The HDFC Group Term Insurance is a cost-effective plan that addresses these needs. In addition you have the choice to opt for a GTI with an experience discount feature , where a discount is given on future premiums in case of favorable claim experience (subject to group size).

The HDFC group term insurance plan will have the following structure:

• One year renewable term insurance plan
• One master policy issued covering all members of the group
• Sum assured is payable on death (either due to natural causes or accidents)

The plan covers death due to any cause; accidental or natural, and hence is more comprehensive than Group Personal Accident Insurance. Several multinational corporations, large Indian companies, foreign banks and software companies have already chosen the HDFC Group Term Insurance, an innovative product from HDFC Standard Life Insurance, to protect their employees.

Optional Rider Benefits

• Accidental Death Benefit
• Total Permanent Disability
• Total Permanent and Partial Diability Benefit
• Critical Illness Benefit
• Terminal Illness Benefit

Download Forms for GROUP TERM INSURANCE

• Mid Year Joiners Information
• Mid Year Leaver's Form
• Death Benefit Claim Form
• Member Information Form
• Declaration Of Good Health
• Change in Sum Assured
• Group Term Insurance Renewal Letter
• Employer Certificate
• Medical Questionnaire