprehensive financial protection to your family more...
- Option to choose a cover which fits your needs from 3 plan options
- Auto balances Death and Critical Illness benefits with increasing age6
- Option to avail cover for Whole of Life5
MORE PLANS
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Retire
- Online Unit-linked Pension Plan more...
- Entry age of 18 years
- Maturity age of 45 yrs
- Tax benefits under Sec 80 C & 10 (10A)
- Effective way to build employee superannuation benefit fund more...
- Guaranteed return of 0.5% per annum on the premiums paid
- Nominal Premium Allocation Charge
- Tax Benefits
- Traditional Participating Pension Plan more...
- Flexible premium paying frequency
- Choose your own policy term
- Tax benefits under Sec 80 C & 10 (10A)
- Lifelong assured income more...
- Choose from various annuity options
- Avail death benefit on certain options
- Avail tax benefit
- Option to start as early as 18 years more...
- Lower vesting/maturity age of 45 years
- Limited Pay & Single Pay
- Tax Benefits under Section 80C and Sec 10(10D)
- Additional premium allocation rate of 102.5% from 11th year onwards more...
- Assured benefits on maturity (vesting) with 101% of all premiums paid
- Flexibility to plan your retirement date and choose policy term
- Guaranteed regular income on the annuity purchased from us
- Assured maturity benefit (on vesting) of 101% of single premium more...
- Flexibility to choose single premium amount with option to invest further through top-up premiums
- Flexibility to plan your retirement date
- Guaranteed regular income on the annuity purchased
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Retire
- Online Unit-linked Pension Plan more...
- Entry age of 18 years
- Maturity age of 45 yrs
- Tax benefits under Sec 80 C & 10 (10A)
- Effective way to build employee superannuation benefit fund more...
- Guaranteed return of 0.5% per annum on the premiums paid
- Nominal Premium Allocation Charge
- Tax Benefits
- Traditional Participating Pension Plan more...
- Flexible premium paying frequency
- Choose your own policy term
- Tax benefits under Sec 80 C & 10 (10A)
- Lifelong assured income more...
- Choose from various annuity options
- Avail death benefit on certain options
- Avail tax benefit
- Option to start as early as 18 years more...
- Lower vesting/maturity age of 45 years
- Limited Pay & Single Pay
- Tax Benefits under Section 80C and Sec 10(10D)
- Additional premium allocation rate of 102.5% from 11th year onwards more...
- Assured benefits on maturity (vesting) with 101% of all premiums paid
- Flexibility to plan your retirement date and choose policy term
- Guaranteed regular income on the annuity purchased from us
- Assured maturity benefit (on vesting) of 101% of single premium more...
- Flexibility to choose single premium amount with option to invest further through top-up premiums
- Flexibility to plan your retirement date
- Guaranteed regular income on the annuity purchased
MORE PLANS
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Invest - ULIP
- Choose from 8 fund options more...
- Flexible premium paying terms
- Flexible policy term
- Tax benefits under Sec 80C and Sec 10(10D)
- Low ticket size more...
- Multiple term options
- Guaranteed Additions1 of 3% p.a. during the first five policy years
- Bonuses declared at the end of each financial year
- Choose from maturity benefit option more...
- Flexibility for premium payments
- Convenient premium paying modes
- Tax benefits under Sec 80C &10(10D)
- Regular premium endowment plan more...
- Flexible policy term
- Insurance coverage throughout policy
- Tax benefits under Sec 80C and Sec 10(10D)
- Guaranteed reversionary bonus more...
- Insurance coverage throughout policy
- Avail Critical Illness rider
- Tax benefits under Sec 80C and Sec 10(10D)
- Flexible premium paying terms more...
- Hassle-free issuance
- Benefits between 180% to 325%
- Tax benefits under Sec 80C and Sec 10(10D)
- Regular income for 8 - 15 years more...
- Add on riders available
- Wide range of plan options
- Tax benefits under Sec 80C and Sec 10(10D)
- Flexibility to choose your investment term from 10 to 25 years more...
- Customize your premium payment options-Single, Limited or Regular
- Choice of 3 Benefit Options to suit your financial requirements
- Flexibility to choose from 8 fund options
- Choose from benefit options more...
- Choice of funds
- Convenient premium paying modes
- Tax benefits under Sec 80C &10(10D)
- Unitlinked savings-cum-insurance plan more...
- Choose from a range of funds
- Flexibility to make partial withdrawals
- Tax benefits under Sec 80C &10(10D)
- Flexibility to choose term more...
- Wide range of funds
- Hassle-free annual premium option
- Tax benefits under Sec 80C &10(10D)
- 4 fund options to choose from more...
- Market linked returns for 10 years
- Convenient premium paying modes
- Tax benefits under Sec 80C and Sec 10(10D)
- Choose from 4 fund options more...
- Flexibility for single premium top ups
- Flexibility for fund switching
- Tax benefits under Sec 80C &10(10D)
- Protect your investment from market risks with an Assured Maturity Benefit of 101% of Total Premiums paid more...
- Pay premiums only once or for a limited period of 5 years
- Get increasing Loyalty Additions from the end of the 6th policy year onwards to boost the Fund Value
- Stay protected during the entire policy term with life insurance cover
- Exclusively for Rural Customers more...
- Minimal Investment Amount
- Maturity benefit
- Tax Benefits
- In this policy, the investment risk in the investment portfolio is borne by the policyholder.HDFC Life Click 2 Invest - ULIP
- Choose from 8 fund options more...
- Flexible premium paying terms
- Flexible policy term
- Tax benefits under Sec 80C and Sec 10(10D)
- Low ticket size more...
- Multiple term options
- Guaranteed Additions1 of 3% p.a. during the first five policy years
- Bonuses declared at the end of each financial year
- Choose from maturity benefit option more...
- Flexibility for premium payments
- Convenient premium paying modes
- Tax benefits under Sec 80C &10(10D)
- Regular premium endowment plan more...
- Flexible policy term
- Insurance coverage throughout policy
- Tax benefits under Sec 80C and Sec 10(10D)
- Guaranteed reversionary bonus more...
- Insurance coverage throughout policy
- Avail Critical Illness rider
- Tax benefits under Sec 80C and Sec 10(10D)
- Flexible premium paying terms more...
- Hassle-free issuance
- Benefits between 180% to 325%
- Tax benefits under Sec 80C and Sec 10(10D)
- Regular income for 8 - 15 years more...
- Add on riders available
- Wide range of plan options
- Tax benefits under Sec 80C and Sec 10(10D)
- Flexibility to choose your investment term from 10 to 25 years more...
- Customize your premium payment options-Single, Limited or Regular
- Choice of 3 Benefit Options to suit your financial requirements
- Flexibility to choose from 8 fund options
- Choose from benefit options more...
- Choice of funds
- Convenient premium paying modes
- Tax benefits under Sec 80C &10(10D)
- Unitlinked savings-cum-insurance plan more...
- Choose from a range of funds
- Flexibility to make partial withdrawals
- Tax benefits under Sec 80C &10(10D)
- Flexibility to choose term more...
- Wide range of funds
- Hassle-free annual premium option
- Tax benefits under Sec 80C &10(10D)
- 4 fund options to choose from more...
- Market linked returns for 10 years
- Convenient premium paying modes
- Tax benefits under Sec 80C and Sec 10(10D)
- Choose from 4 fund options more...
- Flexibility for single premium top ups
- Flexibility for fund switching
- Tax benefits under Sec 80C &10(10D)
- Protect your investment from market risks with an Assured Maturity Benefit of 101% of Total Premiums paid more...
- Pay premiums only once or for a limited period of 5 years
- Get increasing Loyalty Additions from the end of the 6th policy year onwards to boost the Fund Value
- Stay protected during the entire policy term with life insurance cover
- Exclusively for Rural Customers more...
- Minimal Investment Amount
- Maturity benefit
- Tax Benefits
Insurance Plans
FAQs
If policy holder fails to pay the premium even after the expiry of grace period, the policy status will be changed to lapse or Paid- Up depending on the year in which the policyholder fails to pay the premium.
A claim can be submitted by:Visiting our nearest Branch or Submitting our "Claim Request Form" through our website link http://www.hdfclife.com/customer-service/claims
HDFC Life will send an acknowledgement letter within 10 days of receiving the documents.
In case there are any further requirements the same will be intimated via this letter, e-mail on your registered address and SMS on your registered mobile number.
The claim would be paid in Indian Currency (INR) only.
Useful tools and calculators
Use our range of tools and life insurance premium calculators to plan for your financial goals. This will help you in quantifying your goals such as savings, retirement, education, marriage and life insurance.
About HDFC Life
HDFC Life is one of the leading life insurance companies in India
that offers a range of individual and group insurance solutions that meet various needs such as Protection, Pension, Savings & Investment, Health, Child and Women’s plans.
Awarded the Best Life Insurance Company

Our Claim Promise
1-Day Claim Settlement*. * Know More
We have honoured 99.07% Individual claims!#
#Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2019-20.

1-Day Claim Settlement
is available for the following
- Cumulative claim amount on all policies up to ₹ 2 crores
- 1 day claim settlement is exclusively available for policies bought online
- Claim does not require field investigation
- All requisite documents# submitted by the nominee before 3 PM on a working day at HDFC Life branches. Intimations beyond 3 PM will be taken up the next business day
- HDFC Life will pay an interest^ on your death claim amount of every day of delay beyond one working day
T&C Apply
1) For all claims* fulfilling above mentioned condition, provided we receive all the documents, the claim will be within one working day and decision will be communicated accordingly. 2) Investigation/ Open title / Rival / Court involved Claims are excluded. 3) Policy duration at the time of the event is at least >=3 years. 4) Saturday, Sunday, public festivals and non-NAV days (for ULIP) are excluded (not treated as a working day)
^Interest rate would be at 6.25% per annum.
#Documentation Details
Claim form, Nominee photograph, Pan card copy, Identity and Address proof of nominee. (If nominee is a minor, documents of appointee to be submitted). Death certificate issued by competent authority for death registrations. Medical cause of death certificate. Cancelled cheque/copy with the name of nominee/appointee mentioned on it as per the passbook of the nominee/appointee. Past & current complete medical records including discharge/death summary, indoor case papers, investigation reports, consultation notes.
Inquest report, First/Final Information report, Viscera/Chemical Analysis report
Awarded E-business Leader at The Indian Insurance Awards 2015
Awards and Accolades
HDFC Life won the Marketing Campaign of the Year.
HDFC Life's Memories for Life Campaign was shortlisted in two categories
HDFC Life received the Gold Award at the 2014/15 LACP Vision Awards.
Media Mentions
HDFC Life saw 18% growth in overall new business premium collection. Sanjay Tripathy, Senior EVP, HDFC Life, among new channels, the online channel contributed 50% in individual Business.
HDFC Life, India’s leading private Life Insurance Company, conducted a survey of the current state financial freedom in India, which also captured the current state of health planning among Indian consumers.
Life 365
2 July 2016
HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited) Signs Up Indiabulls Housing Finance as Corporate Agency
Economic Times
25 April 2016
Customer Speak
I was quite amazed by how smooth the process to purchase my life insurance policy was.I could submit all forms online and could do it while sitting at work so easily!
Gauri Agnihotri,Operational Manager
July 13, 2016
Based on the severity and the type,cancer treatment can costs anywhere between 3 lakhs to 25 lakhs
Atul Gupta
25 Nov 2015
Helpdesk officer is very effective in resolving my Query and most important politeness courtesy and patience of officer Mr.Prashant and Kapil is excellent. They resolve my query immediately.
Mrs. Sonal Jayaswal,Rajasthan-Jaipur-Tonk Road
May 19, 2016
HOW CAN WE HELP YOU
Service For Policyholders
Service For Policyholders Chat
Call Us
Mon-Sat 10 am to 7 pm IST (Local Charges Applicable.) (DO NOT prefix any country code e.g. +91 or 00.)
Email
MISSED CALL SERVICE
MISSED CALL SERVICE08000006609 to get details on your Fund Value
(Applicable for Unit Linked Plans only),
Premium Amount and Due Date
BRANCH TIMING
India except Mumbai, Amravati, Akola, Yavatmal and Pune Timing :
Monday to Friday - 9:30 AM to 3:30 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
Mumbai Timing :
Monday to Friday - 10:00 AM to 2:00 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
Amravati Timing :
Monday to Friday - 9:30 AM to 3:30 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
Akola Timing :
Monday to Friday - 9:30 AM to 3:30 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
Yavatmal Timing :
Monday to Friday - 9:30 AM to 3:30 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
Pune Timing :
Monday to Friday - 9:30 AM to 2:00 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
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Our vision is to provide innovative and customer-centric insurance plans that can help our customers secure their family's future as well as help them with other benefits such as tax savings. Keeping this in mind we offer a large range of life insurance plans such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs, saving and investment plans. Most of these life insurance policies are available online, so buy one today and Sar Utha Ke Jiyo!.
As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/[email protected]/18602679999/HDFC Life branch. Ignore if already submitted.
HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office:
HDFC Life Insurance Company Limited,

Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.
The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a licence/agreement
For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully before concluding a sale. ARN: EC/06/2017/9792
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.