HDFC Life Pension Super Plus

HDFC Life Pension Super Plus

You wait for the day when you can retire and pursue your interests - full time. This is possible only if you have assurance of post-retirement income. Presenting, HDFC Life Pension Super Plus Plan, a unit-linked pension plan designed to build a corpus over the policy term so that you can enjoy post-retirement life.

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  • Additional premium allocation rate of 102.5% from 11th year onwards
    1. Assured benefits on maturity (vesting) with 101% of all premiums paid till date including top-up premiums
      1. Flexibility to plan your retirement date and choose policy term
        1. Guaranteed regular income on the annuity purchased from us.

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          • At the end of the policy term, you will receive higher of the fund value or assured benefit of 101% of all premiums paid including top-up premiums
            1. Premiums invested in a fund that allocates assets dynamically between equities and fixed income assets
              1. At vesting (on maturity), you have the opportunity to purchase an annuity from a range of options. You will get guaranteed income for life for yourself and your spouse. You also have the option to commute up to 1/3rd of the benefit at vesting tax-free as per prevailing tax laws
                1. In the event of your demise during the policy term, your nominee will receive the death benefit
                  1. Benefit from long term investing with Premium Allocation Rate of 102.5% from 11thyear onwards

                    For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

                    Policy Term 10/15/20 years
                    Min-Max entry age 35-65 years
                    Min-Max age at maturity (vesting) 55-75 years

                    All age mentioned above are age last birthday.

                    For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

                    View this interactive video for more information on Pension Plans.