This section will provide you various information about your policy. The section also consists of different forms which can be used for making any changes in your policy.

SimplyQlik is HDFC Life’s official self-serve option for customers.

Experience policy servicing at your convenience without any requirement of app download or registration for the services listed below.

  • View Policy & Client Details

  • Change of Address

  • Update Contact Details

  • Change in Name

  • NEFT Tagging

  • Change in Nominee

  • Fund Switch

  • Premium Redirection

  • Update PAN

  • Change in Mode

Click here to avail this service now.

NOTE: Use your registered Mobile Number or Email ID for availing SimplyQlik services.

Track your policy details online via My Account. To register for free click here.

If already registered, click here to login.

Call 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply
Do NOT prefix any country code. e.g. +91 or 00 or 
Write to us at [email protected]

NRI Customers : Please write to us at [email protected]

CP+ GTI JL  Regulated DOGH_Member Enrollment Form

CP+ GTI JL  Regulated SMQ_Member Enrollment Form

CP+ GTI JL  Regulated_Full UW form MEF

GTI CP+ CP (Single Life) DOGH Form Regulated Entity_v1.0

GTI CP+ CP (Single Life) Full Underwriting Form Regulated Entity_v1.0

GTI CP+ CP (Single Life) SMQ Form Regulated Entity_v1.0

HDFC Life Group Health Shield -  Member Information Form_ Regulated SMQ

HDFC Life Group Health Shield - Member Information Form_ Regulated DOGH

Micro-Insurance Product -  MIF Regulated_Without  DOGH

Micro-Insurance Product - MIF Regulated_DOGH

CP+ GTI JL  Non -Regulated DOGH_Member Enrollment Form

CP+ GTI JL  Non -Regulated SMQ_Member Enrollment Form

CP+ GTI JL  Non-Regulated_Full UW form MEF

GTI CP+ CP (Single Life) DOGH Form Non Regulated Entity_v1.0

GTI CP+ CP (Single Life) Full Underwriting Form Non Regulated Entity_v1.0

GTI CP+ CP (Single Life) SMQ Form Non Regulated Entity_v1.0

HDFC Life Group Health Shield  - Member Information Form_DOGH

HDFC Life Group Health Shield - Member Information Form_SMQ

Micro-Insurance Product -  MIF Non-Regulated_without DOGH

Micro-Insurance Product - MIF Non-Regulated_DOGH

HDFC Life Group Credit Protect  Proposal Form

HDFC Life Group Credit Protect Plus Insurance Plan - Proposal Form

HDFC Life Group Critical Illness Plus Rider - Proposal Form

HDFC Life Group Health Shield - Master Proposal form

HDFC Life Group Jeevan Suraksha  -  Master Proposal Form

HDFC Life Group Suraksha (Micro-Insurance Product) -  Proposal Form

HDFC Life Group Term Insurance -  Proposal Form

 

For changes in your personal or policy details, please fill in the appropriate form and submit it at any HDFC Life branch. Use the Branch Locator link available under Quick Links to locate nearest HDFC Life branch.

  1. Additional Single Premium Top Up
  2. Annuity Life Certificate
  3. Application for Transfer of Funds-New Business
  4. Assignment Form (Bilingual)
  5. Assignment Form (English)
  6. Banker's Verification Form
  7. Change in personal or policy details
  8. Customer Consent Document (CCD) - HDFC Bank
  9. Customer Consent Document (CCD) - IDFC First Bank
  10. Customer Consent Document (CCD) - Other Banks
  11. Customer Consent Document (CCD) - Others Channels
  12. Customer Consent Document (CCD) - Bandhan Bank
  13. Policy Servicing Form-2 (Excess Refund, Free Look Cancellation, Withdrawal of Proposal/Policy, Stop Payment and Reissue)
  14. FATCA CRS Annexure- New Business
  15. Form No. 60
  16. HDFCSL DeclarationN In Lieu of PAN Card
  17. Health Revival form
  18. Indemnity-Loss/Non-receipt of Policy Document
  19. Know Your Customer Addendum - Third Party KYC
  20. Maturity Discharge Voucher Conventional Non-Settlement
  21. Maturity Discharge Voucher ULIP Non-Settlement
  22. Maturity Discharge voucher ULIP Settlement
  23. Maturity Discharge Voucher WSS Plan
  24. Name Declaration Format
  25. NEFT Mandate
  26. Owner Change Form
  27. Payout Declaration on behalf of customer
  28. PHS form- Revival
  29. Policy Servicing Form - Life Stage Protection Feature
  30. Reassignment Form
  31. Reduction in Premium - Conventional Plan
  32. Reduction in Premium - ULIP Plan
  33. Request for Major Alterations
  34. SmartEMI & MID HDFC Bank- New Business
  35. Specimen Signature Form
  36. Transfer of Ownership
  37. Covid-19 Questionnaire
  38. Form No. 10F

A life/health insurance policy moves into non In-force status if the premium is not collected by the end of grace period. A policyholder can revive the policy by paying the outstanding premium(s) (inclusive of taxes and levies, interest and revival fee as applicable). The policy will become In-force once all the requirements raised  as per the terms and conditions of the policy are fulfilled. 

If policy holder fails to pay the premium even after the expiry of grace period, the policy status will be changed to lapse or Paid- Up depending on the year in which the policyholder fails to pay the premium.

The lapsed, Paid- Up or Discontinued policy can be revived as per conditions governing the product. You need to provide the insurer with evidence of insurability and pay all the outstanding premiums and related charges (if any).

If policy is in lapsed status for less than 6 months:

  1. Outstanding Premium(s)
  2. Revival Charges (If any)

If policy is in lapsed status for more than 6 months:

  1. Outstanding Premium(s)
  2. Revival Charges & interest charges ( interest charges are applicable for conventional plans)
  3. Personal Statement of Health (PHS) (only for underwriting plans) (PHS not required for Unit Linked Paid up cases)
  4. Revival Form & quote

If policy is in lapsed status for more than 1 year:

  1. Outstanding Premium(s)
  2. Revival Charges & interest charges ( interest charges are applicable for conventional plans)
  3. Revival Form & quote
  4. Personal Statement of Health (PHS) (only for underwriting plans) (PHS not required for Unit Linked Paid up cases)
  • Online Payment
  • Standing Instructions
  • Electronic Clearing Service
  • Direct Debit Facility Non ECS Location
  • Credit Card Auto Debit
  • Bill Pay
  • Easy Bill
  • MP Online
  • Drop Boxes
  • Post or Courier
  • HDFC Life Branches
  • Automated Voice Guided Payment
  • Axis Bank Branch
  • E-Collect

Below are the service touch points for your convenience.

  • Call Us: 1860 267 9999 Mon-Sat 10am - 7pm (Local charges apply. Do NOT prefix any country code e.g. +91 or 00)
  • Email: [email protected]
  • NRI Customers : Please write to us at [email protected]

Revival & Reinstatement of any policy incur a fixed cost, hence to compensate for that expense, INR 250 is charged.

 

1RB on SPWL is on compound basis, while on all other products it is on simple basis
2The policies under Sampoorn Samridhi product are eligible for Reversionary Bonus only after 3 years premiums are paid
- RB rates are declared for the period 1st April 2020 to 31st March 2021.
- IB rates are applicable for the eligible policies exiting during the period from 1st July 2021 to 30th June 2022

 

 
HDFC Money Back (UIN :101N002V01)
Bonus Declaration: 31st March 2010*4.00%
Bonus Declaration: 31st March 2011*10.00%
Bonus Declaration: 31st March 2012**12.50%
Bonus Declaration: 31st March 2013**12.50%
Bonus Declaration: 31st March 2014**13.00%
Bonus Declaration: 31st March 2015**13.50% for Policy Term 10 yrs and 28% for Policy Term 15 yrs
Bonus Declaration: 31st March 2016**13.50% for Policy Term 10 yrs and 30.00% for Policy Term 15 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
Money Back(UIN: 101N002V01)1013.50%15.00%15.00%
1530.00%37.00%40.00%

 

Product NamePolicy TermMaturity TB Rates F.Y 2019Maturity TB Rates F.Y 2020Surrender/Death TB RatesF.Y 2019Surrender/Death TB Rates F.Y 2020
HDFC Money Back (UIN :101N002V01)
1016.00%16.50%16.00%16.00%
11NA21.00%21.00%21.00%
12NA26.00%26.00%26.00%
13NA31.00%31.00%31.00%
14NA36.00%36.00%36.00%
1541.00%43.50%37.00%37.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Money Back
1121.00%NA
1226.00%NA
1331.00%NA
1436.00%NA
1537.00%44.00%
1643.50%NA
1750.00%NA
1856.75%NA
1963.25%NA
2069.75%69.75%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Money Back
1121.00%NA
1226.00%NA
1331.00%NA
1436.00%NA
1537.00%44.00%
1642.50%NA
1748.00%NA
1853.50%NA
1959.00%NA
2069.75%71.75%
21NA71.75%

 

 
HDFC Children’s Plan (UIN: 101N010V01)
Bonus Declaration: 31st March 2012**8.50%
Bonus Declaration: 31st March 2013**8.50%
Bonus Declaration: 31st March 2014**9.5%
Bonus Declaration: 31st March 2015**9.5% for Policy Term 10-12 yrs and 15% for Policy Term 13-15 yrs
Bonus Declaration: 31st March 2016**10.00% for Policy Term 10 yrs, 12.00% for Policy Term 11 yrs, 14.50% for Policy Term 12 yrs, 16.50% for Policy Term 13 yrs and 18.00% for Policy Term 14 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
HDFC Children’s Plan (UIN: 101N010V01)1010.00%11.00%11.00%
1112.00%12.50%12.50%
1214.50%15.00%15.00%
1316.50%17.50%17.50%
1418.00%21.00%22.00%
15NA24.00%28.00%

 

Product NamePolicy TermMaturity TB Rates F.Y 2019Maturity TB Rates F.Y 2020Surrender/Death TB RatesF.Y 2019Surrender/Death TB Rates F.Y 2020
HDFC Children’s Plan (UIN: 101N010V01)
1011.00%11.50%11.00%11.00%
1112.50%12.75%12.50%12.50%
1216.00%16.25%16.00%16.00%
1319.00%19.25%19.00%19.00%
1424.00%25.00%22.00%22.00%
1530.00%31.25%24.00%24.00%
1632.00%33.75%26.00%26.00%
17NA35.50%NA28.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Children’s Plan
1011.00%11.50%
1112.50%13.00%
1216.00%16.25%
1319.00%19.25%
1422.00%25.00%
1524.00%31.25%
1626.00%34.50%
1728.00%36.50%
1834.50%37.00%
1936.00%37.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Children’s Plan
1010.50%11.00%
1112.50%13.00%
1216.00%16.25%
1319.00%19.25%
1422.00%25.00%
1523.25%30.00%
1626.00%34.50%
1728.00%36.50%
1834.50%39.00%
1936.00%39.50%
20NA39.50%

 

 
HDFC Endowment Assurance (UIN: 101N001V01 & 101N001V02)
Bonus Declaration: 31st March 2011*10.00%
Bonus Declaration: 31st March 2012**8.50%
Bonus Declaration: 31st March 2013**8.50%
Bonus Declaration: 31st March 2014**9.5% for Policy Term 10-12 yrs and 10% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015**10.50% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016**11.00% for Policy Term 10 yrs, 12.50% for Policy Term 11 yrs, 15.00% for Policy Term 12 yrs, 17.50% for Policy Term 13 yrs, 20.00% for Policy Term 14 yrs, 23.00% for Policy Term 15 yrs and 25.00% for Policy Term 16 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
HDFC Endowment Assurance1011.00%12.00%12.00%
1112.50%14.00%14.00%
1215.00%16.00%16.00%
1317.50%20.00%20.00%
1420.00%24.00%26.00%
1523.00%28.00%31.50%
1625.00%32.00%33.50%
17NA35.00%37.00%

 

Product NamePolicy TermMaturity TB Rates F.Y 2019Maturity TB Rates F.Y 2020Surrender/Death TB RatesF.Y 2019Surrender/Death TB Rates F.Y 2020
HDFC Endowment Assurance (UIN: 101N001V01 & 101N001V02)
1013.50%15.50%13.50%13.50%
1114.50%16.50%14.50%14.50%
1217.00%19.00%16.00%16.00%
1321.00%21.50%20.00%20.00%
1427.00%27.75%24.00%24.00%
1534.00%35.25%30.00%30.00%
1636.00%37.75%32.00%32.00%
1740.00%46.00%36.00%36.00%
1844.00%46.00%40.00%40.00%
19NA50.00%NA44.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Endowment Assurance
1013.50%15.5%
1114.50%17.0%
1216.00%19.0%
1320.00%21.5%
1424.00%27.75%
1530.00%36.25%
1632.00%39.25%
1736.00%48.0%
1840.00%52.00%
1944.00%56.00%
2048.00%59.00%
2052.00%59.00%

 

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Endowment Assurance
1013.50%15.50%
1114.50%17.00%
1216.00%19.00%
1320.00%21.50%
1424.00%27.75%
1530.00%36.25%
1632.00%39.25%
1736.00%48.00%
1840.00%52.00%
1944.00%56.00%
2048.00%59.50%
2152.00%66.00%
22NA66.00%

 

 
HDFC Personal Pension Plan -RP (UIN: 101N008V01)
Bonus Declaration: 31st March 2011*10.00%
Bonus Declaration: 31st March 2012**12.50%
Bonus Declaration: 31st March 2013**12.50%
Bonus Declaration: 31st March 2014**12.5% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015**18.00% for Policy Term 10-12 yrs and 25% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016**18.00% for Policy Term 10 yrs, 20.00% for Policy Term 11 yrs, 22.00% for Policy Term 12 yrs, 25.00% for Policy Term 13 yrs, 27.00% for Policy Term 14 yrs and 30.00% for Policy Term 15 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
HDFC Personal Pension Plan -RP (UIN: 101N008V01)1018.00%18.00%18.00%
1120.00%21.00%21.00%
1222.00%23.00%23.00%
1325.00%26.00%26.00%
1427.00%29.00%30.50%
1530.00%33.00%34.50%
16NA36.00%37.00%

 

Product NamePolicy TermMaturity TB Rates F.Y 2019Maturity TB Rates F.Y 2020Surrender/Death TB RatesF.Y 2019Surrender/Death TB Rates F.Y 2020
HDFC Personal Pension Plan -RP (UIN: 101N008V01)
1022.00%22.25%21.00%21.00%
1125.00%25.50%24.00%24.00%
1228.00%28.75%27.00%27.00%
1331.00%31.75%30.00%30.00%
1435.00%36.00%33.00%33.00%
1540.00%41.25%38.25%38.25%
1645.00%46.75%42.50%42.50%
1749.00%51.25%46.00%46.00%
18NA56.50%NA49.50%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Personal Pension Plan -RP
1021.00%22.25%
1124.00%25.50%
1227.00%28.75%
1330.00%31.75%
1433.00%36.00%
1538.25%41.25%
1642.50%47.75%
1746.00%52.25%
1849.50%57.50%
1951.00%61.50%
2052.00%61.50%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Personal Pension Plan -RP
1021.00%26.00%
1124.00%28.75%
1227.00%32.00%
1330.00%36.00%
1433.00%40.00%
1538.25%45.00%
1642.50%49.00%
1746.00%53.50%
1849.50%58.00%
1951.00%62.00%
2052.00%71.00%
21NA71.00%

 

 
HDFC Savings Assurance Plan (UIN: 101N014V01)
Bonus Declaration: 31st March 2013**25.00%
Bonus Declaration: 31st March 2014**20.00%
Bonus Declaration: 31st March 2015**19.00%
Bonus Declaration: 31st March 2016**26.00% for Policy Term 10 yrs, 28.50% for Policy Term 11 yrs, 31.50% for Policy Term 12 yrs and 35.00% for Policy Term 13 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
HDFC Savings Assurance Plan (UIN: 101N014V01)1026.00%26.75%26.75%
1128.50%NANA
1231.50%32.50%32.50%
1335.00%35.00%35.00%
14NA38.50%38.50%

 

Product NamePolicy TermMaturity TB Rates F.Y 2019Maturity TB Rates F.Y 2020Surrender/Death TB RatesF.Y 2019Surrender/Death TB Rates F.Y 2020
HDFC Savings Assurance Plan (UIN: 101N014V01)
1027.50%28.50%25.00%25.00%
11NA31.00%28.00%28.00%
1235.00%36.00%32.00%32.00%
1340.00%41.00%34.00%34.00%
1445.00%46.00%39.00%39.00%
1552.00%53.00%45.00%45.00%
16NA59.00%NA51.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Savings Assurance Plan
1025.00%29.50%
1128.00%32.00%
1232.00%36.00%
1334.00%41.00%
1439.00%46.00%
1545.00%54.25%
1651.00%60.00%
1757.00%64.00%
1863.00%64.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Savings Assurance Plan
1025.00%30.00%
1128.00%32.00%
1232.00%36.00%
1334.00%41.00%
1440.00%47.50%
1545.00%54.25%
1651.00%60.00%
1757.00%65.50%
18NA65.50%

 

 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 5
Bonus Declaration: 31st March 2008*12.00%
Bonus Declaration: 31st March 2009*10.00%
Bonus Declaration: 31st March 2010*10.00%
Bonus Declaration: 31st March 2011*8.00%
Bonus Declaration: 31st March 2012**12.50%
Bonus Declaration: 31st March 2013**12.50%
Bonus Declaration: 31st March 2014**12.50%
Bonus Declaration: 31st March 2015**14.00%
Bonus Declaration: 31st March 2016**15.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 6
Bonus Declaration: 31st March 2008*14.00%
Bonus Declaration: 31st March 2009*12.00%
Bonus Declaration: 31st March 2010*14.00%
Bonus Declaration: 31st March 2011*12.00%
Bonus Declaration: 31st March 2012**15.00%
Bonus Declaration: 31st March 2013**15.00%
Bonus Declaration: 31st March 2014**15.00%
Bonus Declaration: 31st March 2015**35.00%
Bonus Declaration: 31st March 2016**21.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 7
Bonus Declaration: 31st March 2008*19.00%
Bonus Declaration: 31st March 2009*14.00%
Bonus Declaration: 31st March 2010*16.00%
Bonus Declaration: 31st March 2011*16.00%
Bonus Declaration: 31st March 2012**23.00%
Bonus Declaration: 31st March 2013**23.00%
Bonus Declaration: 31st March 2014**23.00%
Bonus Declaration: 31st March 2015**35.00%
Bonus Declaration: 31st March 2016**27.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 8
Bonus Declaration: 31st March 2009*16.00%
Bonus Declaration: 31st March 2010*20.00%
Bonus Declaration: 31st March 2011*20.00%
Bonus Declaration: 31st March 2012**30.00%
Bonus Declaration: 31st March 2013**30.00%
Bonus Declaration: 31st March 2014**30.00%
Bonus Declaration: 31st March 2015**35.00%
Bonus Declaration: 31st March 2016**32.50%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 9
Bonus Declaration: 31st March 2010*24.00%
Bonus Declaration: 31st March 2011*24.00%
Bonus Declaration: 31st March 2012**35.00%
Bonus Declaration: 31st March 2013**35.00%
Bonus Declaration: 31st March 2014**35.00%
Bonus Declaration: 31st March 2015**35.00%
Bonus Declaration: 31st March 2016**40.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 10
Bonus Declaration: 31st March 2011*28.00%
Bonus Declaration: 31st March 2012**45.00%
Bonus Declaration: 31st March 2013**45.00%
Bonus Declaration: 31st March 2014**45.00%
Bonus Declaration: 31st March 2015**45.00%
Bonus Declaration: 31st March 2016**48.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 11+
Bonus Declaration: 31st March 2012**52.00%
Bonus Declaration: 31st March 2013**52.00%
Bonus Declaration: 31st March 2014**55.00%
Bonus Declaration: 31st March 2015**60.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 12+
Bonus Declaration: 31st March 2013**52.00%
Bonus Declaration: 31st March 2014**55.00%
Bonus Declaration: 31st March 2015**60.00%
Bonus Declaration: 31st March 2016**67.00% for Policy Term 12 yrs, 77.00% for Policy Term 13 yrs, 87.00% for Policy Term 14 yrs and 97.00% for Policy Term 15 yrs
 
HDFC Assurance Plan
Bonus Declaration: 31st March 2014**15.00%
Bonus Declaration: 31st March 2015**18.00%
Bonus Declaration: 31st March 2016**20.00% for Policy Term 10 yrs, 22.50% for Policy Term 11 yrs and 25.00% for Policy Term 12 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
HDFC Assurance Plan (UIN: 101N018V01)1020.00%21.00%24.00%
1122.50%25.00%30.00%
1225.00%30.00%35.00%
13NA35.00%40.00%

 

Product NamePolicy TermMaturity TB Rates F.Y 2019Maturity TB Rates F.Y 2020Surrender/Death TB RatesF.Y 2019Surrender/Death TB Rates F.Y 2020
HDFC Assurance Plan (UIN: 101N018V01)
1027.00%30.00%23.00%23.00%
1133.00%34.50%30.00%30.00%
1237.00%38.75%32.00%32.00%
1343.00%45.00%38.00%38.00%
1450.00%52.25%42.00%42.00%
15NA67.25%NA45.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Assurance Plan
1023.00%30.00%
1130.00%34.50%
1232.00%38.75%
1338.00%45.00%
1442.00%52.25%
1545.00%67.25%
1648.00%71.00%
1751.00%71.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Assurance Plan
1023.00%30.50%
1130.00%34.50%
1232.00%38.75%
1334.00%41.00%
1442.00%54.00%
1545.00%67.25%
1648.00%73.50%
1751.00%74.00%
18NA74.00%

 

 
HDFC Single Premium Whole of Life Insurance Plan
Bonus Declaration: 31st March 2014**11.50%
Bonus Declaration: 31st March 2015**12.50%
Bonus Declaration: 31st March 2016**14.00% for Policy Term 10 yrs and 40.00% for Policy Term 15 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
HDFC Single Premium Whole of Life Insurance (UIN: 101N004V01)1014.00%15.00%15.00%
1114.00%22.50%22.50%
1214.00%30.00%30.00%
1314.00%45.00%45.00%
1414.00%60.00%60.00%
1540.00%70.00%70.00%
16NA80.00%80.00%

 

Product NamePolicy TermMaturity TB Rates F.Y 2019Maturity TB Rates F.Y 2020Surrender/Death TB RatesF.Y 2019Surrender/Death TB Rates F.Y 2020
HDFC Single Premium Whole of Life Insurance (UIN: 101N004V01)
1020.00%20.50%20.00%20.50%
1127.00%27.50%27.00%27.50%
1233.00%33.50%33.00%33.50%
1348.00%48.50%48.00%48.50%
1465.00%65.50%65.00%65.50%
1580.00%81.75%80.00%81.75%
1695.00%97.50%95.00%97.50%
17115.00%118.50%115.00%118.50%
18NA135.75%NA135.75%
19NA166.75%NA166.75%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Single Premium Whole of Life Insurance
1020.50%20.50%
1129.00%29.00%
1235.50%35.50%
1348.75%48.75%
1465.50%65.50%
1582.25%82.25%
16100.00%100.00%
17120.00%120.00%
18140.00%140.00%
19170.00%170.00%
20190.00%190.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Single Premium Whole of Life Insurance
1020.50%20.50%
1129.00%29.00%
1235.50%35.50%
1348.75%48.75%
1465.50%65.50%
1582.25%82.25%
16100.00%100.00%
17120.00%120.00%
18140.00%140.00%
19160.00%160.00%
20190.00%190.00%
21225.00%225.00%

 

 

ProductAge at maturityBY’19 (‘Enhanced Cover’ option)BY’19 (‘Enhanced Cash’ option)BY’20 (‘Enhanced Cover’ option)BY’20 (‘Enhanced Cash’ option)
HDFC Life Sampoorn Samridhi(term 5-6)
20-25
25%
30.00%
25%
30.00%
26-30
31-3532.50%32.50%
36-4035.00%35.00%
41-4537.50%37.50%
46-5042.50%42.50%
51-5548.00%48.00%
56-6055.00%55.00%
61-6560.00%60.00%
66-70NA65.00%

 

ProductAge at maturityBY’19 (‘Enhanced Cover’ option)BY’19 (‘Enhanced Cash’ option)BY’20 (‘Enhanced Cover’ option)BY’20 (‘Enhanced Cash’ option)
HDFC Life Sampoorn Samridhi(term 7-9)
20-25
25%
30.00%
25%
30.00%
26-30
31-3532.50%32.50%
36-4035.00%35.00%
41-4537.50%37.50%
46-5042.50%42.50%
51-5548.00%48.00%
56-6055.00%55.00%
61-6560.00%60.00%
66-70NA65.00%

 

ProductAge at maturity‘Enhanced Cover’ option‘Enhanced Cash’ option
HDFC Life Sampoorn Samridhi(term 7-10)
20-25
25%
30.00%
26-30
31-3532.50%
36-4035.00%
41-4537.50%
46-5042.50%
51-5548.00%
56-6055.00%
61-6560.00%
66-7065.00%

 

ProductAge at maturityBY’22 (‘Enhanced Cover’) optionBY’22 (‘Enhanced Cash’) option
HDFC Life Sampoorn Samridhi(term 7-9)
20-25
25%
30.00%
26-30
31-3532.50%
36-4035.00%
41-4537.50%
46-5042.50%
51-5548.00%
56-6055.00%
61-6560.00%
66-7065.00%

 

 

ProductAge at maturityBY’22 (‘Enhanced Cover’) optionBY’22 (‘Enhanced Cash’) option
HDFC Life Sampoorn Samridhi(term 10-11)
20-25
25%
30.00%
26-30
31-3532.50%
36-4035.00%
41-4537.50%
46-5042.50%
51-5548.00%
56-6055.00%
61-6560.00%
66-7065.00%

 

  
ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
HDFC Personal Pension Plan -SP (UIN: 101N008V01)515.00%NANA
621.00%NANA
727.00%27.00%27.00%
832.50%NANA
940.00%NANA
1048.00%48.00%48.00%
11NA57.00%57.00%
1267.00%67.00%67.00%
1377.00%85.00%85.00%
1487.00%100.00%100.00%
1597.00%120.00%120.00%

 

Product NamePolicy TermMaturity TB Rates F.Y 2019Maturity TB Rates F.Y 2020Surrender/Death TB RatesF.Y 2019Surrender/Death TB Rates F.Y 2020
HDFC Personal Pension Plan -SP (UIN: 101N008V01)
831.00%31.00%31.00%31.00%
935.00%35.00%35.00%35.00%
1048.00%48.00%48.00%48.00%
1160.00%60.00%60.00%60.00%
1272.00%72.00%72.00%72.00%
1390.00%90.00%90.00%90.00%
14115.00%115.00%115.00%115.00%
15140.00%140.00%140.00%140.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Personal Pension Plan -SP
1048.00%48.00%
1160.00%60.00%
1272.00%72.00%
1390.00%90.00%
14115.00%115.00%
15140.00%140.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Personal Pension Plan -SP
1048.00%56.25%
1160.00%70.00%
1272.00%85.00%
1390.00%102.00%
14115.00%121.25%
15140.00%140.50%

 

 
Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Classic Assure
1021.00%26.25%
1121.00%26.25%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Classic Assure
1021.00%27.25%
1121.00%NA
1221.00%NA

 

 
Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Classic Pension
1024.50%33.25%
1124.50%33.25%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Classic Pension
1026.00%35.00%
1126.00%NA

 

 
Product NamePolicy TermSurrender/Death TB Rates F.Y 2021Maturity TB Rates F.Y 2021
HDFC Group Savings
1030.00%30.00%

 

Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Group Savings1030.00%30.00%

 

 
Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC New Money Back
1223.00%23.00%
13NA23.00%
 
Product NamePolicy TermSurrender/Death TB Rates F.Y 2022Maturity TB Rates F.Y 2022
HDFC Pragati
512.00%12.00%
6NA12.00%

Notes:

  1. Please refer the policy document for applicability of bonus.
  2. Terminal Bonus rates are applicable for policies resulting in to claims by maturity in the year following the bonus declaration date.
  3. * - The rates are applicable on Sum Assured + Vested bonuses.
  4. ** - The rates are applicable on Sum Assured.
  5. Insurance is the subject matter of the solicitation
  6. HDFC Standard Life Insurance Company Ltd. Reg.No.101
  7. Payout of bonus is subject to company declaring the same
  8. #Bonus Year - 1st July 2018 to 30th June 2019
  9. TB rates are applicable for policies maturing, surrendering or resulting in death in the period from 1st July 2021 to 30th June 2022.
  10. The TB rate to be applied in the event of such claims will be the TB rate corresponding to policy term equal to the number of completed years for which premiums have been paid.

At HDFC Life, we always strive to provide premier products with high benefits to our customers. Details of the Historical Bonus Rates are given below:

Acceptable Identity Proofs and Residence Proofs :

Sr. NoDocumentsIdentity ProofsAddress Proofs
1PAN Card#Y-
2PassportYY
3Permanent Driving LicenseYY
4Voter’s Identity Card issued by Election Commission of IndiaYY
5Aadhaar CardYY
6Identity card with applicant’s photograph issued by Central/ State Departments, Statutory/ Regulatory Authorities, Public Sector Undertakings,Scheduled Commercials Banks, Public Finance InstitutionsY-
7Letter issued by a gazetted officer not more than 6 months old, mentioning the address along with a duly attested photograph of the personYY
8Bank account statement /Passbook not older than six months as on date of acceptance (If it contains photograph)YY
9Documents (not more than 3 months old) issued by Government departments of foreign jurisdiction and letter issued by Foreign Embassy or Mission in India (If it contains photograph)YY
10Central KYC Identifier (can be accepted, if there is no change in the current address of the client)YY

 

#PAN/Form 60 (if you do not have a PAN) has been made mandatory irrespective of premium amount.

List of Official Valid Documents for KYC purposes

FeaturesDocuments
Insurance Contracts with companies
  • Certificate of incorporation and Memorandum & Articles of Association
  • Resolution of the Board of Directors
  • Power of Attorney granted to its managers, officers or employees to transact business on its behalf
  • Company PAN
  • One copy of an officially valid document containing details of identity and address, one recent photograph and PAN / Form 60 in respect of managers, officers or employees holding an attorney to transact on its behalf
Insurance Contracts with partnership firms
  • Registration certificate, if registered
  • Partnership deed
  • Partnership Firm's PAN
  • Consent from other partners regarding premium being paid from Partnership Firm’s account
  • One copy of an officially valid document containing details of identity and address, one recent photograph and PAN / Form 60 in respect of managers, officers or employees holding an attorney to transact on its behalf
Insurance Contracts with trusts & foundations
  • Certificate of registration
  • Trust Deed
  • Trust's/Foundation's PAN.
  • Consent from other trustees regarding premium being paid from trust’s account
  • One copy of an officially valid document containing details of identity and address, one recent photograph and PAN / Form 60 in respect of managers, officers or employees holding an attorney to transact on its behalf

 

Any other 'Officially valid document' that shall be notified by the Central Government, in consultation with the Regulator from time to time.

Sr. NoSource of Fund / Proof of Income DocumentResident IndianNRI
SalariedSelf Employed / BusinessAgriculturistHRI/PEPSpecial JurisdictionsSalariedSelf Employed / Business
1Salary slip / certificate – issued in last 3 monthsYNNYYYN
2ITR / Form 16 / assessment orders / Computation of IncomeYYYYYYY
3Bank statement which establishes the Source of Fund / Bank statement (preceding 6 months) – addition of non cash creditsYYYYYY
(Indian bank statement)
Y
(Indian bank statement)
4Audited Company accountsNYNYYNY
5Audited firm accounts and Partnership DeedNYNYYNY
6Chartered Accountant’s CertificateNYNYYNY
7Fixed deposits liquidation entries in bank statement/ mutual fund redemption entries in bank statementYYYYYYY
8Rent receipt (issued in last 3 months) with valid agreementYYYYYYY
9Mandi receipt / Form J / agriculture recordsNNYNNNN
10Foreign Bank statement of specific countries showing credits (preceding 6 months)NNNNNYY
11Bank Statements reflecting cash credit transactions, where individual transaction value per instance and on a particular transaction date do not exceed Rs. 1,00,000NNNNYNN

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