Pay Insurance Premium
Multiple ways to pay premiums online using Net Banking, Credit Card, Debit Card, UPI, wallets, Bill Pay along with various offline and auto payment options.
Multiple ways to pay premiums online using Net Banking, Credit Card, Debit Card, UPI, wallets, Bill Pay along with various offline and auto payment options.

The list of online payment options to pay the premium instantly is provided below. Please click on the respective option for details.
Pay renewal premium online through HDFC Life website using the below payment Instruments and can also register for auto debit for timely future payments while paying the premium: Click here
Netbanking - For 44 banks this facility is available on Quick Pay. You may register for Auto debit (SI) on your bank account while paying through HDFC and ICICI Netbanking account for future premium payment. Click here for list of Banks available.
Credit cards –Payment through Visa, mastercard, Amex, maestro and Diners cards is accepted on Quick Pay. You may register for Auto debit (SI) on card while paying through Visa or mastercard for future premium payment
Debit cards - Payment through Visa, mastercard, maestro, Rupay, Diners cards is accepted on Quick Pay. You may register for Auto debit (SI) on HDFC bank account while paying through HDFC Debit card for future premium payment
EMI on credit card, EMI on HDFC debit card, UPI, PayTM and Payzapp wallet options are also available.
Login to My Account on HDFC Life website and pay the premium online using available instruments e.g. Netbanking, Credit card, Debit card, EMI, wallets and other. My Account allows you to manage your policy online. Click here to register/login
Pay renewal premium through HDFC Life App using any of the payment Instrument. Click here to download app
Policy holders who have net banking facility with their respective banks can transfer renewals electronically via NEFT / eCMS by transferring to respective HDFC Life Bank Accounts (Conventional & ULIP) by adding them as beneficiaries.
Add/register HDFC Life as a beneficiary to facilitate regular renewal premium payments before grace end of policy through Netbanking
Beneficiary Account Number | For Unit Linked Policies: HSLULP(followed by the policy number) |
For Conventional Policies: HSLGEN(followed by the policy number) | |
Beneficiary Name | HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited), |
Beneficiary IFSC Code | HDFC0000240 |
Beneficiary Bank Name | HDFC BANK LTD. |
Branch Name | Sandoz Branch, Mumbai |
Instructions
Kindly verify the Policy Type (Unit Linked/Conventional) before paying the premium. To know your policy type, please refer to your policy document.
You can pay premiums for “In Force” (active) policies only, before the premium due date.
Please ensure that the amount paid by you is exactly as mentioned in your Renewal Premium Notice or Premium Reminder.
Once the payment is successful, the premium receipt will be sent to your communication address or email ID registered in our records.
Disclaimer - Kindly ensure that there is NO third party payment made through NEFT, E-Collect or eCMS except for the permissible third party relationships which include Spouse, Parents, Children, Grandparents and Siblings.
Click here to view the process of registration through HDFC Bank
HDFC account holder customer can pay renewal premium in 3 clicks now through their HDFC netbanking account. Click here to login in HDFC Netbanking and Pay renewal premium in 3 clicks:
Login to HDFC Net Banking account
Click on insurance tab
Select HDFC Life
Click on Renew policies
Enter policy no. and DOB and pay through your preferred mode.
Pay renewal premium through PayTM App/website using netbanking , cards, UPI or wallet. Click here or scan the below QR Code in PayTM app to Pay.
eIA holder customers can pay their HDFC Life renewal premium through NSDL platform. Click here
Customer can now pay the renewal premium through BHIM, BBPS enabled internet Banking, Mobile Banking and Digital wallets. Follow below steps:
Go to Bill Payment or Pay bill or BillPay/Bharat BillPay/ Pay Bills tab
Select Insurance, select HDFC Life, Enter Policy Number and Date of birth
Verify the premium details and authorize the payment using available payment option.
Click here for list of banks and wallets.

The list of walk-in payment options to pay premium over the counter is provided below. Please click on the respective option for details.
Payment can be made anytime during the working hours at our HDFC LIFE branch. Click here to locate your nearest branch
1. Cheque or DD
You can submit Cheque /DD to branch personel or in dropbox or can send it through post or courier for renewal premium payment before grace end. Cheques/Demand Drafts must be drawn in favour of HDFC Life Policy No. XXXXXXXX. Please mention your name, contact number and email ID on the reverse side of the cheque/DD to help us contact you if required
Instructions
Submit the Declaration of Relationship for Third Party Payment in case the premium is paid by a person other than the Policy Owner (Third party relations). Acceptable third party relationships include grandparents, parents, siblings, spouse and children. Also if the payer is an NPO (Non Profit organisation) like an NGO/charitable trust, the relevant portion of the Third party declaration needs to be filled. Click here to download the KYC form.
For premium payment equal to and above INR 1,00,000 a copy of the identity and residence proof of the Third Party payer needs to be submitted.
Cheque or demand draft payments are accepted between 9.30 AM to 3.30 PM from Monday- Friday and between 9.30 AM to 1.00 PM on Saturday. Branches are closed on Sundays, national holidays and region- specific holidays.
As per RBI guidelines, non- MICR cheques may not be acceptable at a few locations.
2. Credit/Debit Card (POS device)
You can pay renewal premium using card (Visa,Mastercard, Rupay ,Maestro) at any of our branch through mswipe device,
Instructions
For premium payment above INR 1,00,000, a copy of the identity and residence proof of the payer needs to be submitted.
Renewal premium payments are accepted for "In-force, Lapsed, Discontinued, Paid-up" policies only.
EMI option is available for Axis Bank and ICICI Bank credit card through Mswipe.
Master/Visa/Maestro/American Express/RuPay Credit/Debit cards* are accepted by us.
3. PayTM QR code
Customer can scan PayTM QR code available at HDFC Life Branches and pay renewal premium for "In-force, Lapsed, Discontinued, Paid-up" policies using netbanking, Cards, UPI, wallet.
Now pay renewal premiums for your “In force” Policy by cheque or DD at any HDFC Bank branch during the bank’s working hours.To locate your nearest HDFC Bank branch, Click here
Instructions
Cheques/ Demand Drafts must be drawn in favour of HDFC Life Policy No. XXXXXXXX. Please also mention your name, contact number and email ID on the reverse side of the cheque/DD to help us contact you, if required.
Submit the Declaration of Relationship for Third Party Payment in case the premium is paid by a person other than the Policy Owner (Third party relations). Acceptable third party relationships include grandparents, parents, siblings, spouse and children. Also if the payer is an NPO (Non Profitorganisation) like an NGO/charitable trust, the relevant portion of the Third party declaration needs to be filled. Click here to download the KYC form.
For premium payment equal to and above INR 1,00,000 a copy of the identity and residence proof of the Third Party payer needs to be submitted.
Cheque or demand draft payments will be accepted between 9.30 AM to 3.30 PM from Monday- Friday and between 9.30 AM to 1.00 PM on Saturday. Branches are closed on Sundays, national holidays and region- specific holidays.
As per RBI guidelines, non- MICR cheques may not be acceptable at a few locations.
Now pay renewal premium in cash up to Rs 49,999/- at you’re your nearest retailor shop enabled on Bharat Billpay. Visit nearest Bharat Billpay Authorized retailor or outlet or Click here to locate nearest BBPS enabled outlet.
Pay premiums at your convenience at any of the CSC (Common Services Centres) outlets. To locate your nearest CSC center, click here
Highlights
Pay renewal premium across the extensive network of more than 1,31,000 CSC outlets Pan India
Renewal premium payments are accepted for "In-force, Lapsed, Discontinued, Paid-up" policies
Pay renewal premiums by cash mode upto INR 49,999
Receive instant payment acknowledgments
Pay premiums at your convenience at any of the AP Online and Telangana outlets. To locate your nearest AP Online center, click here.
Highlights
Pay renewal premiums across the extensive network of 3,681 AP Online neighbouring outlets in AP and Telangana
Renewal premium payments are accepted for "In-force, Lapsed, Discontinued, Paid-up" policies
Pay renewal premiums by cash mode upto INR 49,999
Receive instant payment acknowledgments
Note:This facility is available only to Customers based in Andhra Pradesh and Telangana.
Pay premiums at your convenience at any of the MP Online partnering outlets. To locate your nearest MP Online center, click here.
Highlights
Pay renewal premium across the extensive network of more than 6,800 MP online neighbouring outlets in Madhya Pradesh
Renewal premium payments are accepted for "In-force, Lapsed, Discontinued, Paid-up" policies
Pay renewal premiums by cash mode upto INR 49,999
Note:This facility is available only to Customers based in Madhya Pradesh.
You can pay renewal premiums of In-force, Lapsed, Discontinued, Paid-up policies by cash, local cheque, demand draft using Easypay service of Axis Bank branch across India. To locate your nearest Axis Bank branch, click here.
Instructions:
- Cheques/Demand Drafts must be drawn in favour of HDFC Life Policy No. XXXXXXXX. Please also mention your name, contact number and email ID on the reverse side of the cheque/DD to help us contact you if required.
- Cheque or demand draft payments are accepted until 3:00pm (working days). Branches are closed on Sundays, national holidays and region- specific holidays.
- Post-dated cheques will not be accepted.
- Please do not make any changes or corrections on the cheque. If any modifications are required, then please issue a fresh cheque.
- Payment acknowledgement will be issued over the bank counter.
- Pay renewal premium by cash upto INR 49,000/-.
- As per RBI guidelines, non-MICR cheques may not be acceptable at a few locations.
Pay premiums at your convenience at any Airtel Payments Bank outlets.
Highlights
- Pay renewal premium across the extensive network of more than 1,00,000 Airtel Payments Bank outlets across PAN India.
- Pay renewal premiums by cash mode upto INR 49,999.
- Receive instant payment acknowledgments.
- Click here to locate the nearest outlet.
Note
- For Unit Linked Plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life in accordance with IRDAI. The current cut- off timing for same day’s NAV is 3pm IST.
- Subject to provisions of the Income-tax Act, 1961.

This is an automated facility which debits the premium from the bank account/card specified by you, on the premium due date.
It is a secured digital platform to activate auto debit for renewal premium payment with the following added benefits:
Key Benefits
Quick registration.
Supports numerous Banks/Debit cards/Credit cards.
Zero mandate rejection (due to signature mismatch).
Click here to see the process.
Click here to register for auto debit.
Here's How to setup Auto-Debit for renewal premium with Quick Register & Never miss premium payment on the due date.
NOTE:
If your policy premium due date is within the next 15 working days, then please pay through another mode.
To avail the Bill Pay service, you need to first register on your bank's website. Post- registration,you can pay premiums online through your bank account and you will receive electronic premium statements. For list of banks, please click here.
Key Benefits:
No more waiting in queues, issuing cheques or late payment hassles
Get Alerts for premium payments made
Consolidated view and payment history
Service is absolutely free.
NOTE:
Kindly pay your renewal premiums on or before the premium due date.
Click here to view the process of registration through HDFC Bank
You can register auto debit while paying premium on HDFC and ICICI netbanking account, HDFC debit card and Visa, Master and Maestro Credit cards.
Click here to register now
To avail of this facility, please submit the Auto Debit Mandate along with a cancelled cheque at any HDFC Life branch or hand it over to your Financial Consultant.
Click here to download Auto debit Mandate from or get it from branch
NOTE:
Kindly register 30 days prior to due date
Pay premiums using your HDFC Bank credit card. Submit the Credit Card Mandate along with a clear photocopy of the front side of the credit card at any HDFC Life branch.
Download Auto debit Mandate from above link or get it from branch
Click here to download form
NOTE:
Kindly register 30 days prior to due date

The list of other payment options which can be used to pay premium is provided below. Please click on the respective option for details.
Call us on our helpline number 1860 267 9999 (Local charges apply) to pay renewal premium for policy before grace end. Do not prefix any country code. E.g. +91 or 00. The call center’s functions from Mon-Sat, from 10 am to 7 pm IST
- Choose your preferred language - English or Hindi
- Follow the instructions
- Pay through your VISA, Master or Diners credit card
- A transaction ID will be provided upon successful payment.
Customer can avail cheque pick-up facility by Calling us on our helpline number 1860-267-9999* between 10 am to 7 pm on Mon-Sat to arrange for a cheque pick-up.
Click here to schedule cheque pick up at your preferred address
Note:
This is applicable only for exceptional service request and for the pin codes in serviceable areas.
Customer can send cheques or demand drafts to any HDFC Life branch through post or courier.
Click here to locate your nearest branch.
Disclaimer: For Unit Linked Plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life in accordance with IRDAI. The current cut- off timing for same day’s NAV is 3pm IST.
Subject to provisions of the Income Tax Act, 1961.
PAN disclaimer: Please submit a copy of your PAN card/Form 60 (if you do not have PAN) irrespective of the premium amount. Please update your PAN via My Account/service@hdfclife.com/18602679999/ HDFC Life Branch. Ignore if submitted.
Third party payment disclaimer: Submit the Declaration of Relationship for Third Party payment (from the acceptable relationship as mentioned on the Third party KYC declaration) in case the premium is paid by a person other than the Policy Owner. Click here to download the KYC form.
HOW CAN WE HELP YOU
Service For Policyholders
Service For Policyholders Chat
Call Us
Mon-Sat 10 am to 7 pm IST (Local Charges Applicable.) (DO NOT prefix any country code e.g. +91 or 00.)
Email
MISSED CALL SERVICE
MISSED CALL SERVICE08000006609 to get details on your Fund Value
(Applicable for Unit Linked Plans only),
Premium Amount and Due Date
BRANCH TIMING
India except Mumbai, Amravati, Akola and Yavatmal Timing :
Monday to Friday - 9:30 AM to 3:30 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
Mumbai Timing :
Monday to Friday - 10:00 AM to 2:00 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
Amravati, Akola and Yavatmal Timing :
Monday to Friday - 9:30 AM to 2:00 PM
Saturday - 9:30 AM to 1:00 PM
Saturday - 9:30 AM to 1:00 PM
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Our vision is to provide innovative and customer-centric insurance plans that can help our customers secure their family's future as well as help them with other benefits such as tax savings. Keeping this in mind we offer a large range of life insurance plans such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs, saving and investment plans. Most of these life insurance policies are available online, so buy one today and Sar Utha Ke Jiyo!.
As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/service@hdfclife.com/18602679999/HDFC Life branch. Ignore if already submitted.
HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office:
HDFC Life Insurance Company Limited,

Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.
The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a licence/agreement
For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully before concluding a sale. ARN: EC/06/2017/9792
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS
• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.