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HDFC Critical Care Plan

Critical Illness can strike anyone. Today with advancement in medical science it is possible to survive a critical illness. Expenses on survival with a critical illness can be very high. HDFC Critical care plan provides for a lump sum payment on survival post diagnosis of a critical illness, so that in the event a critical illness strikes, you don't have to dig into those precious savings of yours.

Features

; Please roll over your mouse over circles for explanation.; Policy does not offer any maturity, death or surrender benefits. This plan provides you valuable protection and support in times of critical illness, helping your family to remain financially independent in difficult times. It provides you with a health cover against 30 critical diseases. You have the liberty to choose the amount of health cover (Sum Assured) as per your need. The minimum amount is Rs 2 lakh and the maximum is Rs 20 lakh. You have the option to reduce the sum assured after the lapse of three years after undertaking the policy, provided no policy claim has been made and the policy is still in-force, subject to conditions mentioned in the policy document. A sum assured of greater than Rs 10 lakh is entitled to a premium discount of 15 per cent on the excess premium payable over the premium corresponding to the sum assured of over Rs 10 lakh. The minimum term of the policy is 5 years and maximum term is 20 years. The policy term can be reduced after completion of the first three policy years, subject to conditions mentioned in the policy document. The minimum entry age is 18 years and maximum age is 55 years. You can reduce the premium amount after the completion of the first three years of the policy. You can change your premium payment frequency after the completion of one year, subject to conditions mentioned in the policy document.]

Advantages

  • Provides valuable protection on survival post diagnosis of a critical illnesses
  • Covers as many as 30 critical illnesses
  • Lump sum benefit payment paid irrespective of medical expenses
  • The policy continues even after the benefit payment paid on selected illness
  • Choice of the level of health cover and premium payment
  • Convenient and hassle free claims
  • Tax benefits are available under section 80D under Income Tax Act, 1961
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
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Toll Free (BSNL/MTNL): 1800 227 227 LOCAL CALL: 6000 9191

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HDFC Life Insurance is a leading player amongst the private life insurance policy providers in India. We offer all types of life insurance plans such as term insurance plan,women's plan, health plans, pension plans for retirement planning, child insurance plan/policy, child education plans, ULIPs, saving and investment planning plans. These policies also help in tax planning. Most of these HDFC Life insurance policies are available online and users can buy online HDFC Life Insurance Plans.

Copyright © 2012 HDFC Standard Life Insurance Company Limited. All Rights Reserved.

Insurance is the subject matter of the solicitation. HDFC Standard Life Insurance Company Limited. Registration No 101, granted on 23rd October, 2000 by IRDA.

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ARN: MC/04/2009/700