Timely preparedness for uncertainties of the future can go a long way towards living a life of confidence. HDFC Gramin Bima Kalyan Yojana provides this preparedness through robust returns even on an investment as small as Rs. 400 by giving maturity amount of Rs. 450 in 3 years. In addition to the guaranteed returns, the plan offers the security of a life insurance cover (i.e. in case of unfortunate demise of policyholder before the end of policy term, the nominee will receive the death benefit) and the flexibility to exit prematurely. HDFC Gramin Bima Kalyan Yojana is a special offering from HDFC Standard Life, exclusively for the benefit of our rural customers.
On survival of the life assured to maturity of the plan which is 3 years after the inception date, a maturity benefit of Rs. 450 is payable.
On termination of the plan before maturity, benefits payable are (in Rs.):
| During Year | 1 | 2 | 3 |
|---|---|---|---|
| On Death | 5000 | 5000 | 5000 |
| On Surrender | 400 | 400 | 400 |
To be eligible for this plan, age at entry of the life assured must be between 18 and 50 years of age. Term period is fixed as 3 years and the Maximum age at Maturity is 53. This policy can be taken only on a single-life basis.
A single premium of Rs. 400 is due on the date of commencement. There are no further premium/s due.

Toll Free - MTNL/BSNL
1800 227 227
Local Call
6000 9191
LIFE@5676727
Consult a Financial Consultant and solve your doubts or queries
Product Info:
Existing customers:
LIFEto 56161
SERVICEto 5676727
Toll Free (BSNL/MTNL):1800 227 227LOCAL CALL:6000 9191
Toll Free :1800 228 228 (BSNL/MTNL) /1800 209 7777 (ANY PHONE)