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HDFC SL Crest

Any uncertainty should not affect your plans. Be it of life, or of markets. You want to secure happiness for yourself and your loved ones. We present HDFC SL Crest - insurance cum investment plan that provides valuable financial protection to your family when needed the most along with an investment option for certainty of highest NAV along with a guarantee on returns*. So that when you reap the returns of life, they are on crests not on lows. In this plan you can choose to invest in either of two investments options- Highest NAV Guarantee Fund or Free Asset Allocation Option. This plan is a unit linked plan with insurance coverage that helps you achieve long term savings.

Features

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* Applicable only with Highest NAV Guarantee Fund option
; Minimum premium is Rs. 50,000 and there is no limit on maximum premiums. Premiums are to be paid annually only. The premium paying term is of 5 years and policy term is 10 years. This fund guarantees that the Guaranteed NAV applicable at maturity of your contract will be the higher of Rs. 15 or the highest NAV recorded daily during the first 7 years from the launch of the Highest NAV Guarantee Fund. The minimum age at entry is 14 years and maximum age at entry is 55 years and Maximum maturity age is 65 years. This option will enable you to invest in any of the 5 non guaranteed fund(s) available under this option. You can make your own investment strategy by switching or redirecting your future premiums. You can choose any sum assured multiple between 10 x annual premium to 20 x annual premium.

Advantages

  • Choice of two Investment Options - Highest NAV Guarantee Fund or Free Asset Allocation Option.
  • Benefit of minimum guaranteed NAV of Rs. 15 at maturity *.
  • On maturity you will receive the Fund value as per the investment option selected.
  • This plan provides valuable protection to your family in case you are not around. In case of your unfortunate demise during the policy term, we will pay the amount higher of your Sum Assured (less partial withdrawals) or your total fund value to your family. Please refer to product brochure for details.
  • This plan can be taken by filling Short Medical Questionnaire, which may not require you to go for medicals. Kindly refer to the product brochure for details.
  • Tax benefits are offered under section 80C and 10(10D) of the Income Tax Act, 1961
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

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Contact Us
Contact Us

Toll Free - MTNL/BSNL

1800 266 9777


Contact Us

Local Call

6000 9191


SMS

SAVE@5676727

Consult a Financial Consultant

Consult a Financial Consultant and solve your doubts or queries

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Product Info:

Existing customers:

SMS

LIFEto 56161

SERVICEto 5676727

Phone

Toll Free (BSNL/MTNL): 1800 227 227 LOCAL CALL: 6000 9191

Help Line: 1860 267 9999 (Local Charges Apply)

DO NOT prefix any country code e.g. +91 or 00

HDFC Life Insurance is a leading player amongst the private life insurance policy providers in India. We offer all types of life insurance plans such as term insurance plan,women's plan, health plans, pension plans for retirement planning, child insurance plan/policy, child education plans, ULIPs, saving and investment planning plans. These policies also help in tax planning. Most of these HDFC Life insurance policies are available online and users can buy online HDFC Life Insurance Plans.

Copyright © 2012 HDFC Standard Life Insurance Company Limited. All Rights Reserved.

# No compulsory medicals if SMQ (Short Medical Questionnaire) criteria are fulfilled.

* Tax benefits are subject to change in tax laws.

Call us Toll Free on - 1800 227 227.

Insurance is the subject matter of the solicitation. HDFC Standard Life Insurance Company Limited. Registration No 101, granted on 23rd October, 2000 by IRDA. For more details on risk factors, exclusions and associated terms and conditions please read the product brochure before concluding a sale. HDFCSL Crest (Form No: P501-81, UIN: 101L064V01) is the name of the plan. This is a non-participatory unit linked plan. In this policy, the investment risk in investment portfolio is borne by the policyholder. All Unit linked life insurance plans are subject to risk factors. The name of the company or the name of the product does not indicate the quality of the plan.

The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.

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ARN: MC/08/2012/2674.