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Savings & Investment Plans


  • Dual benefit of protection and long term savings
  • Provide an assured sum for future needs
  • Inculcate a habit of regular savings
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Why do I need Savings & Investment Plans?

You have always given your family the very best. And there is no reason why they shouldn't get the very best in the future too. As a judicious family man, your priority is to secure the well-being of those who depend on you. Not just for today, but also in the long term. More importantly, you have to ensure that your family's future expenses are taken care, even if something unfortunate were to happen to you.


A big factor that you need to consider while building your wealth is inflation. It has a dual impact on your hard-earned savings. Inflation not only erodes your current purchasing power but also magnifies your monetary requirements for the future. Sample this: An 35 Year individual needs to invest Rs. 36,000/- per year with 8% returns to build a corpus of Rs. 10,00,000/- by the age of 50 Years.

Savings & Investment Planning

However, Rs. 10,00,000/- after 15 years would be worth roughly around half of what it is today once adjusted for inflation at the rate of 4%. Therefore, an individual will need to save nearer to Rs 50,000/- annually to reach your targeted savings at the age of 50 Years, if you consider inflation.

Our Savings & Investment Plans provide you the assurance of lump sum funds for your and your family's future expenses. While providing an excellent savings tool for your short term and long term financial goals, these plans also assure your family a certain sum by way of an insurance cover. With HDFC Standard Life's range of Saving & Investment Plans, you can therefore ensure that your family always remains financially independent, even if you are not around.

Types of Savings & Investment Plans

Our range of Savings & Investment Plans includes

Type Conventional Plans Unit Linked Insurance Plans
Regular Premium
  • HDFC SL New Money Back Plan
  • HDFC Assurance Plan#
  • HDFC Savings Assurance Plan^
  • HDFC Endowment Assurance Plan
  • HDFC Life Sampoorn Samridhi Insurance Plan
  • HDFC SL ProGrowth Super II
  • HDFC SL ProGrowth Flexi
Single Premium/ Investment
  • HDFC SL ProGrowth Maximiser
Limited Premium Payment
  • HDFC SL Crest
#HDFC Assurance Plan is available for sale through our Bancassurance Partners (HDFC Ltd.,HDFC Bank, Saraswat Bank and Indian Bank)
^HDFC Savings Assurance Plan is available for sale through HDFC Bank

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Toll Free (BSNL/MTNL):1800 227 227LOCAL CALL:6000 9191

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HDFC Life Insurance is a leading player amongst the private life insurance policy providers in India. We offer all types of life insurance plans such as term insurance plan, health plans, pension plans for retirement planning, child insurance plan/policy, child education plans, ULIPs, saving and investment planning plans. These policies also help in tax planning. Most of these HDFC Life insurance policies are available online and users can buy online HDFC Life Insurance Plans.

Copyright © 2009 HDFC Standard Life Insurance Company Limited. All Rights Reserved.

Insurance is the subject matter of the solicitation. HDFC Standard Life Insurance Company Limited. Registration No 101, granted on 23rd October, 2000 by IRDA.

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ARN: MC/04/2009/700