Health is the most important asset you have. Every aspect of your life is dependent on your good health. Due to changing lifestyles, health issues have escalated, thus imposing extra financial burden on the family. It becomes imperative therefore to have a health insurance product in place, to ensure that no matter how critical your illness, it does not impair your financial security.
Keeping the above in mind, we have developed a health insurance product and mediclaim policy for family, parents as well as individuals which will provide a lump sum amount if you are hospitalized or undergo any Surgical Procedure or are diagnosed with Critical Illness.
Critical illness insurance provides a lump-sum payment in-case the policyholder is diagnosed of a health related condition of a serious nature. Some of these common critical illnesses include: Heart attack, Cancer, Paralysis, Coronary artery bypass surgery, Major organ transplant (e.g. heart, lung, liver, pancreas), Stroke, Kidney Failure.
|Entry Age||18 years||65 years|
|Maturity Age||23 years||70 years|
|Policy Term||5 years|
|Premium Payment Mode||Onetime payment (Single premium) ; Annual (Regular Premium)|
|Premium Paying Frequency||Single / Regular|
|Sum Assured||Option 1 : Rs 25,000
Option 2 : Rs 50,000
Option 3 : Rs 75,000
Option 4 : Rs 1,00,000
Option 5 : Rs 1,50,000
Option 6 : Rs 2,00,000
Option 7 : Rs 2,50,000
Option 8 : Rs 3,00,000
Option 9 : Rs 4,00,000
Option 10 : Rs 5,00,000
Note: Age will be as on last birthday
A 30 days survival period between the date of diagnosis of a Critical Illness and the date of eligibility for benefit payment would be applicable
^Please read the Sales Brochure carefully for more benefits, exclusions and terms and conditions