The long-term worth of any Unit Linked policy comes from:

• The investment return it gives over time
• The effect of the charges over the lifetime of the policy

The benefit illustrations we provide to all our customers at the point of sale comply with IRDA guidelines and show the effect of the charges. This investment return data allows you to see how, in general, our funds are performing.

We have provided our performance figures in the following way:

• Rolling Performance : This is a chart analysis showing you year-on-year performance of our funds against a comparable market index
• Fund Meter : This is a bar chart representing returns achieved over certain pre-defined periods of time

For better understanding of the Rolling Performance charts, you may have a look at the ‘Guide to Rolling performance’ help file.