HDFC Life Smart Woman Plan

HDFC Life Smart Woman Plan, a unique insurance cum investment plan designed specifically for women. This plan ensures that your savings continue, while you adjust to the new stages of your life, and you remain confident to live life your way.

This ULIP plan comes with comprehensive coverage options where we will cover you against pregnancy complications and congenital conditions or for malignant female-specific cancers. During these critical moments, we assure you the peace of mind by waiving and funding your premiums so that as you overcome and adjust to your life your investments continue to grow.

Advantages

• Choose plan options as per your needs i.e. Classic or Premier or Elite
• Uninterrupted savings with Waiver & funding of premiums for next 3 years on the following events

  • Pregnancy complications or birth of child with congenital disorder
  • Diagnosis of malignant cancer of female organs
  • Death of spouse (Only with Elite option)
• Additional periodic cash payouts under Premier & Elite Options
• This plan provides valuable protection to your family in case you are not around. In case of your unfortunate demise during the policy term, we will pay the greater of the Sum Assured or your total fund value to your nominee.
• On maturity, you can take the Fund Value at the prevailing unit prices as lump sum or you can opt for settlement option. You can use the maturity benefit to fund your needs - be it for child's education, travel, upgrading your entrepreneurship venture etc.
• You have flexibility to make partial withdrawals to meet any unplanned expenses.

For more details on terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.