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HDFC SL New Money Back Plan

Being self reliant is a nice feeling. It´s comforting to be assured that you have necessary funds to live a fulfilling life. With HDFC SL New Money Back Plan, you will get regular cash back at periodic intervals, so that you can fulfill your dreams & aspirations. This plan also offers the financial protection to your loved ones when they need it the most, enabling you to live life with peace of mind.

Features

Please roll over your mouse over circles for explanation.; This Plan gives you the flexibility to structure an ideal plan depending on your short-term and long-term goals by letting you choose the amount of targeted savings and the policy term. This plan receives simple Reversionary Bonuses, which are usually added annually. At the end of the term, an additional Terminal Bonus may be paid depending on performance of underlying investment. You can choose a term of 12, 16, 20 or 24 years. Min. Entry Age is 14 yrs, Max. Entry Age 53 yrs & Max. Maturity Age is 65 yrs. A discount on basic premium for policies with Sum Assured equal and above Rs. 5 Lakhs. You get proportion of basic Sum Assured as cash lump sums at regular 4 year intervals within the policy term and on maturity, you you receive the balance proportion due at that point of time along with attaching bonuses for full Sum assured calculated for the full policy term.

Advantages

  • Money Back on completion of every 4 years, you would get a percentage of your sum assured as cash payout. The payout will be as defined below.
    Policy Terms (Yrs.) Survival Benefit as a % of Sum Assured (Money Back Payout)
    4th yr 8th yr 12th yr 16th yr 20th yr 24th yr
    12
    25%
    25%
    50% + attaching bonus
    -
    -
    -
    16
    25%
    25%
    25%
    25% + attaching bonus
    -
    -
    20
    20%
    20%
    20%
    20%
    20% + attaching bonus
    -
    24
    15%
    15%
    15%
    15%
    15%
    25% + attaching bonus
  • Provides valuable protection to your family by way of lump sum payment i.e. Sum Assured plus attaching bonsues, in case of unfortunate demise within policy term, over and above any earlier payouts.
  • You can choose to pay your premium as either Annually, Half-Yearly, Monthly or Quarterly depending on your convenience. You also have a range of convenient auto premium payment options
  • Tax benefits under sections 80C and 10(10D) of Income Tax Act, 1961
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

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Toll Free - MTNL/BSNL

1800 266 9777


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6000 9191


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SAVE@5676727

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SMS

LIFEto 56161

SERVICEto 5676727

Email Us

LIFE@HDFClife.com

SERVICE@HDFClife.com

Phone

Toll Free (BSNL/MTNL): 1800 227 227 LOCAL CALL: 6000 9191

Help Line: 1860 267 9999 (Local Charges Apply)

DO NOT prefix any country code e.g. +91 or 00

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HDFC Life Insurance is a leading player amongst the private life insurance policy providers in India. We offer all types of life insurance plans such as term insurance plan,women's plan, health plans, pension plans for retirement planning, child insurance plan/policy, child education plans, ULIPs, saving and investment planning plans. These policies also help in tax planning. Most of these HDFC Life insurance policies are available online and users can buy online HDFC Life Insurance Plans.

Copyright © 2012 HDFC Standard Life Insurance Company Limited. All Rights Reserved.

* Tax benefits are subject to change in tax laws.

Call us Toll Free on - 1800 227 227.

Guaranteed benefit is subject to the policy being in-force and claim requirements being fulfilled.Insurance is the subject matter of the solicitation. HDFC Standard Life Insurance Company Limited. Registration No 101, granted on 23rd October, 2000 by IRDA For more details on risk factors, exclusions and associated terms and conditions please read the product brochure before concluding a sale. HDFCSL New Money Back (Form No: P501-79, UIN: 101L063V01) is the name of the plan. This is a participating traditional plan. The name of the company or the name of the product does not indicate the quality of the plan.

The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.

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ARN: MC/08/2012/2675.