Illnesses always come unexpectedly and adversely affect your life and financial situation. So have you considered the financial impact on your life if you were to suffer from a critical illness in absence of a critical illness policy? Being absent from work during recovery or in worst case forced to quit working will definitely impact your income and coping up with the high medical expenses will wash out your savings.
HDFC Life Critical Illness Plus Rider is created to financially protect you and your family. This Rider provides a lump sum benefit on diagnosis of any one of the 19 critical illnesses which you can use to cover expenses associated with the illness.
|Minimum Entry Age (last birthday)||18 years|
|Maximum Entry Age (last birthday)||65 years|
|Maturity age (last birthday)||Up to 75 years|
|Minimum Rider Policy Term||5 years|
|Maximum Rider Policy term||Lower of^:|
|Maximum Rider Premium Paying Term that can be chosen under the Base Policy|
|Rider Premium Payment Term||Regular|
|Minimum Rider Sum Assured||Rs 25,000|
|Maximum Rider Sum Assured||No limit, subject to satisfactory underwriting#|
^This Rider will not be offered where the outstanding Rider Premium Paying Term under the Base Policy is less than 5 years.
#The maximum Sum Assured shall not exceed the Sum Assured of the Base Policy to which this rider is attached.